JAGS-IT
ActiveJAGS-IT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €54k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 47% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+8
Solvency78▼-6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.33 in 2024; short-term debt: 47.3% and cash: 84.3% of total assets), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
17%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €166k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
16 d early
2021
3 d early
2020
2 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▲ 0.2%
2024 · €166k
2019: €186k
2020: €208k
2021: €146k
2022: €166k
2023: €151k
2024: €166k
2019 → 2025
Total assets
€316k▲ 11.3%
2024 · €284k
2019: €228k
2020: €269k
2021: €320k
2022: €197k
2023: €230k
2024: €284k
2019 → 2025
Net result
€54k▲ 74.4%
2024 · €31k
2019: €26k
2020: €28k
2021: €27k
2022: €20k
2023: €28k
2024: €31k
2019 → 2025
Working capital
€155k▼ 0.9%
2024 · €156k
2019: €183k
2020: €200k
2021: €141k
2022: €147k
2023: €138k
2024: €156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€166k▲ 13.9%€151k▼ 9.2%€166k▲ 10.1%€166k▲ 0.2%
Operating result€43k-€30k▼ 30.9%€41k▲ 35.9%€45k▲ 10.9%€77k▲ 72.1%
Net result€27k-€20k▼ 26.4%€28k▲ 36.8%€31k▲ 11.5%€54k▲ 74.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€11k▲ 18.5%
Current assets
€304k▲ 11.0%
Equity and liabilities €316k
Equity
€166k▲ 0.2%
Debt
€149k▲ 26.9%
The debt ratio rises from 41.4% to 47.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €53k
Cash flow
€63k▲
2024 · €39k
Solvency
52.7%▼
2024 · 58.6%
Current ratio
2.04▼
2024 · 2.33
Quick ratio
2.04▼
2024 · 2.33
Debt / equity
0.90▲
2024 · 0.71
ROE
32.3%▲
2024 · 18.6%
ROA
17.0%▲
2024 · 10.9%
Interest coverage
249.25▲
2024 · 239.36
Debt
€149k▲
2024 · €118k
Debt ≤ 1 year
€149k▲
2024 · €118k
Income taxes
€23k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€316k▲
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€5k€6k▲
Current assets29/58€274k€304k▲
Amounts receivable within one year40/41€32k€35k▲
Trade receivables40€28k€31k▲
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€240k€266k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€284k€316k▲
Equity10/15€166k€166k▲
Contributions10/11€8k€8k=
Reserves13€154k€154k▲
Distributable reserves133€154k€154k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€118k€149k▲
Amounts payable within one year42/48€118k€149k▲
Trade debts44€2k€844▼
Suppliers440/4€2k€844▼
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€26k€33k▲
Other amounts payable47/48€89k€115k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€271€285▲
Gross operating margin9900€53k€87k▲
Operating profit (loss)9901€45k€77k▲
Financial income75/76B€75€58▼
Recurring financial income75€75€58▼
Financial charges65/66B€221€346▲
Recurring financial charges65€221€346▲
Profit (loss) for the period before taxes9903€45k€77k▲
Income taxes67/77€14k€23k▲
Profit (loss) for the period9904€31k€54k▲
Profit (loss) for the period to be appropriated9905€31k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€58k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer from equity791/2€16k€53k▲
Transfer to equity691/2€31k€54k▲
To other reserves6921€31k€54k▲
Profit to be distributed694/7€16k€53k▲
Return on contributions (dividend)694€16k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €54k ▲74.4%
Operating result €77k, net result €54k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €20k ▼26.4%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 5.75
Current ratio from 1.81 to 5.75; short-term debt falls from €174k to €31k.
30-06
Financial
Equity above €150kEq €166k ▲13.9%
4 profitable years in a row build equity to €166k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €208k ▲11.7%
2 profitable years in a row build equity to €208k.
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore De Cuyperstraat 1741200 Sint-Lambrechts-WoluweGround area
193 m²
Building footprint
80 m²
Volume, LiDAR
767 m³
Parcel 21018A0119/00F009, Brussels · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAGS-IT
since 20122.208.565.977
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0119/00F009 | Brussels | 193 m² | 1 · 80 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLEVERWAY
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BE 0564.830.703
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PRODIFF COMMUNICATION
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VISIONALITY
BE 0536.852.735
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ALYS
BE 0896.060.363
Elsene · Eq €169k
Of 2,790 companies in sector 63910 we hold annual accounts for 700. 496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2012
Fiscal year end30-06
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.