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JADYMO

Active
Private limited companyfounded 20206 yrs activeKBO/BCE: BE 0744.496.873
Summary

The computed 12-month bankruptcy probability of JADYMO is 8.2% (elevated). For JADYMO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €87,053 and a net result of €38,089. Equity is growing by ~9.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability67▲+19
Solvency32▲+3
Growth78▲+20
Track record92
Bankruptcy probability, 12 months
8.2% Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
3%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 243 days later.
NBB · 5 filings
Position against the passed deadline
30-06-2025 close31-01-2026 deadline01-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 21-02-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
21 d late
2023
9 d early
2022
on the day
2021
37 d early
2020
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 26 February 2020, JADYMO was incorporated as a Private limited company.1 Total assets went from EUR 1.8 million in 2020 to EUR 1.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38,089▲ 236%
2023 · €11,341
Working capital
-€74,693▼ 42.0%
2023 · -€52,594
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€26,932-€27,118▲ 0.7%€8,184▼ 69.8%€46,082▲ 463%€75,759▲ 64.4%
Net result€6,140--€4,658-€7,859▼ 68.7%€11,341€38,089▲ 236%
Equity€50,140-€45,482▼ 9.3%€37,623▼ 17.3%€48,964▲ 30.1%€87,053▲ 77.8%
Total assets€1.8m-€1.7m▼ 5.7%€1.8m▲ 3.7%€1.4m▼ 22.0%€1.3m▼ 6.0%
Debt€1.7m-€1.7m▼ 5.6%€1.7m▲ 4.3%€1.3m▼ 23.2%€1.2m▼ 9.1%
Working capital€343,084--€53,557-€167,053▼ 212%-€52,594▲ 68.5%-€74,693▼ 42.0%
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2020: €26,932€26,932Net result 2020: €6,140€6,140Operating result 2021: €27,118€27,118Net result 2021: -€4,658-€4,658Operating result 2022: €8,184€8,184Net result 2022: -€7,859-€7,859Operating result 2023: €46,082€46,082Net result 2023: €11,341€11,341Operating result 2024: €75,759€75,759Net result 2024: €38,089€38,08920202021202220232024-€25,000€0€25,000€50,000€75,000Operating result 2022: €8,184€8,180Net result 2022: -€7,859-€7,860Operating result 2023: €46,082€46,100Net result 2023: €11,341€11,300Operating result 2024: €75,759€75,800Net result 2024: €38,089€38,100202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 64% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets €1.3m ▼ 3.9%
Current assets €10,901 ▼ 72.9%
Equity and liabilities €1.3m
Equity €87,053 ▲ 77.8%
Debt €1.2m ▼ 9.1%
Debt's share of the balance-sheet total falls from 96.4% to 93.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€128,130▲
2023 · €117,080
Cash flow
€90,459▲
2023 · €82,339
Current ratio
0.13▼
2023 · 0.43
Debt to equity
13.83▼
2023 · 27.03
ROE
43.8%▲
2023 · 23.2%
ROA
3.0%▲
2023 · 0.8%
Interest coverage
5.29▲
2023 · 3.37
Debt ≤ 1 year
€85,594▼
2023 · €92,852
Debt > 1 year
€1.1m▼
2023 · €1.2m
Income taxes
€13,452
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.4m€1.3m▼
Fixed assets21/28€1.3m€1.3m▼
Tangible fixed assets22/27€1.3m€1.3m▼
Land and buildings22€1.3m€1.3m▼
Assets under construction and advance payments27€0-
Current assets29/58€40,258€10,901▼
Amounts receivable after more than one year29€20,000€3,950▼
Other amounts receivable291€20,000€3,950▼
Amounts receivable within one year40/41€455€969▲
Other amounts receivable41€455€969▲
Cash at bank and in hand54/58€4,001€1,570▼
Deferred charges and accrued income490/1€15,803€4,412▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.3m▼
Equity10/15€48,964€87,053▲
Contributions10/11€50,000€50,000=
Reserves13-€36,000
Distributable reserves133-€36,000
Profit (loss) carried forward14-€1,036€1,053▲
Amounts payable17/49€1.3m€1.2m▼
Amounts payable after more than one year17€1.2m€1.1m▼
Financial debts170/4€1.2m€1.1m▼
Other amounts payable178/9€57,460€14,369▼
Amounts payable within one year42/48€92,852€85,594▼
Current portion of amounts payable after more than one year42€67,578€68,959▲
Trade debts44€25,274€3,184▼
Suppliers440/4€25,274€3,184▼
Taxes, remuneration and social security45-€13,452
Taxes450/3-€13,452
Accrued charges and deferred income492/3€5,893€5,385▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70,998€52,371▼
Other operating charges640/8€13,560€12,902▼
Gross operating margin9900€130,640€141,032▲
Operating profit (loss)9901€46,082€75,759▲
Financial charges65/66B€34,741€24,219▼
Recurring financial charges65€34,741€24,219▼
Profit (loss) for the period before taxes9903€11,341€51,540▲
Income taxes67/77-€13,452
Profit (loss) for the period9904€11,341€38,089▲
Profit (loss) for the period to be appropriated9905€11,341€38,089▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,036€37,053▲
Profit (loss) brought forward from the previous period14P-€12,377-€1,036▲
Transfer to equity691/2-€36,000
To other reserves6921-€36,000

