JAEGHER SONS
ActiveSummary
JAEGHER SONS has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €-37k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 73% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-39
Solvency96▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 25.0 in 2024; short-term debt: 29.4% and cash: 71.2% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
-42.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
24 d early
2023
27 d late
2022
41 d early
2021
30 d late
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 37.6%
2024 · €99k
2018: €98k
2019: €107k
2020: €108k
2021: €97k
2022: €94k
2023: €99k
2024: €99k
2018 → 2025
Total assets
€88k▼ 15.6%
2024 · €104k
2018: €118k
2019: €124k
2020: €123k
2021: €117k
2022: €101k
2023: €108k
2024: €104k
2018 → 2025
Net result
€-37k
2024 · €651
2018: €941
2019: €9k
2020: €733
2021: €-11k
2022: €-3k
2023: €5k
2024: €651
2018 → 2025
Working capital
€62k▼ 38.0%
2024 · €100k
2018: €97k
2019: €95k
2020: €99k
2021: €91k
2022: €92k
2023: €102k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€94k▼ 3.1%€99k▲ 5.4%€99k▲ 0.7%€62k▼ 37.6%
Operating result€-13k-€-2k▲ 83.3%€6k€2k▼ 72.3%€-37k
Net result€-11k-€-3k▲ 72.2%€5k€651▼ 87.1%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€62k ▼ 37.6%
Debt
€26k ▲ 454%
Debt's share of the balance-sheet total rises from 4.5% to 29.4%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
3.40▼
2024 · 25.00
Debt to equity
0.42▲
2024 · 0.05
ROE
-60.4%▼
2024 · 0.7%
ROA
-42.6%▼
2024 · 0.6%
Debt ≤ 1 year
€26k▲
2024 · €4k
Income taxes
€38▼
2024 · €780
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€88k▼
Current assets29/58€104k€88k▼
Stocks and contracts in progress3€350-
Stocks30/36€350-
Amounts receivable within one year40/41€13k€24k▲
Trade receivables40€11k€19k▲
Other amounts receivable41€2k€5k▲
Current investments50/53€61k-
Cash at bank and in hand54/58€30k€62k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€104k€88k▼
Equity10/15€99k€62k▼
Contributions10/11€9k€9k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€88k€50k▼
Amounts payable17/49€5k€26k▲
Amounts payable within one year42/48€4k€26k▲
Trade debts44€3k€25k▲
Suppliers440/4€3k€25k▲
Taxes, remuneration and social security45€2k€719▼
Taxes450/3€1k€719▼
Remuneration and social security454/9€500-
Accrued charges and deferred income492/3€500-
Income statement
Code20242025
Other operating charges640/8€850€1k▲
Gross operating margin9900€2k€-36k▼
Operating profit (loss)9901€2k€-37k▼
Financial income75/76B€204€71▼
Recurring financial income75€204€71▼
Financial charges65/66B€336€172▼
Recurring financial charges65€336€172▼
Profit (loss) for the period before taxes9903€1k€-37k▼
Income taxes67/77€780€38▼
Profit (loss) for the period9904€651€-37k▼
Profit (loss) for the period to be appropriated9905€651€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€50k▼
Profit (loss) brought forward from the previous period14P€87k€88k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼5847%
Net result drops to €-37k, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 14.94
Current ratio from 5.63 to 14.94; short-term debt falls from €20k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €9k ▲838%
Operating result €14k, net result €9k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲9%
2 profitable years in a row build equity to €107k.
Show earlier events
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daverlostraat 3958310 BruggeGround area
284 m²
Building footprint
147 m²
Volume, LiDAR
665 m³
Parcel 31434C0238/00B005, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koningin Astridpark 226, 8000 Brugge
since 19842.024.564.796
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0238/00B005 | Flanders | 284 m² | 1 · 147 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROTH BENELUX
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Of 473 companies in sector 46842 we hold annual accounts for 346. 183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-1984
Fiscal year end31-12
Activities, NACEBEL 2025
46842Wholesale trade
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.