Financials
- Fiscal year
- 2024
- Total assets
- €1.0m
- Loss
- -€21,354
- Solvency
- 46.2%
Total assets▲ 0.1%
Net result
20182024
JADALU
ActiveSummary
JADALU has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €472,947 and a net result of -€21,354. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 9633 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Retail sale of household textiles and bedding
NACE 47512
2 sites
Size
€1.0mtotal assets 2024
- Equity
- €472,947
- Loss
- -€21,354
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 6 deeds read
Why 64- Figures for FY 2024 (filed 01-09-2025)- Liquidity: current ratio 1.22, cash €7,267+ Size: total assets €1.0m+ Founded in 1999Show the evidence
Checked score
Score 2024
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 39% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
71-2
equity 46.2% of total assets
Liquidity
43-2
short-term debt 22.3% · cash 0.7%
Profitability
28-25
return on assets -2.1%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -0.7% vs 12-2024lowest value
02-2025: 0.3%▲ +2.7% vs 01-2025
03-2025: 0.3%▲ +3.6% vs 02-2025
04-2025: 0.3%▼ -0.3% vs 03-2025
05-2025: 0.3%▲ +4.5% vs 04-2025
06-2025: 0.3%▼ -7.6% vs 05-2025
07-2025: 0.4%▲ +38.1% vs 06-2025
08-2025: 0.7%▲ +62.8% vs 07-2025
09-2025: 0.8%▲ +15.3% vs 08-2025
10-2025: 0.4%▼ -54.9% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▼ -0.8% vs 12-2025
02-2026: 0.4%▲ +2.6% vs 01-2026
03-2026: 0.4%▲ +3.6% vs 02-2026
04-2026: 0.4%▼ -0.5% vs 03-2026
05-2026: 0.4%▲ +3.0% vs 04-2026
06-2026: 0.3%▼ -8.4% vs 05-2026
07-2026: 0.4%▲ +2.6% vs 06-2026
08-2026: 0.7%▲ +103% vs 07-2026
09-2026: 0.8%▲ +15.0% vs 08-2026
10-2026: 1.2%▲ +45.8% vs 09-2026highest value
- Figures for FY 2024 (filed 01-09-2025) raises the probability
- Size: total assets €1.0m lowers the probability for this profile
- Founded in 1999 lowers the probability for this profile
- Liquidity: current ratio 1.22, cash €7,267 raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.4 in 2023; short-term debt: 22.3% and cash: 0.7% of total assets), and 53.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 61%, liquidity 41%, profitability 24%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
24 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
108 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet -€21,354
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 31-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 24-08-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Retail sale of household textiles and beddingNACE 47512
- Founded
- 01-02-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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