JAGUIMMO
ActiveSummary
JAGUIMMO has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €2,483. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 53% of 10645 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-10
Solvency65▼-15
Growth38=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.34 in 2024; short-term debt: 38.2% and cash: 2.8% of total assets), and 60.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
48 d early
2022
30 d late
2021
18 d early
2020
24 d late
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 oldest company in Mons, Wholesale and retail trade sector
Turnover
€194,158▼ 99.2%
2019 · €23.6m
EBIT margin
5.0%▲ 5.0pp
2019 · 0.0%
Net result
€2,483
2024 · -€19,688
Working capital
-€287,844
2024 · €63,176
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€194,158
Operating result€47,161▼ 36.3%€70,167▲ 48.8%€73,125▲ 4.2%€9,692▼ 86.7%€30,437▲ 214%
Net result-€797below the sector's middle half€19,785within the sector's middle half€25,370within the sector's middle half▲ 28.2%-€19,688below the sector's middle half€2,483within the sector's middle half
EBIT margin5.0%
Equity€1.5mabove the sector's middle half▼ 0.1%€1.5mabove the sector's middle half▲ 1.3%€1.5mabove the sector's middle half▲ 1.7%€1.5mabove the sector's middle half▼ 1.3%€1.5mabove the sector's middle half▲ 0.2%
Total assets€3.1mabove the sector's middle half▼ 5.2%€3.0mabove the sector's middle half▼ 4.2%€2.9mabove the sector's middle half▼ 4.6%€2.7mabove the sector's middle half▼ 5.8%€3.8mabove the sector's middle half▲ 40.2%
Debt€1.4m▼ 9.8%€1.3m▼ 9.5%€1.2m▼ 11.3%€1.0m▼ 11.2%€2.1m▲ 107%
Working capital€148,570within the sector's middle half▼ 0.1%€140,456within the sector's middle half▼ 5.5%€126,597within the sector's middle half▼ 9.9%€63,176within the sector's middle half▼ 50.1%-€287,844below the sector's middle half
Solvency46.9%within the sector's middle half▲ 2.4pp49.7%within the sector's middle half▲ 2.7pp53.0%within the sector's middle half▲ 3.3pp55.5%within the sector's middle half▲ 2.5pp39.6%within the sector's middle half▼ 15.8pp
Current ratio1.97within the sector's middle half▲ 0.111.86within the sector's middle half▼ 0.111.76within the sector's middle half▼ 0.101.34within the sector's middle half▼ 0.420.80below the sector's middle half▼ 0.54
Return on assets (ROA)0.0%below the sector's middle half▼ 0.7pp0.7%within the sector's middle half▲ 0.7pp0.9%within the sector's middle half▲ 0.2pp-0.7%below the sector's middle half▼ 1.6pp0.1%below the sector's middle half▲ 0.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 214% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.8m
Fixed assets
€2.6m ▲ 7.2%
Current assets
€1.2m ▲ 363%
Equity and liabilities €3.8m
Equity
€1.5m ▲ 0.2%
Provisions
€157,439 ▼ 9.2%
Debt
€2.1m ▲ 107%
Debt's share of the balance-sheet total rises from 38.1% to 56.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157,945▲
2024 · €132,890
Cash flow
€129,991▲
2024 · €103,510
Quick ratio
0.20▼
2024 · 1.34
Debt to equity
1.42▲
2024 · 0.69
ROE
0.2%▲
2024 · -1.3%
Interest coverage
4.59▲
2024 · 3.85
Debt ≤ 1 year
€1.4m▲
2024 · €187,777
Debt > 1 year
€682,228▼
2024 · €843,319
Income taxes
€10,307▼
2024 · €10,847
Staff costs
€384
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €277,270 | €296,206 | €291,590 | - | - | - |
| Turnover70 | - | - | - | €194,158 | - | - |
| Other operating income74 | €277,270 | €296,206 | €291,590 | - | - | - |
| Operating charges60/66A | €230,108 | €226,040 | €218,465 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €27,190 | - | - |
| Services and other goods61 | €48,136 | €61,810 | €58,474 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €384 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €153,528 | €135,349 | €128,508 | €123,198 | €127,508 | ▲ 3.5% |
| Other operating charges640/8 | €28,444 | €28,880 | €31,482 | €34,078 | €38,971 | ▲ 14.4% |
| Gross operating margin9900 | - | - | - | €166,968 | €197,301 | ▲ 18.2% |
