JAK Solutions
ActiveSummary
JAK Solutions has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €-27k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-70
Solvency52▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.47 in 2024; short-term debt: 25.3% and cash: 0.2% of total assets), and 73.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
-7.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-04-2026, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 d early
2024
2 d late
2023
on the day
2021
20 d early
2020
10 d late
2019
55 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▼ 22.0%
2024 · €125k
2018: €33klowest value
2019: €41k▲ +24.8% vs 2018
2020: €44k▲ +6.2% vs 2019
2021: €39k▼ -11.8% vs 2020
2023: €48k
2024: €125k▲ +161% vs 2023highest value
2025: €98k▼ -22.0% vs 2024
2018 → 2025
Total assets
€364k▼ 9.9%
2024 · €404k
2018: €57klowest value
2019: €133k▲ +135% vs 2018
2020: €162k▲ +21.9% vs 2019
2021: €413k▲ +155% vs 2020highest value
2023: €372k
2024: €404k▲ +8.8% vs 2023
2025: €364k▼ -9.9% vs 2024
2018 → 2025
Net result
€-27k
2024 · €77k
2018: €13k
2019: €10k▼ -23.7% vs 2018
2020: €3k▼ -73.9% vs 2019
2021: €-5k▼ -302% vs 2020
2023: €9k
2024: €77k▲ +750% vs 2023highest value
2025: €-27k▼ -136% vs 2024lowest value
2018 → 2025
Working capital
€11k▼ 72.9%
2024 · €42k
2018: €19k
2019: €17k▼ -12.6% vs 2018
2020: €38k▲ +130% vs 2019
2021: €-6k▼ -116% vs 2020
2023: €-39klowest value
2024: €42k▲ +208% vs 2023highest value
2025: €11k▼ -72.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€44k-€39k▼ 11.8%€48k▲ 23.5%€125k▲ 161%€98k▼ 22.0%
2020: €44k
2021: €39k▼ -11.8% vs 2020lowest value
2023: €48k
2024: €125k▲ +161% vs 2023highest value
2025: €98k▼ -22.0% vs 2024
Operating result€7k-€-280€25k€113k▲ 342%€-19k
2020: €7k
2021: €-280▼ -104% vs 2020
2023: €25k
2024: €113k▲ +342% vs 2023highest value
2025: €-19k▼ -117% vs 2024lowest value
Net result€3k-€-5k€9k€77k▲ 750%€-27k
2020: €3k
2021: €-5k▼ -302% vs 2020
2023: €9k
2024: €77k▲ +750% vs 2023highest value
2025: €-27k▼ -136% vs 2024lowest value
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €113k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets
€261k ▼ 4.2%
Current assets
€103k ▼ 21.6%
Equity and liabilities €364k
Equity
€98k ▼ 22.0%
Debt
€267k ▼ 4.5%
Debt's share of the balance-sheet total rises from 69.1% to 73.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €146k
Cash flow
€5k▼
2024 · €110k
Current ratio
1.12▼
2024 · 1.47
Debt to equity
2.73▲
2024 · 2.23
ROE
-28.1%▼
2024 · 61.7%
ROA
-7.5%▼
2024 · 19.1%
Interest coverage
1.65▼
2024 · 28.91
Debt ≤ 1 year
€92k▲
2024 · €90k
Debt > 1 year
€175k▼
2024 · €187k
Income taxes
€547▼
2024 · €30k
Staff costs
€186k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€404k€364k▼
Fixed assets21/28€272k€261k▼
Intangible fixed assets21€23k€14k▼
Tangible fixed assets22/27€249k€246k▼
Land and buildings22€226k€232k▲
Furniture and vehicles24€23k€15k▼
Current assets29/58€132k€103k▼
Amounts receivable after more than one year29€12k€12k=
Other amounts receivable291€12k€12k=
Amounts receivable within one year40/41€65k€89k▲
Trade receivables40€55k€89k▲
Other amounts receivable41€10k€0▼
Cash at bank and in hand54/58€48k€891▼
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€404k€364k▼
Equity10/15€125k€98k▼
Contributions10/11€21k€21k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€78k€50k▼
Amounts payable17/49€279k€267k▼
Amounts payable after more than one year17€187k€175k▼
Financial debts170/4€187k€175k▼
Amounts payable within one year42/48€90k€92k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€23k€38k▲
Suppliers440/4€23k€38k▲
Taxes, remuneration and social security45€54k€41k▼
Taxes450/3€39k€8k▼
Remuneration and social security454/9€15k€33k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€81k€186k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€234k€202k▼
Operating profit (loss)9901€113k€-19k▼
Financial income75/76B€93€43▼
Recurring financial income75€93€43▼
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€108k€-27k▼
Income taxes67/77€30k€547▼
Profit (loss) for the period9904€77k€-27k▼
Profit (loss) for the period to be appropriated9905€77k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€50k▼
Profit (loss) brought forward from the previous period14P€724€78k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €558 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €43k | €86k | €81k | €186k | ▲ 128% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €27k | €48k | €33k | €32k | ▼ 2.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €3k | €0 | ▼ 100% |
| Other operating charges640/8 | - | €790 | €6k | €3k | €3k | ▼ 2.4% |
| Gross operating margin9900 | €56k | €71k | €166k | €234k | €202k | ▼ 13.4% |
| Operating profit (loss)9901 | €7k | €-280 | €25k | €113k | €-19k | ▼ 117% |
| Financial income75/76B | - | - | €6 | €93 | €43 | ▼ 53.6% |
