Equity
€160,831 ▲ 6.5%
Jad'Ys has made a profit without a break since 2019.
Jad'Ys
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €186,003 (2019)
€53,313▲ 31.0%
lowest -€35,176 (2018)
€9,748▲ 190%
peak €218,499 (2020)
€160,831▲ 6.5%
€431,057▲ 57.7%
peak 1.5 FTE (2016)
-not published
Board2 names since 2018
1 directorHélène KOVAC
Documentsfilings and deeds
30-01-20261 days before the deadline
2025micro format
Gross margin from €40,682 to €53,313Result from €3,361 to €9,748Debts from €273,259 to €431,057Investments €41,500Cash from €172 to €2,429
Key points
from the 2025 annual accountsDebts
€431,057 ▲ 57.7%
Debts rose by €157,798 in 2025.
Investments
€41,500 2.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 275.6% higher than in 2024.
Staff
1 employees on 30-06-2025
In 2025, nobody joined and 1 person left.
Liquidity
1.54 was 0.47 in 2024
Short-term debts rose from €51,485 to €110,106.
At the same address
24 companies
Checked score
89
Excellent
Financially stronger than 33% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.9%▲ +0.1 percentage points vs 12-2024
02-2025: 1.4%▲ +0.5 percentage points vs 01-2025highest value
03-2025: 0.7%▼ -0.7 percentage points vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%▼ -0.2 percentage points vs 01-2026
03-2026: 0.1%▼ -0.5 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.54, cash €2,429
lowers risk
Size: total assets €591,888
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 01-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 28% of them on solvency, 25% on liquidity, 28% on profitability and 53% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as Jad'Ys has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Jad'Ys itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for Jad'Ys. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (0.47 in 2024), above the usual 1.5. Short-term debt is 18.6% and cash 0.4% of total assets. However, 72.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
20 days late
2023
1 day early
2022
4 days early
2021
on the day
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0871258750
New establishment in Nivelles
Rue de Saintes 9
Reappointment: Hélène KOVAC (director)
Appointment: Isabelle Muriel Inès INFANTI (alternate director) · “Pour compte propre,l'achat;la détention,la vente,la cession,l'échange,la gestion de toute valeur…” (deed in French) · Registered office clause: Rue du parc 19/013, 6000 Charleroi · General meeting of 21-12-2023 · Gazette deed
Incorporation
published on 26-01-2005 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jad'Ys Charleroi | €591,888 | €53,313 | 27.2% | - |
| CROIX GAILLARD Ath | €725,855 | €55,678 | 90.1% | - |
| BERT FRANSENS MANAGEMENT Peer | €591,501 | €52,688 | 84.6% | - |
| Spaar Consult Blankenberge | €557,709 | €54,296 | 56.6% | - |
| MASAR Zwevegem | €573,332 | €52,103 | 76.6% | - |
| OPALF INVEST Dendermonde | €601,335 | €49,806 | 25.0% | - |
| DIRADIN Bornem | €558,828 | €55,983 | 81.4% | - |
These companies have the same main activity as Jad'Ys: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €558,000 and €726,000, founded between 2003 and 2006.
Official details
Source: KBO- Status
- Active since 17-01-2005Normal situation
- Registered office
- 25 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 7 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 4 others
- Establishment units
- 2.144.890.7246000 Charleroi, since 17-01-2005
- 2.388.584.5171400 Nivelles, since 01-04-2026
- Financial year end
- 30 June
- Peppol
- Reachable since 31-08-2026
Annual accounts to 30-06-2025
- ≈ €110,000estimated
- €591,888▲ 39.5%
- Employeeson 30-06-2025
- 1▼ 50.0%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on Jad'Ys
Jad'Ys files the micro format. That format states no turnover. The gross margin rose from €28,789 in 2007 to €53,313 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jad'Ys
- What is the company number of Jad'Ys?
- The company number of Jad'Ys is 0871.258.750. The VAT number is the same number with BE in front: BE 0871.258.750.
- Where is Jad'Ys based?
- The registered office is at Rue du Parc 19, 6000 Charleroi.Company details
- What does Jad'Ys do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Jad'Ys?
- Jad'Ys is a private limited company (BV).
- When was Jad'Ys founded?
- Jad'Ys was founded on 17-01-2005.
- Is Jad'Ys still active?
- Yes, Jad'Ys is an active enterprise in the KBO register.
- How many employees does Jad'Ys have?
- Jad'Ys had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Jad'Ys?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €53,313 and 120 comparable companies (NACE 70200). It probably lies between €82,000 and €140,000. In financial year 2020 turnover was €69,403.
- Is Jad'Ys profitable?
- In financial year 2025, Jad'Ys made a profit of €9,748.
- Where can I find the annual accounts of Jad'Ys?
- Jad'Ys filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jad'Ys due?
- Jad'Ys must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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