JADE
ActiveThe computed 12-month bankruptcy probability of JADE is 1.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €-2k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 11185 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency60▼-9
Growth32=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.54 in 2024), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
-7%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
30 d late
2022
4 d early
2021
34 d early
2020
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 18.1%
2024 · €12k
2020: €17k
2021: €17k
2022: €14k
2023: €15k
2024: €12k
2020 → 2025
Total assets
€31k▼ 5.7%
2024 · €33k
2020: €36k
2021: €35k
2022: €31k
2023: €35k
2024: €33k
2020 → 2025
Net result
€-2k▲ 29.5%
2024 · €-3k
2020: €11k
2021: €251
2022: €-3k
2023: €750
2024: €-3k
2020 → 2025
Working capital
€9k▼ 17.6%
2024 · €11k
2020: €17k
2021: €17k
2022: €14k
2023: €14k
2024: €11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€14k▼ 17.1%€15k▲ 5.3%€12k▼ 20.4%€10k▼ 18.1%
Operating result€377-€-3k€812€-3k€-2k▲ 30.2%
Net result€251-€-3k€750€-3k€-2k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€573▼ 24.6%
Current assets
€30k▼ 5.3%
Equity and liabilities €31k
Equity
€10k▼ 18.1%
Debt
€21k▲ 1.4%
The debt ratio rises from 63.5% to 68.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-2k▲
2024 · €-3k
Solvency
31.8%▼
2024 · 36.5%
Current ratio
1.44▼
2024 · 1.54
Quick ratio
1.44▼
2024 · 1.54
Debt / equity
2.15▲
2024 · 1.74
ROE
-22.0%▲
2024 · -25.6%
ROA
-7.0%▲
2024 · -9.4%
Interest coverage
-26.85▲
2024 · -40.40
Debt
€21k▲
2024 · €21k
Debt ≤ 1 year
€21k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€31k▼
Fixed assets21/28€760€573▼
Tangible fixed assets22/27€745€558▼
Plant, machinery and equipment23€745€558▼
Financial fixed assets28€15€15=
Current assets29/58€32k€30k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€439€914▲
Trade receivables40-€288
Other amounts receivable41€439€626▲
Cash at bank and in hand54/58€31k€29k▼
Deferred charges and accrued income490/1€206€0▼
Equity and liabilities
Total equity and liabilities10/49€33k€31k▼
Equity10/15€12k€10k▼
Contributions10/11€6k€6k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-5k€-7k▼
Amounts payable17/49€21k€21k▲
Amounts payable within one year42/48€21k€21k▲
Trade debts44€57€104▲
Suppliers440/4€57€104▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€21k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187€187=
Other operating charges640/8€378€62▼
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-3k€-2k▲
Financial charges65/66B€69€70▲
Recurring financial charges65€69€70▲
Profit (loss) for the period before taxes9903€-3k€-2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-7k▼
Profit (loss) brought forward from the previous period14P€-2k€-5k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼506%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €750
Net result €750 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozendaal 343590 DiepenbeekGround area
926 m²
Building footprint
80 m²
Volume, LiDAR
495 m³
Parcel 71011I0334/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JADE
since 20192.291.377.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I0334/00A000 | Flanders | 926 m² | 1 · 80 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2019
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45310
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
46720Wholesale of motor vehicle parts and accessories
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jadebv@telenet.be