Losses
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Short-term debts fell from €5,151 to €5,000.
In July 2024, 2,146 companies had the same profile as JADIC has now. Each dot stands for 6 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,146 companies, not a prediction for JADIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
JADIC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,299 and a net result of -€2,080.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
214,299 | 216,530 | |
21/28 |
213,363 | 213,363 | |
22/27 |
213,363 | 213,363 | |
22 |
213,363 | 213,363 | |
29/58 |
936 | 3,167 | |
54/58 |
936 | 3,167 | |
| Balance sheet: equity and liabilities | |||
10/49 |
214,299 | 216,530 | |
10/15 |
209,299 | 211,379 | |
10/11 |
9,801 | 9,801 | |
13 |
199,498 | 201,578 | |
132 |
0 | 59,832 | |
133 |
199,498 | 141,746 | |
17/49 |
5,000 | 5,151 | |
42/48 |
5,000 | 5,151 | |
44 |
0 | 151 | |
440/4 |
0 | 151 | |
47/48 |
5,000 | 5,000 | |
| Income statement | |||
9900 |
-1,456 | -1,579 | |
640/8 |
570 | 387 | |
9901 |
-2,026 | -1,966 | |
65/66B |
54 | 18 | |
65 |
54 | 18 | |
9903 |
-2,080 | -1,984 | |
9904 |
-2,080 | -1,984 | |
789 |
59,832 | - | |
9905 |
57,752 | -1,984 | |
| Appropriation of the result | |||
9906 |
57,752 | -1,984 | |
791/2 |
2,080 | 1,984 | |
691/2 |
59,832 | - | |
6921 |
59,832 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-06-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 234,885 | ||
| -2,231 | - | ||
| -4,064 | -1,984 | ||
| 97.7% | 97.6% | ||
| 0.19 | 0.61 | ||
| 0.02 | 0.02 | ||
| -1.0% | -0.9% | ||
| -1.0% | -0.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €234,885 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,026, larger than the loss of €1,966 in 2024.
Debt's share of the balance-sheet total stays at 2.3%.
JADIC has no parent and no holdings in its annual accounts. is the only director. JADIC shares no director with another company.
| SMEETS & ZONEN
registered office since 15-03-1976 · founded in 1976 |
28 FTE (2025) 0415.896.804 |
| VEROCHRISTO
registered office since 30-10-2017 · founded in 2017 |
total assets €8.4m (2025) 0683.838.716 |
| ANTOS
registered office since 27-07-2000 · founded in 1998 |
total assets €6.0m (2025) 0464.664.444 |
| SMEVAN
registered office since 30-12-1992 · founded in 1992 |
total assets €389,542 (2025) 0449.205.713 |
| CHRISTO INVEST
registered office since 10-07-2024 · founded in 2024 |
total assets €108,549 (2025) 1011.388.613 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Industrieterrein Kanaal-Noord 1157 registered office 3960 Bree 64210 Activities of holding companies | 10-07-2024 | 2.362.265.744 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 72004A0320/00C000 | 5.8 ha | 1 · 1.6 ha | 36.4 m · 2 |
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