Financials
- Fiscal year
- 2025
- Total assets
- €796,729
- Profit
- €29,799
- Solvency
- 86.9%
Total assets▼ 25.4%
Net result
20232025
Jagua
ActiveSummary
Jagua has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €692,043 and a net result of €29,799. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 1103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Construction of roads and motorways
NACE 42110Civil engineering NACE 42211
#7 company by equity in Lede, Construction sector1 site
Size
€796,729total assets 2025
- Staff
- 0.8 FTE
- Equity
- €692,043
- Profit
- €29,799
Turnover not published (abridged schema)
Structure
Accounts 72 d early0 of 2 deeds read
Why 95- Founded in 2023+ Liquidity: current ratio 17.58, cash €289,146+ Equity €692,043 (86.9% of total assets)+ Size: total assets €796,729Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+13
equity 86.9% of total assets
Liquidity
95+24
short-term debt 4.9% · cash 36.3%
Profitability
73-27
return on assets 3.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.1%highest value
07-2026: 0.1%● 0.0% vs 06-2026highest value
08-2026: 0.1%● 0.0% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 17.58, cash €289,146 lowers the probability
- Equity €692,043 (86.9% of total assets) lowers the probability
- Size: total assets €796,729 lowers the probability for this profile
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 17.58 against 2.98 in 2024; short-term debt: 4.9% and cash: 36.3% of total assets), and 13.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 92%, liquidity 93%, profitability 46%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
72 d early
2024
52 d early
2023
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €29,799 ▼94%
- Liquidity times 6current ratio 17.58
Key points
By topic
Timeline
- Events
- 7
- Since
- 2024
- Next accounts
- by 31-07-2027
- 20-05-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity times 6
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Construction of roads and motorwaysNACE 42110
- Founded
- 03-03-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.