| Recurring financial income75 | - | - | €6 | €93 | €43 | ▼ 53.6% |
| Financial charges65/66B | - | €4k | €12k | €5k | €8k | ▲ 63.6% |
| Recurring financial charges65 | €4k | €4k | €12k | €5k | €8k | ▲ 63.6% |
| Profit (loss) for the period before taxes9903 | €3k | €-4k | €13k | €108k | €-27k | ▼ 125% |
| Income taxes67/77 | €757 | €1k | €4k | €30k | €547 | ▼ 98.2% |
| Profit (loss) for the period9904 | €3k | €-5k | €9k | €77k | €-27k | ▼ 136% |
| Transfer from tax-exempt reserves789 | - | €5k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €3k | €97 | €9k | €77k | €-27k | ▼ 136% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €162k | €413k | €372k | €404k | €364k | ▼ 9.9% |
| Fixed assets21/28 | €71k | €297k | €301k | €272k | €261k | ▼ 4.2% |
| Intangible fixed assets21 | €16k | €28k | €34k | €23k | €14k | ▼ 38.4% |
| Tangible fixed assets22/27 | €55k | €269k | €268k | €249k | €246k | ▼ 1.0% |
| Land and buildings22 | - | €224k | €233k | €226k | €232k | ▲ 2.4% |
| Furniture and vehicles24 | - | €46k | €34k | €23k | €15k | ▼ 35.0% |
| Current assets29/58 | €91k | €116k | €70k | €132k | €103k | ▼ 21.6% |
| Amounts receivable after more than one year29 | - | - | - | €12k | €12k | = |
| Other amounts receivable291 | - | - | - | €12k | €12k | = |
| Amounts receivable within one year40/41 | €53k | €86k | €44k | €65k | €89k | ▲ 37.0% |
| Trade receivables40 | - | €86k | €44k | €55k | €89k | ▲ 61.2% |
| Other amounts receivable41 | - | €41 | - | €10k | €0 | ▼ 100% |
| Current investments50/53 | - | €22k | - | - | - | - |
| Cash at bank and in hand54/58 | €32k | €243 | €18k | €48k | €891 | ▼ 98.2% |
| Deferred charges and accrued income490/1 | - | €8k | €9k | €7k | €2k | ▼ 71.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €162k | €413k | €372k | €404k | €364k | ▼ 9.9% |
| Equity10/15 | €44k | €39k | €48k | €125k | €98k | ▼ 22.0% |
| Contributions10/11 | - | €21k | €21k | €21k | €21k | = |
| Reserves13 | €22k | €17k | €26k | €26k | €26k | = |
| Non-distributable reserves130/1 | - | €766 | - | - | - | - |
| Reserves not available under the articles1311 | - | €766 | - | - | - | - |
| Distributable reserves133 | - | €16k | €26k | €26k | €26k | = |
| Profit (loss) carried forward14 | €586 | €683 | €724 | €78k | €50k | ▼ 35.2% |
| Amounts payable17/49 | €118k | €375k | €324k | €279k | €267k | ▼ 4.5% |
| Amounts payable after more than one year17 | €65k | €252k | €199k | €187k | €175k | ▼ 6.7% |
| Financial debts170/4 | - | €252k | €199k | €187k | €175k | ▼ 6.7% |
| Amounts payable within one year42/48 | €53k | €122k | €109k | €90k | €92k | ▲ 2.3% |
| Current portion of amounts payable after more than one year42 | - | €84k | €72k | €12k | €13k | ▲ 0.8% |
| Trade debts44 | €17k | €30k | €6k | €23k | €38k | ▲ 61.9% |
| Suppliers440/4 | - | €30k | €6k | €23k | €38k | ▲ 61.9% |
| Taxes, remuneration and social security45 | - | €9k | €31k | €54k | €41k | ▼ 25.1% |
| Taxes450/3 | - | €9k | €17k | €39k | €8k | ▼ 79.5% |
| Remuneration and social security454/9 | - | - | €14k | €15k | €33k | ▲ 113% |
| Other amounts payable47/48 | - | - | €522 | - | €1k | - |
| Accrued charges and deferred income492/3 | - | €1k | €16k | €2k | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-5k | €9k | €77k | €-27k | ▼ 136% |
| + Depreciation and write-downs630 | €27k | €27k | €48k | €33k | €32k | ▼ 2.1% |
| Operating cash flow (approximation) | €29k | €22k | €57k | €110k | €5k | ▼ 95.6% |
| Investment in fixed assets (approximation) | - | €-253k | - | €-4k | €-21k | ▼ 472% |
| Change in cash | - | €-32k | - | €31k | €-48k | ▼ 254% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
31-10
Financial
Highest result since 2018net €77k ▲750%
Operating result €113k, net result €77k, both a record.
31-10
Financial
Liquidity doublescurrent ratio 1.47
Current ratio from 0.64 to 1.47; short-term debt falls from €109k to €90k.
31-10
Financial
Equity above €100kEq €125k ▲161%
2 profitable years in a row build equity to €125k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2015
Ground area
1.4 ha
Building footprint
4,128 m²
Volume, LiDAR
35,273 m³
2 parcels, Brussels, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
JAK Solutions
since 20152.247.740.715
JAK Solutions
since 20222.326.999.118
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0294/00Z002 | Brussels | 7,956 m² | 1 · 2,242 m² | 8.7 m · 2 fl. |
| 22662B0407/00D011 | Flanders | 6,201 m² | 1 · 1,886 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADITOS
BE 0895.652.369
Merelbeke-Melle · Eq €97,610
Nice Hand Creation
BE 0547.928.551
Mont-Saint-Guibert · Eq €97,623
HORIZON ICT&STAFFING
BE 0697.647.457
Zaventem · Eq €97,569
DataFlo Consulting
BE 1002.718.989
Sambreville · Eq €97,634
DB Tech Vision
BE 0681.841.308
Heers · Eq €97,563
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2015
Fiscal year end31-10
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.