Jahira
ActiveSummary
Jahira has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €70k. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 30% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+12
Solvency55▼-38
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.58 in 2024; short-term debt: 69.2% and cash: 66.6% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
23.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
109 d early
2024
35 d early
2023
40 d early
2022
122 d early
2021
163 d early
2020
130 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 46.4%
2024 · €168k
2019: €25k
2020: €65k
2021: €62k
2022: €75k
2023: €134k
2024: €168k
2019 → 2025
Total assets
€303k▲ 21.7%
2024 · €249k
2019: €43k
2020: €112k
2021: €115k
2022: €162k
2023: €245k
2024: €249k
2019 → 2025
Net result
€70k▲ 104%
2024 · €35k
2019: €6k
2020: €41k
2021: €-3k
2022: €63k
2023: €61k
2024: €35k
2019 → 2025
Working capital
€5k▼ 89.3%
2024 · €45k
2019: €24k
2020: €16k
2021: €-16k
2022: €5k
2023: €-2k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€75k▲ 20.3%€134k▲ 79.3%€168k▲ 25.8%€90k▼ 46.4%
Operating result€-1k-€82k€81k▼ 1.1%€50k▼ 38.2%€94k▲ 87.7%
Net result€-3k-€63k€61k▼ 4.1%€35k▼ 43.3%€70k▲ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €303k
Fixed assets
€89k ▼ 29.7%
Current assets
€215k ▲ 74.7%
Equity and liabilities €303k
Equity
€90k ▼ 46.4%
Debt
€213k ▲ 164%
Debt's share of the balance-sheet total rises from 32.4% to 70.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€134k▲
2024 · €89k
Cash flow
€109k▲
2024 · €73k
Current ratio
1.02▼
2024 · 1.58
Debt to equity
2.36▲
2024 · 0.48
ROE
77.8%▲
2024 · 20.5%
ROA
23.2%▲
2024 · 13.9%
Interest coverage
32.77▲
2024 · 17.87
Debt ≤ 1 year
€210k▲
2024 · €78k
Income taxes
€20k▲
2024 · €11k
Staff costs
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€249k€303k▲
Fixed assets21/28€126k€89k▼
Tangible fixed assets22/27€126k€89k▼
Furniture and vehicles24€97k€67k▼
Other tangible fixed assets26€29k€22k▼
Current assets29/58€123k€215k▲
Amounts receivable within one year40/41€61k€6k▼
Trade receivables40€61k€6k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€56k€202k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€249k€303k▲
Equity10/15€168k€90k▼
Contributions10/11€20k€20k=
Reserves13€148k€70k▼
Distributable reserves133€148k€70k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€81k€213k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€78k€210k▲
Current portion of amounts payable after more than one year42€21k€0▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€15k€34k▲
Taxes450/3€15k€34k▲
Other amounts payable47/48€36k€167k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€39k▲
Other operating charges640/8€829€498▼
Gross operating margin9900€92k€137k▲
Operating profit (loss)9901€50k€94k▲
Financial income75/76B€19€92▲
Recurring financial income75€19€92▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€45k€90k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€35k€70k▲
Profit (loss) for the period to be appropriated9905€35k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€70k▲
Transfer from equity791/2-€148k
Transfer to equity691/2€35k€70k▲
To other reserves6921€35k€70k▲
Profit to be distributed694/7€0€148k▲
Return on contributions (dividend)694€0€148k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €70k ▲104%
Operating result €94k, net result €70k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €168k ▲25.8%
3 profitable years in a row build equity to €168k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €134k ▲79.3%
2 profitable years in a row build equity to €134k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼106%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driftweg 448420 De HaanGround area
350 m²
Building footprint
149 m²
Volume, LiDAR
1,079 m³
2 parcels, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jahira
since 20192.290.466.740
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0351/00M003 | Flanders | 245 m² | 1 · 93 m² | 13.4 m · 2 fl. |
| 35007A0007/00L006 | Flanders | 105 m² | 1 · 57 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Prelude
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KOIS Advisory
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Compagnie Drie
BE 0794.343.193
Gent · Eq €90,255
Sustimax
BE 0745.702.544
Kluisbergen · Eq €90,254
TEXCOM
BE 0831.672.060
Edegem · Eq €90,293
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.