JAJA
ActiveJAJA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €17k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+22
Solvency88▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 3.53 in 2024; short-term debt: 37.2% and cash: 43.8% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
11.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
27 d early
2022
32 d late
2021
59 d late
2020
3 d early
2019
73 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€94k▲ 22.0%
2024 · €77k
2018: €14k
2019: €17k
2020: €27k
2021: €31k
2022: €54k
2023: €68k
2024: €77k
2018 → 2025
Total assets
€150k▲ 46.8%
2024 · €102k
2018: €27k
2019: €36k
2020: €55k
2021: €55k
2022: €77k
2023: €88k
2024: €102k
2018 → 2025
Net result
€17k▲ 78.9%
2024 · €9k
2018: €934
2019: €4k
2020: €10k
2021: €4k
2022: €11k
2023: €13k
2024: €9k
2018 → 2025
Working capital
€38k▼ 40.0%
2024 · €63k
2018: €8k
2019: €13k
2020: €23k
2021: €17k
2022: €40k
2023: €54k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€54k▲ 76.3%€68k▲ 24.9%€77k▲ 14.1%€94k▲ 22.0%
Operating result€6k-€17k▲ 161%€20k▲ 19.9%€15k▼ 28.5%€27k▲ 84.9%
Net result€4k-€11k▲ 172%€13k▲ 21.5%€9k▼ 29.4%€17k▲ 78.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€56k▲ 302%
Current assets
€94k▲ 6.3%
Equity and liabilities €150k
Equity
€94k▲ 22.0%
Debt
€56k▲ 123%
The debt ratio rises from 24.5% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k
Cash flow
€17k
Solvency
62.8%▼
2024 · 75.5%
Current ratio
1.68▼
2024 · 3.53
Quick ratio
1.68▼
2024 · 3.53
Debt / equity
0.59▲
2024 · 0.32
ROE
18.1%▲
2024 · 12.3%
ROA
11.3%▲
2024 · 9.3%
Interest coverage
16.54
Debt
€56k▲
2024 · €25k
Debt ≤ 1 year
€56k▲
2024 · €25k
Income taxes
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€150k▲
Fixed assets21/28€14k€56k▲
Tangible fixed assets22/27-€42k
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€41k
Financial fixed assets28€14k€14k=
Current assets29/58€88k€94k▲
Amounts receivable within one year40/41€5k€27k▲
Trade receivables40-€21k
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€83k€66k▼
Deferred charges and accrued income490/1-€671
Equity and liabilities
Total equity and liabilities10/49€102k€150k▲
Equity10/15€77k€94k▲
Contributions10/11€19k€19k=
Reserves13€54k€71k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€52k€69k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€25k€56k▲
Amounts payable within one year42/48€25k€56k▲
Trade debts44-€21k
Suppliers440/4-€21k
Taxes, remuneration and social security45-€31
Taxes450/3-€31
Other amounts payable47/48€25k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€109
Other operating charges640/8€387€400▲
Gross operating margin9900€15k€27k▲
Operating profit (loss)9901€15k€27k▲
Financial income75/76B€1€300▲
Recurring financial income75€1€300▲
Financial charges65/66B€46€2k▲
Recurring financial charges65€46€2k▲
Profit (loss) for the period before taxes9903€14k€26k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€9k€17k▲
Profit (loss) for the period to be appropriated9905€9k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€9k€17k▲
To other reserves6921€9k€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €17k ▲78.9%
Operating result €27k, net result €17k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Lindenstraat 141831 Machelen (Brab.)Ground area
465 m²
Building footprint
142 m²
Volume, LiDAR
979 m³
Parcel 23015C0386/00K000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAJA
since 20122.210.066.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0386/00K000 | Flanders | 465 m² | 1 · 142 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 20,922 EUR awarded · 10,461 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 20,922 EUR | 10,461 EUR |
Schemes
O&O-haalbaarheidsstudie
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Of 761 companies in sector 72101 we hold annual accounts for 481. 286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-03-2012
Fiscal year end31-12
Activities, NACEBEL
72101Research and development on biotechnology
71121Engineering and related technical consultancy, excluding land surveyors
72109Other research and development on natural sciences
72200Scientific research and development
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.