| Operating profit (loss)9901 | €47,161 | €70,167 | €73,125 | €9,692 | €30,437 | ▲ 214% |
| Financial income75/76B | €5 | - | - | - | €768 | - |
| Recurring financial income75 | €5 | - | - | - | €768 | - |
| Other financial income752/9 | €5 | - | - | - | - | - |
| Financial charges65/66B | €48,229 | €43,616 | €39,299 | €34,553 | €34,436 | ▼ 0.3% |
| Recurring financial charges65 | €48,229 | €43,616 | €39,299 | €34,553 | €34,436 | ▼ 0.3% |
| Debt charges650 | €48,094 | €43,573 | €38,946 | - | - | - |
| Other financial charges652/9 | €135 | €42 | €352 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,063 | €26,551 | €33,826 | -€24,861 | -€3,231 | ▲ 87.0% |
| Transfer from deferred taxes780 | €16,020 | €16,020 | €16,020 | €16,020 | €16,020 | = |
| Income taxes67/77 | €15,755 | €22,787 | €24,477 | €10,847 | €10,307 | ▼ 5.0% |
| Taxes670/3 | €15,755 | €22,787 | €24,477 | - | - | - |
| Profit (loss) for the period9904 | -€797 | €19,785 | €25,370 | -€19,688 | €2,483 | ▲ 113% |
| Transfer from tax-exempt reserves789 | €23,087 | €23,087 | €23,087 | €23,087 | €23,087 | = |
| Profit (loss) for the period to be appropriated9905 | €22,290 | €42,872 | €48,457 | €3,399 | €25,570 | ▲ 652% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.1m | €3.0m | €2.9m | €2.7m | €3.8m | ▲ 40.2% |
| Fixed assets21/28 | €2.8m | €2.7m | €2.6m | €2.5m | €2.6m | ▲ 7.2% |
| Tangible fixed assets22/27 | €2.8m | €2.7m | €2.6m | €2.5m | €2.6m | ▲ 7.2% |
| Land and buildings22 | €2.8m | €2.7m | €2.6m | €2.5m | €2.6m | ▲ 4.7% |
| Furniture and vehicles24 | - | - | - | - | €62,429 | - |
| Other tangible fixed assets26 | €16,861 | €8,024 | €1,487 | - | - | - |
| Current assets29/58 | €301,142 | €303,347 | €292,975 | €250,953 | €1.2m | ▲ 363% |
| Stocks and contracts in progress3 | - | - | - | - | €868,821 | - |
| Stocks30/36 | - | - | - | - | €868,821 | - |
| Amounts receivable within one year40/41 | €30,702 | €46,706 | €26,017 | €523 | €184,921 | ▲ 35,258% |
| Trade receivables40 | €24,265 | €46,234 | €25,494 | - | €86,557 | - |
| Other amounts receivable41 | €6,437 | €472 | €523 | €523 | €98,363 | ▲ 18,708% |
| Current investments50/53 | €247,894 | €247,894 | €247,894 | - | - | - |
| Own shares50 | €247,894 | €247,894 | €247,894 | - | - | - |
| Cash at bank and in hand54/58 | €22,546 | €8,748 | €19,064 | €250,430 | €107,313 | ▼ 57.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.1m | €3.0m | €2.9m | €2.7m | €3.8m | ▲ 40.2% |
| Equity10/15 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | ▲ 0.2% |
| Contributions10/11 | €151,349 | €151,349 | €151,349 | €151,349 | €151,349 | = |
| Capital10 | €151,349 | €151,349 | €151,349 | €151,349 | €151,349 | = |
| Issued capital100 | €151,349 | €151,349 | €151,349 | €151,349 | €151,349 | = |
| Reserves13 | €1.3m | €1.2m | €1.2m | €1.2m | €1.2m | ▼ 1.9% |
| Non-distributable reserves130/1 | €263,028 | €263,028 | €263,028 | €15,135 | €15,135 | = |
| Legal reserve130 | €15,135 | €15,135 | €15,135 | €15,135 | €15,135 | = |
| Own shares acquired1312 | €247,894 | €247,894 | €247,894 | - | - | - |
| Tax-exempt reserves132 | €319,237 | €296,150 | €273,063 | €249,975 | €226,888 | ▼ 9.2% |
| Distributable reserves133 | €673,403 | €673,403 | €673,403 | €921,297 | €921,297 | = |
| Profit (loss) carried forward14 | €67,976 | €110,848 | €159,305 | €162,704 | €188,274 | ▲ 15.7% |
| Provisions and deferred taxes16 | €221,521 | €205,501 | €189,480 | €173,460 | €157,439 | ▼ 9.2% |
| Deferred taxes168 | €221,521 | €205,501 | €189,480 | €173,460 | €157,439 | ▼ 9.2% |
| Amounts payable17/49 | €1.4m | €1.3m | €1.2m | €1.0m | €2.1m | ▲ 107% |
| Amounts payable after more than one year17 | €1.3m | €1.1m | €992,366 | €843,319 | €682,228 | ▼ 19.1% |
| Financial debts170/4 | €1.3m | €1.1m | €992,366 | €843,319 | €682,228 | ▼ 19.1% |
| Credit institutions173 | €1.3m | €1.1m | €992,366 | - | - | - |
| Amounts payable within one year42/48 | €152,572 | €162,891 | €166,378 | €187,777 | €1.4m | ▲ 672% |
