JAJAX
ActiveSummary
JAJAX has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €8k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 52% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-7
Solvency80▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.43 in 2024; short-term debt: 30.8% and cash: 0.7% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 19-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
19 d early
2023
20 d early
2022
30 d early
2021
15 d early
2020
13 d late
2019
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.09M▲ 0.8%
2024 · €1.08M
2018: €956k
2019: €982k
2020: €1.01M
2021: €1.01M
2022: €1.00M
2023: €1.05M
2024: €1.08M
2018 → 2025
Total assets
€1.99M▲ 9.0%
2024 · €1.82M
2018: €2.02M
2019: €1.93M
2020: €1.91M
2021: €1.86M
2022: €1.85M
2023: €1.90M
2024: €1.82M
2018 → 2025
Net result
€8k▼ 75.1%
2024 · €33k
2018: €8k
2019: €26k
2020: €24k
2021: €9k
2022: €-12k
2023: €42k
2024: €33k
2018 → 2025
Working capital
€-156k▲ 54.5%
2024 · €-342k
2018: €-383k
2019: €-359k
2020: €-345k
2021: €-348k
2022: €-382k
2023: €-356k
2024: €-342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.00M▼ 1.2%€1.05M▲ 4.2%€1.08M▲ 3.2%€1.09M▲ 0.8%
Operating result€40k-€16k▼ 58.8%€93k▲ 467%€99k▲ 5.5%€79k▼ 19.5%
Net result€9k-€-12k€42k€33k▼ 21.3%€8k▼ 75.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€1.53M ▼ 2.1%
Current assets
€458k ▲ 75.5%
Equity and liabilities €1.99M
Equity
€1.09M ▲ 0.8%
Debt
€902k ▲ 21.0%
Debt's share of the balance-sheet total rises from 40.9% to 45.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▼
2024 · €122k
Cash flow
€32k▼
2024 · €57k
Current ratio
0.75▲
2024 · 0.43
Debt to equity
0.83▲
2024 · 0.69
ROE
0.8%▼
2024 · 3.1%
ROA
0.4%▼
2024 · 1.8%
Interest coverage
1.64▼
2024 · 2.33
Debt ≤ 1 year
€613k▲
2024 · €603k
Debt > 1 year
€248k▲
2024 · €142k
Income taxes
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.82M€1.99M▲
Fixed assets21/28€1.56M€1.53M▼
Intangible fixed assets21€974€547▼
Tangible fixed assets22/27€409k€390k▼
Land and buildings22€408k€387k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€920€820▼
Financial fixed assets28€1.15M€1.14M▼
Current assets29/58€261k€458k▲
Amounts receivable after more than one year29-€192k
Other amounts receivable291-€192k
Amounts receivable within one year40/41€232k€247k▲
Trade receivables40€21k€42k▲
Other amounts receivable41€211k€205k▼
Cash at bank and in hand54/58€24k€13k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.82M€1.99M▲
Equity10/15€1.08M€1.09M▲
Contributions10/11€35k€35k=
Reserves13€947k€947k=
Tax-exempt reserves132€750€750=
Distributable reserves133€946k€946k=
Profit (loss) carried forward14€97k€105k▲
Amounts payable17/49€745k€902k▲
Amounts payable after more than one year17€142k€248k▲
Financial debts170/4€142k€248k▲
Amounts payable within one year42/48€603k€613k▲
Current portion of amounts payable after more than one year42€37k€76k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€40k€21k▼
Taxes450/3€38k€19k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€524k€515k▼
Accrued charges and deferred income492/3-€40k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€124k€111k▼
Operating profit (loss)9901€99k€79k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€52k€63k▲
Recurring financial charges65€52k€63k▲
Profit (loss) for the period before taxes9903€46k€17k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€33k€8k▼
Profit (loss) for the period to be appropriated9905€33k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€105k▲
Profit (loss) brought forward from the previous period14P€64k€97k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-12
Financial
Weakest financial yearnet €-12k ▼235%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
30-12
Financial
Equity above €1MEq €1.01M ▲2.4%
3 profitable years in a row build equity to €1.01M.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zilverbergstraat 3238800 RoeselareGround area
1,313 m²
Building footprint
556 m²
Volume, LiDAR
2,391 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAJAX
since 20092.175.855.005
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0667/00N000 | Flanders | 787 m² | 1 · 344 m² | 6.8 m · 1 fl. |
| 36502B0617/00L000 | Flanders | 526 m² | 1 · 211 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 900 EUR awarded · 900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 900 EUR | 900 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 1,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2008
Fiscal year end30-12
Activities, NACEBEL 2025
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.