JAK IMMO
ActiveThe computed 12-month bankruptcy probability of JAK IMMO is 2.6% (moderate). The 2025 annual accounts show negative equity (€-41k) and a net result of €-27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27676 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.97 in 2024; short-term debt: 755.1% and cash: 82.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-655.1%
Return on assets
-425.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €-41k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
21 d late
2024
60 d late
2022
92 d late
2021
144 d late
2020
61 d late
2019
104 d late
2018
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-41k▼ 186%
2024 · €-14k
2018: €19k
2019: €23k
2020: €47k
2021: €80k
2022: €64k
2024: €-14k
2018 → 2025
Total assets
€6k▼ 84.0%
2024 · €39k
2018: €164k
2019: €191k
2020: €178k
2021: €184k
2022: €151k
2024: €39k
2018 → 2025
Net result
€-27k▲ 59.8%
2024 · €-67k
2018: €-2k
2019: €4k
2020: €24k
2021: €34k
2022: €-16k
2024: €-67k
2018 → 2025
Working capital
€-42k▼ 3,781%
2024 · €-1k
2018: €8k
2019: €11k
2020: €49k
2021: €87k
2022: €76k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€47k-€80k▲ 72.3%€64k▼ 20.3%€-14k€-41k▼ 186%
Operating result€33k-€48k▲ 45.7%€-14k€-64k▼ 365%€-26k▲ 59.6%
Net result€24k-€34k▲ 41.0%€-16k€-67k▼ 310%€-27k▲ 59.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €64k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€829▼ 26.0%
Current assets
€5k▼ 85.7%
Key figures and ratios
EBITDA
€-26k▲
2024 · €-64k
Cash flow
€-27k▲
2024 · €-66k
Solvency
-655.1%▼
2024 · -36.6%
Current ratio
0.12▼
2024 · 0.97
Quick ratio
0.12▼
2024 · 0.97
Debt / equity
-1.15▲
2024 · -3.73
ROA
-425.7%▼
2024 · -169.1%
Interest coverage
-21.01▲
2024 · -25.16
Debt
€48k▼
2024 · €54k
Debt ≤ 1 year
€48k▲
2024 · €39k
Income taxes
€-296▼
2024 · €68
Staff costs
€48k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€6k▼
Fixed assets21/28€1k€829▼
Tangible fixed assets22/27€1k€829▼
Furniture and vehicles24€97-
Other tangible fixed assets26€1k€829▼
Current assets29/58€38k€5k▼
Amounts receivable within one year40/41€36k€253▼
Trade receivables40€36k€253▼
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€39k€6k▼
Equity10/15€-14k€-41k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-33k€-60k▼
Amounts payable17/49€54k€48k▼
Amounts payable after more than one year17€15k-
Other amounts payable178/9€15k-
Amounts payable within one year42/48€39k€48k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€16k€14k▼
Suppliers440/4€16k€14k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€9k€26k▲
Income statement
Code20242025
Remuneration, social security and pensions62€45k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€499€292▼
Other operating charges640/8€492-
Gross operating margin9900€-18k€22k▲
Operating profit (loss)9901€-64k€-26k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-67k€-27k▲
Income taxes67/77€68€-296▼
Profit (loss) for the period9904€-67k€-27k▲
Profit (loss) for the period to be appropriated9905€-67k€-27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-60k▼
Profit (loss) brought forward from the previous period14P€34k€-33k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 144 days late
2021
31-12
Financial
Highest result since 2018net €34k ▲41%
Operating result €48k, net result €34k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-10-2023
Kevin WEYERS: Resigned as Director
31-05-2022
Pierre BLOGIE: Resigned as Director
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Infante 110A1410 WaterlooGround area
955 m²
Building footprint
583 m²
Volume, LiDAR
629 m³
2 parcels, Wallonia · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAK IMMO
since 20172.260.932.913
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0042/00D000 | Wallonia | 781 m² | 1 · 521 m² | - |
| 25110C0848/00B000 | Wallonia | 174 m² | 1 · 61 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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ASBESTOPLOSSINGEN
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ANDY BEST FLORING
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 6,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-12-2016
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.