| Current portion of amounts payable after more than one year42 | €148,591 | €153,365 | €158,293 | €156,092 | €161,092 | ▲ 3.2% |
| Trade debts44 | €3,981 | €3,868 | €138 | €4,842 | €1.2m | ▲ 23,863% |
| Suppliers440/4 | €3,981 | €3,868 | €138 | €4,842 | €1.2m | ▲ 23,863% |
| Taxes, remuneration and social security45 | - | €5,658 | €5,658 | €25,223 | €27,509 | ▲ 9.1% |
| Taxes450/3 | - | €5,658 | €5,658 | €25,223 | €27,509 | ▲ 9.1% |
| Other amounts payable47/48 | - | - | €2,290 | €1,620 | €100,000 | ▲ 6,073% |
| Accrued charges and deferred income492/3 | €2,542 | €2,098 | €1,863 | - | €1,057 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€797 | €19,785 | €25,370 | -€19,688 | €2,483 | ▲ 113% |
| + Depreciation and write-downs630 | €153,528 | €135,349 | €128,508 | €123,198 | €127,508 | ▲ 3.5% |
| Operating cash flow (approximation) | €152,730 | €155,134 | €153,878 | €103,510 | €129,991 | ▲ 25.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€0 | -€304,957 | ▼ 63,532,521% |
| Change in cash | - | -€13,797 | €10,316 | €231,366 | -€143,118 | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €2,483
Net result €2,483 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €25,370 ▲28.2%
Net result €25,370, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €19,785
Net result €19,785 after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Back to profitnet €22,598
Net result €22,598 after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 18 acts read
About the unread acts
We know of 18 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 18 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1948
Ground area
1.6 ha
Building footprint
201 m²
Parcel 53019A0204/00L004, Wallonia. Linked by address, not a title deed.
1 establishment unit
JAGUIMMO
since 19482.003.724.743
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019A0204/00L004 | Wallonia | 1.6 ha | 1 · 201 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
GG4
13 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- GG4
- CENTRE - AUTOMOBILES
- JAGUIMMO
Highest known parent: GG4. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of JAGUIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPublic limited company
Founded28-04-1948
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
Contact
E-mail
compta.psa.mons@omnia-cars.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0401818936
Also
9925:BE0401818936
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
General meetings
2 convocationsExtraordinary general meeting
Agenda
Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC11001136/11.03) (7874) ″BRASSERIE L’UNION″, naamloze vennootschap, Waarloosveld 10, 2550 KONTICH (WAARLOOS) Ondernemingsnummer 0401.686.106. De aandeelhouders van de vennootschap worden uitgenodigd aanwezig te zijn op de buitengewone algemene vergadering die zal worden gehouden op het kantoor van notarissen Van Bael, Holvoet, Van Bael & Verhaert te Antwerpen, Mechelsesteenweg 65, op 31 maart 2010, om 10 uur, met volgende Agenda : 1. Wijziging van de maatschappelijke benaming in “Affligem Brou- werij”. 2. Aanpassing van de statuten, om ze in overeenstemming te brengen met de ...
Extraordinary general meeting
Agenda
Rapport du C.A.. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Divers. (AOPC1801578/11.03) (7718) Belavi, naamloze vennootschap, Watermolen 9/a, 2980 Halle-Zoersel Ondernemingsnummer 0862.524.592 De aandeelhouders worden uitgenodigd tot de jaarvergadering, die zal gehouden worden op 31 maart 2008, om 18 uur, ten maatschap- pelijke zetel. — Agenda : 1. Verslag van de raad van bestuur. 2. Goed- keuring jaarrekening afgesloten op 30 september 2007. 3. Bestemming van het resultaat. 4. Kwijting te verlenen aan de bestuurders. 5.Varia.″ (AOPC-1-7-11382/11.03) (7719) BELGISCH STAATSBLAD — 11.03.2008 − Ed. 2 — MONITEUR BELGE Bouwbedrijf Joosten, naamloze vennootschap, ...
Scores and ratios are computed by Checked and are not a credit decision.