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34,686€52,422€26,211€70,998€52,371▼ 26.2%
Other operating charges640/8-€19,188€5,650€13,560€12,902▼ 4.9%
Gross operating margin9900€61,966€98,728€40,045€130,640€141,032▲ 8.0%
Operating profit (loss)9901€26,932€27,118€8,184€46,082€75,759▲ 64.4%
Financial charges65/66B-€31,776€16,043€34,741€24,219▼ 30.3%
Recurring financial charges65€18,746€31,776€16,043€34,741€24,219▼ 30.3%
Profit (loss) for the period before taxes9903€8,187-€4,658-€7,859€11,341€51,540▲ 354%
Income taxes67/77€2,047€0--€13,452-
Profit (loss) for the period9904€6,140-€4,658-€7,859€11,341€38,089▲ 236%
Profit (loss) for the period to be appropriated9905€6,140-€4,658-€7,859€11,341€38,089▲ 236%
Line20202021202220232024Change
Assets
Total assets20/58€1.8m€1.7m€1.8m€1.4m€1.3m▼ 6.0%
Fixed assets21/28€1.4m€1.7m€1.8m€1.3m€1.3m▼ 3.9%
Tangible fixed assets22/27€1.4m€1.7m€1.8m€1.3m€1.3m▼ 3.9%
Land and buildings22-€1.3m€1.3m€1.3m€1.3m▼ 3.9%
Assets under construction and advance payments27-€354,098€469,185€0--
Current assets29/58€413,065€31,771€6,159€40,258€10,901▼ 72.9%
Amounts receivable after more than one year29---€20,000€3,950▼ 80.2%
Other amounts receivable291---€20,000€3,950▼ 80.2%
Stocks and contracts in progress3€375,181€0----
Stocks30/36-€0----
Amounts receivable within one year40/41---€455€969▲ 113%
Other amounts receivable41---€455€969▲ 113%
Cash at bank and in hand54/58€34,480€20,521€5,932€4,001€1,570▼ 60.8%
Deferred charges and accrued income490/1-€11,249€227€15,803€4,412▼ 72.1%
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.7m€1.8m€1.4m€1.3m▼ 6.0%
Equity10/15€50,140€45,482€37,623€48,964€87,053▲ 77.8%
Contributions10/11-€50,000€50,000€50,000€50,000=
Reserves13----€36,000-
Distributable reserves133----€36,000-
Profit (loss) carried forward14€140-€4,518-€12,377-€1,036€1,053▲ 202%
Amounts payable17/49€1.7m€1.7m€1.7m€1.3m€1.2m▼ 9.1%
Amounts payable after more than one year17€1.7m€1.6m€1.5m€1.2m€1.1m▼ 9.1%
Financial debts170/4-€1.5m€1.5m€1.2m€1.1m▼ 5.9%
Other amounts payable178/9-€83,156€91,980€57,460€14,369▼ 75.0%
Amounts payable within one year42/48€69,981€85,328€173,212€92,852€85,594▼ 7.8%
Current portion of amounts payable after more than one year42-€65,714€69,506€67,578€68,959▲ 2.0%
Trade debts44€6,715€10,895€103,706€25,274€3,184▼ 87.4%
Suppliers440/4-€10,895€103,706€25,274€3,184▼ 87.4%
Taxes, remuneration and social security45-€2,047€0-€13,452-
Taxes450/3-€2,047€0-€13,452-
Other amounts payable47/48-€6,672€0---
Accrued charges and deferred income492/3--€5,650€5,893€5,385▼ 8.6%
Line20202021202220232024Change
Profit (loss) for the period9904€6,140-€4,658-€7,859€11,341€38,089▲ 236%
+ Depreciation and write-downs630€34,686€52,422€26,211€70,998€52,371▼ 26.2%
Operating cash flow (approximation)€40,826€47,764€18,352€82,339€90,459▲ 9.9%
Investment in fixed assets (approximation)--€330,598-€115,087€350,558€0▼ 100%
Change in cash--€13,959-€14,589-€1,932-€2,431▼ 25.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-08
KBO administration Address struck
31-03
State Gazette act Resignation: Julien Albrechts (director)
Director discharge · Power of attorney3 facts ▸
  • Director resignation, Julien Albrechts (director)
  • Director discharge, Julien Albrechts
  • Power of attorney, Solutio, Lawyers & Mediators SRL
2025
21-02
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
30-06
Financial Highest result since 2020net €38,089 ▲236%
Operating result €75,759, net result €38,089, both a record.
22-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial Back to profitnet €11,341
Net result €11,341 after 2 loss-making years.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial Weakest financial yearnet -€7,859
Net result drops to -€7,859, the lowest in the series; recovery starts the following year.
24-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
04-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 4 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur
exact location from the address register On OpenStreetMap
Ground area
3,638 m²
Building footprint
161 m²
Parcel 92135C0780/00A000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135C0780/00A000 Wallonia 3,638 m² 1 · 161 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Julien Albrechts
  • Director, until 31-03-2026
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 owner

Chain of control

  1. de MUNCK 80%
  2. JADYM 100%
  3. JADYMO

Highest known parent: de MUNCK. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPrivate limited company
Founded26-02-2020
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.