JADE
ActiveJADE has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €821k and a net result of €72k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 13.07 against 9.04 in 2024; short-term debt: 3.7% and cash: 31.8% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
58 d early
2023
19 d late
2022
28 d late
2021
22 d late
2020
31 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€821k▲ 9.6%
2024 · €749k
2018: €590k
2019: €672k
2020: €686k
2021: €793k
2022: €769k
2023: €951k
2024: €749k
2018 → 2025
Total assets
€875k▲ 5.6%
2024 · €829k
2018: €1.15M
2019: €1.18M
2020: €1.08M
2021: €1.19M
2022: €1.05M
2023: €1.15M
2024: €829k
2018 → 2025
Net result
€72k▼ 37.4%
2024 · €115k
2018: €112k
2019: €80k
2020: €110k
2021: €107k
2022: €112k
2023: €183k
2024: €115k
2018 → 2025
Working capital
€394k▲ 28.2%
2024 · €308k
2018: €339k
2019: €263k
2020: €211k
2021: €319k
2022: €159k
2023: €564k
2024: €308k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€793k-€769k▼ 3.1%€951k▲ 23.8%€749k▼ 21.2%€821k▲ 9.6%
Operating result€163k-€165k▲ 1.3%€270k▲ 63.3%€166k▼ 38.7%€100k▼ 39.8%
Net result€107k-€112k▲ 4.8%€183k▲ 63.3%€115k▼ 36.8%€72k▼ 37.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €875k
Fixed assets
€448k▼ 7.2%
Current assets
€427k▲ 23.4%
Equity and liabilities €875k
Equity
€821k▲ 9.6%
Debt
€54k▼ 32.7%
The debt ratio falls from 9.7% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▼
2024 · €201k
Cash flow
€116k▼
2024 · €150k
Solvency
93.8%▲
2024 · 90.3%
Current ratio
13.07▲
2024 · 9.04
Quick ratio
13.07▲
2024 · 9.04
Debt / equity
0.07▼
2024 · 0.11
ROE
8.8%▼
2024 · 15.4%
ROA
8.3%▼
2024 · 13.9%
Interest coverage
69.21▼
2024 · 72.03
Debt
€54k▼
2024 · €80k
Debt ≤ 1 year
€33k▼
2024 · €38k
Debt > 1 year
€21k▼
2024 · €42k
Income taxes
€29k▼
2024 · €50k
Staff costs
€0▼
2024 · €117
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€829k€875k▲
Fixed assets21/28€483k€448k▼
Tangible fixed assets22/27€483k€448k▼
Land and buildings22€424k€406k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€57k€41k▼
Current assets29/58€346k€427k▲
Amounts receivable within one year40/41€50k€147k▲
Trade receivables40€36k€30k▼
Other amounts receivable41€14k€117k▲
Current investments50/53€240k€0▼
Cash at bank and in hand54/58€53k€279k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€829k€875k▲
Equity10/15€749k€821k▲
Contributions10/11€10k€10k=
Reserves13€739k€811k▲
Tax-exempt reserves132€33k€33k=
Distributable reserves133€707k€779k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€80k€54k▼
Amounts payable after more than one year17€42k€21k▼
Financial debts170/4€41k€20k▼
Other amounts payable178/9€925€1k▲
Amounts payable within one year42/48€38k€33k▼
Current portion of amounts payable after more than one year42€22k€21k▼
Trade debts44€219€0▼
Suppliers440/4€219€0▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€117€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€44k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€207k€146k▼
Operating profit (loss)9901€166k€100k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€165k€101k▼
Income taxes67/77€50k€29k▼
Profit (loss) for the period9904€115k€72k▼
Profit (loss) for the period to be appropriated9905€115k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€72k▼
Transfer from equity791/2€198k€0▼
Transfer to equity691/2€115k€72k▼
To other reserves6921€115k€72k▼
Profit to be distributed694/7€198k€0▼
Return on contributions (dividend)694€198k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €72k ▼37.4%
Net result drops to €72k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €183k ▲63.3%
Operating result €270k, net result €183k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.09
Current ratio from 1.88 to 5.09; short-term debt falls from €180k to €138k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 33140 KeerbergenGround area
788 m²
Building footprint
152 m²
Volume, LiDAR
844 m³
Parcel 24472G0041/00E000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JADE
since 19962.078.902.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472G0041/00E000 | Flanders | 788 m² | 1 · 152 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 915 EUR awarded · 915 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 915 EUR | 915 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 29,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:015 51 88 51