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JALI

Active
Private limited companyfounded 20242 yrs activeZelemseweg 89, 3290 Diest, BelgiumKBO/BCE: BE 1005.080.544
Summary

The computed 12-month bankruptcy probability of JALI is 2.2% (moderate). The 2025 annual accounts show equity of €205,702 and a net result of €104,640. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.12 against 3.2 in 2024; short-term debt: 13.9% and cash: 71.4% of total assets), and 13.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.1%
Return on assets
43.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 d early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JALI was incorporated on 23 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€205,702▲ 104%
2024 · €101,062
Total assets
€238,989▲ 82.2%
2024 · €131,160
Net result
€104,640▲ 8.9%
2024 · €96,062
Working capital
€137,239▲ 107%
2024 · €66,219
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€123,885-€136,057▲ 9.8%
Net result€96,062-€104,640▲ 8.9%
Equity€101,062-€205,702▲ 104%
Total assets€131,160-€238,989▲ 82.2%
Debt€30,098-€33,287▲ 10.6%
Working capital€66,219-€137,239▲ 107%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2025 Equity +104%, Total assets +82% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2024: €123,885€123,885Net result 2024: €96,062€96,062Operating result 2025: €136,057€136,057Net result 2025: €104,640€104,64020242025€0€50,000€100,000€150,000Operating result 2024: €123,885€124,000Net result 2024: €96,062€96,100Operating result 2025: €136,057€136,000Net result 2025: €104,640€105,00020242025
The operating result rises in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238,989
Fixed assets €68,463 ▲ 96.5%
Current assets €170,526 ▲ 77.0%
Equity and liabilities €238,989
Equity €205,702 ▲ 104%
Debt €33,287 ▲ 10.6%
Debt's share of the balance-sheet total falls from 22.9% to 13.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€141,464▲
2024 · €126,543
Cash flow
€110,047▲
2024 · €98,720
Current ratio
5.12▲
2024 · 3.20
Debt to equity
0.16▼
2024 · 0.30
ROE
50.9%▼
2024 · 95.1%
ROA
43.8%▼
2024 · 73.2%
Interest coverage
107.68▲
2024 · 85.95
Debt ≤ 1 year
€33,287▲
2024 · €30,098
Income taxes
€30,839▲
2024 · €26,481
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€131,160€238,989▲
Fixed assets21/28€34,843€68,463▲
Tangible fixed assets22/27€19,226€32,721▲
Plant, machinery and equipment23€977€1,349▲
Furniture and vehicles24€18,248€19,793▲
Other tangible fixed assets26-€11,580
Financial fixed assets28€15,617€35,741▲
Current assets29/58€96,317€170,526▲
Amounts receivable within one year40/41€2,337-
Trade receivables40€2,337-
Cash at bank and in hand54/58€93,980€170,526▲
Equity and liabilities
Total equity and liabilities10/49€131,160€238,989▲
Equity10/15€101,062€205,702▲
Contributions10/11€5,000€5,000=
Reserves13€96,062€200,702▲
Distributable reserves133€96,062€200,702▲
Amounts payable17/49€30,098€33,287▲
Amounts payable within one year42/48€30,098€33,287▲
Trade debts44€1,154€132▼
Suppliers440/4€1,154€132▼
Taxes, remuneration and social security45€28,944€33,119▲
Taxes450/3€28,944€33,119▲
Other amounts payable47/48-€36
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,658€5,407▲
Other operating charges640/8€957€701▼
Gross operating margin9900€127,500€142,165▲
Operating profit (loss)9901€123,885€136,057▲
Financial income75/76B€130€736▲
Recurring financial income75€130€736▲
Financial charges65/66B€1,472€1,314▼
Recurring financial charges65€1,472€1,314▼
Profit (loss) for the period before taxes9903€122,543€135,479▲
Income taxes67/77€26,481€30,839▲
Profit (loss) for the period9904€96,062€104,640▲
Profit (loss) for the period to be appropriated9905€96,062€104,640▲
Appropriation of the result
Profit (loss) to be appropriated9906€96,062€104,640▲
Transfer to equity691/2€96,062€104,640▲
To other reserves6921€96,062€104,640▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,658€5,407▲ 103%
Other operating charges640/8€957€701▼ 26.8%
Gross operating margin9900€127,500€142,165▲ 11.5%
Operating profit (loss)9901€123,885€136,057▲ 9.8%
Financial income75/76B€130€736▲ 465%
Recurring financial income75€130€736▲ 465%
Financial charges65/66B€1,472€1,314▼ 10.8%
Recurring financial charges65€1,472€1,314▼ 10.8%
Profit (loss) for the period before taxes9903€122,543€135,479▲ 10.6%
Income taxes67/77€26,481€30,839▲ 16.5%
Profit (loss) for the period9904€96,062€104,640▲ 8.9%
Profit (loss) for the period to be appropriated9905€96,062€104,640▲ 8.9%
Line20242025Change
Assets
Total assets20/58€131,160€238,989▲ 82.2%
Fixed assets21/28€34,843€68,463▲ 96.5%
Tangible fixed assets22/27€19,226€32,721▲ 70.2%
Plant, machinery and equipment23€977€1,349▲ 38.0%
Furniture and vehicles24€18,248€19,793▲ 8.5%
Other tangible fixed assets26-€11,580-
Financial fixed assets28€15,617€35,741▲ 129%
Current assets29/58€96,317€170,526▲ 77.0%
Amounts receivable within one year40/41€2,337--
Trade receivables40€2,337--
Cash at bank and in hand54/58€93,980€170,526▲ 81.4%
Equity and liabilities
Total equity and liabilities10/49€131,160€238,989▲ 82.2%
Equity10/15€101,062€205,702▲ 104%
Contributions10/11€5,000€5,000=
Reserves13€96,062€200,702▲ 109%
Distributable reserves133€96,062€200,702▲ 109%
Amounts payable17/49€30,098€33,287▲ 10.6%
Amounts payable within one year42/48€30,098€33,287▲ 10.6%
Trade debts44€1,154€132▼ 88.6%
Suppliers440/4€1,154€132▼ 88.6%
Taxes, remuneration and social security45€28,944€33,119▲ 14.4%
Taxes450/3€28,944€33,119▲ 14.4%
Other amounts payable47/48-€36-
Line20242025Change
Profit (loss) for the period9904€96,062€104,640▲ 8.9%
+ Depreciation and write-downs630€2,658€5,407▲ 103%
Operating cash flow (approximation)€98,720€110,047▲ 11.5%
Investment in fixed assets (approximation)--€39,027-
Change in cash-€76,546-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
State Gazette act General meeting · Auditor appointment
Auditor report · Share class
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €200,000Eq €205,702 ▲104%
2 profitable years in a row build equity to €205,702.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
686 m²
Building footprint
146 m²
Volume, LiDAR
709 m³
Parcel 24097F0161/00V000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JALI
Zelemseweg 89, 3290 DiestOther financial services
since 20242.355.544.733
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24097F0161/00V000 Flanders 686 m² 1 · 146 m² 6.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded23-01-2024
Fiscal year end31-12
Contact
E-mail janssens_ruth@hotmail.comDiest
Phone 0479/633158Diest
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.