JAFAVIC
ActiveThe computed 12-month bankruptcy probability of JAFAVIC is 3.9% (moderate). The 2025 annual accounts show equity of €1k and a net result of €-1k. Its solvency ranks better than 28% of 3620 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency16
Growth-
Stability67
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99), and 91.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
-8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1k
Total assets
€15k
Net result
€-1k
Working capital
€-78
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€1k
Current assets
€13k
Equity and liabilities €15k
Equity
€1k
Debt
€13k
Debt finances 91.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€510
Cash flow
€55
Solvency
8.2%
Current ratio
0.99
Quick ratio
0.95
Debt / equity
11.15
ROE
-107.8%
ROA
-8.9%
Interest coverage
1.12
Debt
€13k
Debt ≤ 1 year
€13k
Staff costs
€57k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€15k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Current assets29/58€13k
Stocks and contracts in progress3€576
Stocks30/36€576
Amounts receivable within one year40/41€2k
Trade receivables40€1k
Other amounts receivable41€207
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€365
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€1k
Contributions10/11€3k
Outside capital11€3k
Share premium1100/10€3k
Profit (loss) carried forward14€-1k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€5k
Suppliers440/4€5k
Advances received on contracts in progress46€2k
Taxes, remuneration and social security45€6k
Remuneration and social security454/9€6k
Other amounts payable47/48€10
Income statement
Code2025
Remuneration, social security and pensions62€57k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€3k
Non-recurring operating charges66A€279
Gross operating margin9900€61k
Operating profit (loss)9901€-842
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€457
Recurring financial charges65€457
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Roi Albert 74130 EsneuxGround area
129 m²
Building footprint
97 m²
Parcel 62101D0211/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JAC'A PORAY
since 20252.372.185.577
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101D0211/00R000 | Wallonia | 129 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEsneux2.372.185.577
Similar companies · same sector, comparable size
@TOKI
BE 0680.412.636
Gent · Eq €1k
GREEN LINE BREAKFAST
BE 0753.620.813
Hasselt · Eq €1k
EL FONTAN
BE 0674.847.806
Brussel · Eq €1k
GEELEN & PERNET
BE 1009.399.123
Peer · Eq €1k
ORIENTAL SEASONS
BE 0660.916.428
Anderlecht · Eq €1k
Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 1,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2025
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.