JACTOR
ActiveSummary
JACTOR has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8.7m and a net result of €224,026. Equity has been stable since 2018 (±1.7% per year). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-05-2007 Normal situation
- Registered office
- 218 active companies are registered at this address 10 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.165.790.462 1050 Elsene, since 22-05-2007
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- TORDJMAN JacobDirector · since 22-05-2007
- Holdings
- Shares in 1 company PROTISFI-TM
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- -€3,500
- ▲ 50.9%
- Profit
- €224,026
- ▲ 87.4%
- Equity
- €8.7m
- ▲ 2.6%
- Total assets
- €8.8m
- ▲ 3.0%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 11-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 72 days late; 3 of the last 3 accounts latelowers riskSize: total assets €8.8mEquity €8.7m (98.9% of total assets)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 82% of them on solvency, 75% on liquidity, 49% on profitability and 60% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 116 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, full format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 11-10-2025 PDF all 17 filings
Every figure per financial year
The operating result for 2024 is a loss of €4,468, smaller than the loss of €8,929 in 2023.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €4,320 | €4,320 | €4,320 | €4,320 | €4,320 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €7,253 | €12,084 | €7,126 | €3,500 | ▼ 50.9% |
| Other operating charges640/8 | - | - | - | €1,711 | €1,711 | €1,803 | €968 | ▼ 46.3% |
| Gross operating margin9900 | -€58,629 | -€35,129 | -€12,712 | -€2,933 | -€7,764 | -€7,126 | -€3,500 | ▲ 50.9% |
| Operating profit (loss)9901 | -€60,320 | -€35,997 | -€40,109 | -€4,644 | -€9,475 | -€8,929 | -€4,468 | ▲ 50.0% |
| Financial income75/76B | - | - | - | €260,524 | €227,400 | €232,125 | €326,760 | ▲ 40.8% |
| Recurring financial income75 | €69,669 | €80,888 | €188,738 | €260,524 | €227,400 | €232,125 | €326,760 | ▲ 40.8% |
| Financial charges65/66B | - | - | - | €13,821 | €23,120 | €49,682 | €19,599 | ▼ 60.6% |
| Recurring financial charges65 | €8,386 | €19,014 | €9,210 | €13,821 | €23,120 | €49,682 | €19,599 | ▼ 60.6% |
| Profit (loss) for the period before taxes9903 | €963 | €25,877 | €139,419 | €242,059 | €194,805 | €173,514 | €302,694 | ▲ 74.4% |
| Income taxes67/77 | €4,341 | €8,982 | €36,267 | €73,008 | €49,633 | €53,956 | €78,668 | ▲ 45.8% |
| Profit (loss) for the period9904 | -€3,378 | €16,895 | €103,152 | €169,051 | €145,173 | €119,559 | €224,026 | ▲ 87.4% |
| Profit (loss) for the period to be appropriated9905 | -€3,378 | €16,895 | €103,152 | €169,051 | €145,173 | €119,559 | €224,026 | ▲ 87.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €9.1m | €8.2m | €8.1m | €8.3m | €8.4m | €8.6m | €8.8m | ▲ 3.0% |
| Fixed assets21/28 | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | = |
| Tangible fixed assets22/27 | - | - | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | - | - | €0 | €0 | €0 | €0 | - |
| Financial fixed assets28 | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | = |
| Current assets29/58 | €8.3m | €7.3m | €7.2m | €7.5m | €7.6m | €7.7m | €8.0m | ▲ 3.3% |
| Amounts receivable after more than one year29 | - | - | - | €1.8m | €1.8m | €2.0m | €2.0m | ▼ 1.9% |
| Other amounts receivable291 | - | - | - | €1.8m | €1.8m | €2.0m | €2.0m | ▼ 1.9% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | €0.02m | €0.2m | €0.3m | €0.4m | €0.5m | ▲ 14.4% |
| Other amounts receivable41 | - | - | - | €0.2m | €0.3m | €0.4m | €0.5m | ▲ 14.4% |
| Current investments50/53 | €0.9m | €2.8m | €3.5m | €4.0m | €5.0m | €5.2m | €5.1m | ▼ 2.4% |
| Cash at bank and in hand54/58 | €3.6m | €0.8m | €0.03m | €1.4m | €0.4m | €0.06m | €0.4m | ▲ 615% |
| Deferred charges and accrued income490/1 | - | - | - | €0.05m | - | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €9.1m | €8.2m | €8.1m | €8.3m | €8.4m | €8.6m | €8.8m | ▲ 3.0% |
| Equity10/15 | €7.9m | €8.0m | €8.1m | €8.2m | €8.4m | €8.5m | €8.7m | ▲ 2.6% |
| Contributions10/11 | €18.0m | €18.0m | - | €18.0m | €18.0m | €18.0m | €18.0m | = |
| Profit (loss) carried forward14 | -€10.1m | -€10.0m | -€9.9m | -€9.8m | -€9.6m | -€9.5m | -€9.3m | ▲ 2.4% |
| Amounts payable17/49 | €1.2m | €0.2m | €0.04m | €0.08m | €0.07m | €0.07m | €0.1m | ▲ 44.5% |
| Amounts payable within one year42/48 | €1.2m | €0.2m | €0.008m | €0.04m | €0.04m | €0.03m | €0.06m | ▲ 89.7% |
| Trade debts44 | €0.08m | €396 | - | €0.001m | €0.01m | €0.01m | €0.01m | = |
| Suppliers440/4 | - | - | - | €0.001m | €0.01m | €0.01m | €0.01m | = |
| Taxes, remuneration and social security45 | - | - | - | €0.04m | €0.03m | €0.02m | €0.05m | ▲ 134% |
| Taxes450/3 | - | - | - | €0.04m | €0.03m | €0.02m | €0.05m | ▲ 134% |
| Accrued charges and deferred income492/3 | - | - | - | €0.03m | €0.03m | €0.04m | €0.04m | ▲ 5.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.003m | €0.02m | €0.1m | €0.2m | €0.1m | €0.1m | €0.2m | ▲ 87.4% |
| Operating cash flow (approximation) | -€0.003m | €0.02m | €0.1m | €0.2m | €0.1m | €0.1m | €0.2m | ▲ 87.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€2.8m | -€0.8m | €1.4m | -€1.0m | -€0.4m | €0.4m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 544 companies had the same profile as JACTOR has now. Two years later, 93.6% were still going and 0.2% had gone bankrupt.
- Medium-sized
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACTOR itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 544 companies, not a prediction for JACTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | full format | 11-10-2025 | 2025-00539686 | |
| 31-12-2023 | full format | 31-12-2024 | 2025-00001981 | |
| 31-12-2022 | full format | 29-09-2023 | 2023-00468062 | |
| 31-12-2021 | full format | 12-12-2022 | 2022-20538209 | |
| 31-12-2020 | full format | 23-12-2021 | 2021-81600139 | |
| 31-12-2019 | full format | 08-12-2020 | 2020-75500140 | |
| 31-12-2018 | full format | 31-12-2019 | 2019-78100361 | |
| 31-12-2017 | full format | 31-12-2018 | 2018-76100081 | |
| 31-12-2016 | full format | 31-12-2017 | 2017-73700259 | |
| 31-12-2015 | full format | 30-09-2016 | 2016-64600403 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
-
49.99%
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Connections & network
1 current directorThe network starts from the directors of JACTOR. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21807G0089/00D007 | Brussels | 3,879 m² | 1 · 2,740 m² | 101.4 m · 7 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.