Jadaco
ActiveSummary
The computed 12-month bankruptcy probability of Jadaco is 2.3% (moderate). The 2025 annual accounts show negative equity (-€412) and a net result of -€412. Its solvency ranks better than 9% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-06-2025 Normal situation
- Activity
- Other building finishing work NACE 43350and 2 others
- Establishment unit
- 2.375.540.391 8500 Kortrijk, since 12-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.3%
- Gross margin
- €11,450
- Turnover
- ≈ €110,000
- estimated
- Loss
- €412
- Equity
- -€412
- Total assets
- €165,946
- Negative equity on 31-12-2025
Score breakdownraises riskFounded in 2025Sector: Specialised construction activities (NACE 43)Negative equity -€412lowers riskSize: total assets €165,946Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 8% of them on solvency, 6% on liquidity and 34% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €33,503 |
| Depreciation and write-downs of the year | €8,237 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,237 |
| Other operating charges640/8 | €1,383 |
| Gross operating margin9900 | €11,450 |
| Operating profit (loss)9901 | €1,830 |
| Financial charges65/66B | €1,469 |
| Recurring financial charges65 | €1,469 |
| Profit (loss) for the period before taxes9903 | €361 |
| Income taxes67/77 | €774 |
| Profit (loss) for the period9904 | -€412 |
| Profit (loss) for the period to be appropriated9905 | -€412 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €165,946 | |
| Fixed assets21/28 | €26,314 | |
| Tangible fixed assets22/27 | €26,314 | |
| Furniture and vehicles24 | €4,504 | |
| Leasing and similar rights25 | €21,810 | |
| Current assets29/58 | €139,632 | |
| Amounts receivable within one year40/41 | €26,257 | |
| Trade receivables40 | €26,257 | |
| Current investments50/53 | €100,000 | |
| Cash at bank and in hand54/58 | €11,634 | |
| Deferred charges and accrued income490/1 | €1,741 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €165,946 | |
| Equity10/15 | -€412 | |
| Profit (loss) carried forward14 | -€412 | |
| Amounts payable17/49 | €166,358 | |
| Amounts payable after more than one year17 | €10,839 | |
| Financial debts170/4 | €10,839 | |
| Amounts payable within one year42/48 | €152,808 | |
| Current portion of amounts payable after more than one year42 | €10,505 | |
| Trade debts44 | €12,039 | |
| Suppliers440/4 | €12,039 | |
| Taxes, remuneration and social security45 | €11,295 | |
| Taxes450/3 | €11,295 | |
| Other amounts payable47/48 | €118,968 | |
| Accrued charges and deferred income492/3 | €2,711 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€412 |
| + Depreciation and write-downs630 | €8,237 |
| Operating cash flow (approximation) | €7,825 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 232 companies had the same profile as Jadaco has now. Two years later, 96.1% were still going and 1.7% had gone bankrupt.
- Micro
- under 2 years old
- negative equity
- a small loss
The bankruptcy probability of Jadaco itself is higher: 2.3% within 12 months. It rests on far more data about Jadaco than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 232 companies, not a prediction for Jadaco. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00351715 |
Board & ownership
Directors
Owners and capital
Shareholders
- COMPERNOLLE David 100 shares (100%) · €1 in cash
Capital transactions
- 16-06-2025 Incorporation · €1 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 16-06-2025 (in Dutch)
Network & group
Jadaco shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Jadaco. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-06
Gazette deed
IncorporationStarting capital €1 · Appointment: COMPERNOLLE David (director) · Founder7 points ▸
- Incorporation, “Jadaco” (deed in Dutch)
- Founder, COMPERNOLLE David
- Founding capital, €1
- Bank account, “inbrengen in geld niet volstort bij oprichting in toepassing van artikel 5:8 van het Wetboek van vennootschappen en verenigingen, artikel 5:9 van het Wetboek va…” (deed in Dutch)
- Registered office clause, “Kortrijk (B-8500 Kortrijk),Pater Damiaanstraat 15” (deed in Dutch)
- Board rule, 1
- Director appointment, COMPERNOLLE David (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202515 activities
- Het verlenen van diensten en adviezen in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard, onder meer op het vlak van administratie, management, bedrijfsorganisatie, promotie en informatica;
- Alle management, consultancy, vertegenwoordiging, agentuur, administratie en bedrijfsbeheer; alle activiteiten als bestuurder en begeleiding van ondernemingen, computerservices, dit zowel in eigen naam of in naam van anderen, in binnen- en buitenland; het onderzoek, de professionele adviesverlening, training en consultancy op het gebied van management, business development en bedrijfsbeheer; het begeleiden van management, het voeren van interimmanagement, en projectmanagement; adviesverlening over bedrijfs- en groepsstrategie, producten en marktontwikkeling; het waarnemen van alle bestuursopdrachten, het uitoefenen van opdrachten en functies; het verlenen van professioneel advies, dienstverlening en ondersteuning betreffende (bedrijfs-)beheer en controle;
- Het verlenen van diensten inzake projectcoördinatie in diverse sectoren, met inbegrip van maar niet beperkt tot bouw, interieur, events en creatieve projecten;
- Intermediaire dienstverlening en handel, waaronder het bemiddelen bij commerciële transacties, het vertegenwoordigen van derden en het verhandelen van goederen en diensten in eigen naam of voor rekening van derden;
- Het verstrekken van interieuradvies, inclusief het ontwerp, de begeleiding en de uitvoering van interieurprojecten, zowel residentieel als commercieel;
- Het uitvoeren van fotografische diensten, waaronder commerciële, artistieke en documentaire fotografie;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend en roerend patrimonium, alle verrichtingen met betrekking tot onroerende en roerende goederen en rechten, van welke aard ook;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaand of nog op te richten rechtspersonen en ondernemingen;
- Het verwerven van participaties in eender welke vorm in alle bestaande of nog op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het besturen en begeleiden van ondernemingen en rechtspersonen;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm; in dit kader kan zij alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het aankopen, het verkopen, het vervaardigen of laten vervaardigen van confiserie en andere gelijkaardige producten, alsook alle handelsverrichtingen, industriële, onroerende of roerende verrichtingen welke rechtstreeks of onrechtstreeks verband hebben ermede;
- De in-, door- en uitvoer, de handel in en de verhuring van gereedschappen, machines, vervoermateriaal, feestmateriaal en andere roerende goederen, alles in de meest uitgebreide zin van het woord;
- Het optreden als in- en verkoopkantoor van alle goederen, commissiehandel, makelij, vertegenwoordigingen en agentschappen, alles in de ruimste zin van het woord;
- Het manueel en ambachtelijk fabriceren in eigen werkhuis alsmede het laten fabriceren van materialen en materieel.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1024.236.262
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34022E0249/00B000 | Flanders | 791 m² | 1 · 191 m² | 10.9 m · 2 |