Skip to content

JAIF

Active
KBO/BCE: BE 0829.201.629
Watch Print / PDF
Belgian State Gazette acts: 0 of 2 read
Age15 yrs
Real estate1 parcel · 441 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JAIF is 0.3% (very low). The 2025 annual accounts show equity of €266k and a net result of €3k. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-03-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 11-03-2026 39 d late 2026-00052453
30-06-2024 31-01-2025 27-03-2025 55 d late 2025-00057444
30-06-2023 31-01-2024 12-01-2024 19 d early 2024-00000964
30-06-2022 31-01-2023 31-01-2023 on the day 2023-00018772
30-06-2021 31-01-2022 27-01-2022 4 d early 2022-02400323
30-06-2020 31-01-2021 01-02-2021 1 d late 2021-03800212
30-06-2019 31-01-2020 19-02-2020 19 d late 2020-05200594
30-06-2018 31-01-2019 11-02-2019 11 d late 2019-05100436
30-06-2017 31-01-2018 25-01-2018 6 d early 2018-02400107
30-06-2016 31-01-2017 06-01-2017 25 d early 2017-00500240

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€3k
Working capital€208k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 11-03-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€9k
Net profit€3k
Cash flow€8k
Staff costs-
Income taxes€1k
Dividends-
Total assets€338k
Equity€266k
Debt€73k
of which ≤ 1y€64k
of which > 1y€8k
Working capital€208k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.23
Quick ratio4.23
Working capital ratio61.4%
Solvency78.6%
Debt / equity0.27
Long-term debt ratio0.03
Interest coverage37.01
Gross margin-
Net margin-
ROA0.9%
ROE1.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€338k
Fixed assets 21/28€66k
Tangible fixed assets 22/27€5k
Financial fixed assets 28€61k
Current assets 29/58€272k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€205k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€338k
Equity 10/15€266k
Contributions / capital 10/11€6k
Reserves 13€2k
Accumulated profits (losses) 14€258k
Amounts payable 17/49€73k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€10k
Operating result 9901€5k
Financial income 75€1
Financial charges 65€251
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • BOUTAOUR Djamal
    Director
    State Gazette act 23450449 (08-12-2023)
    Current
    08-12-2023 → present
    2 events
    • 08-12-2023 Resigned· Director
    • 08-12-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation13-09-2010
StatusActive
Postal code1180

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
16 companies at this address See who is registered here
Parcels1
Ground area441 m²
Buildings1
Building footprint434 m²
Volume (LiDAR)3,310 m³
Tallest building13.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21016B0072/00E008 Brussels 441 m² 1 · 434 m² 13.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2023
08-12-2023 1 director appointed, 1 resigning Director changes·Tijl DE TROYER
  • BOUTAOUR Djamal, Bestuurder
  • BOUTAOUR Djamal, Bestuurder
Notary: Tijl DE TROYER · Ixelles

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability6Solvency100Growth-Stability85
69 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 6
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,458 of the 82,320 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR JAIF
Registered office
Dekenijstraat 16
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.