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JACRIFAST

Active
Private limited company·Overige posterijen en koeriers· 5 yrs active
Rue Fontaine au Biez 6 ·4802 Verviers, Belgium
KBO/BCE: BE 0763.941.712
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Staff (FTE)7.4

Summary

Conclusion

the dossier summarised in one paragraph

The file of JACRIFAST contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show negative equity (€-26k) and a net result of €-24k. Equity is shrinking by ~207.3% per year across the filed fiscal years. Its solvency ranks better than 12% of 254 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
≥ 25% High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record +Higher-failure-rate sector +Recent warning signals +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

1 events
29-06-2026
Judicial reorganisation Opening
Date: 23-06-2026 · Tribunal de l’entreprise de Liège · collectif_pme · Publications in State Gazette ↗

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

1 signal
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-24k-121.8%
Working capital€-19k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€-30k€-20k€-10k€0€10k€20kOperating result 2022: €15k€15kNet result 2022: €5k€5kOperating result 2023: €-3k€-3kNet result 2023: €-11k€-11kOperating result 2024: €-12k€-12kNet result 2024: €-24k€-24k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~207.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-100k€-75k€-50k€-25k€02025: €-43k (€-45k - €-41k)2026: €-60k (€-62k - €-58k)2027: €-78k (€-80k - €-75k)2022: €8k2023: €-2k2024: €-26k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 53 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -23.4% 31.1%
better than 12% of 254 sector peers
Net result €-24k €9k
better than 7% of 254 sector peers
Equity €-26k €21k
better than 7% of 254 sector peers
Gross operating margin €286k €39k
better than 91% of 253 sector peers
Staff costs €282k €68k
higher than 90% of 139 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P12
2022: P31 · n=1752023: P20 · n=2342024: P12 · n=2542022 2024
Weakening position over 2022-2024 · n=175-254
Net result P7
2022: P50 · n=1742023: P13 · n=2342024: P7 · n=2542022 2024
Weakening position over 2022-2024 · n=174-254
Equity P7
2022: P38 · n=1762023: P20 · n=2342024: P7 · n=2542022 2024
Weakening position over 2022-2024 · n=176-254
Gross operating margin P91
2022: P95 · n=1742023: P95 · n=2332024: P91 · n=2532022 2024
Stable position over 2022-2024 · n=174-253
Describes the position versus peers, not a forecast.
EBITDA
€2k
-11.7% -96% vs sector
Net profit
€-24k
-121.8% far below sector median
Cash flow
€-10k
-76.1% far below sector median
Total assets
€111k
+16.7% -20% vs sector
Equity
€-26k
-991.2% far below sector median
Working capital
€-19k
- far below sector median
Employees (FTE)
7
+19.4% -85% vs sector
Staff costs
€282k
+7.0% -85% vs sector
Income taxes
€206
-2.4% -98% vs sector
Debt
€137k
+40.6% far above sector median
Debt ≤ 1y
€102k
+35.7% +299% vs sector
Debt > 1y
€35k
+57.2% far above sector median
Current ratio
0.81
-28.7% -81% vs sector
Quick ratio
0.81
-28.7% -81% vs sector
Solvency
-23.4%
-834.7% far below sector median
Debt / equity
-5.27
+87.1% far below sector median
ROE
90.8%
-79.7% +204% vs sector
ROA
-21.3%
-90.0% far below sector median
Interest coverage
0.15
-43.3% -100% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€2k
Net profit€-24k
Cash flow€-10k
Staff costs€282k
Income taxes€206
Dividends-
Total assets€111k
Equity€-26k
Debt€137k
of which ≤ 1y€102k
of which > 1y€35k
Working capital€-19k
Employees (FTE)7.4
Ratios (computed)
2024
Current ratio0.81
Quick ratio0.81
Working capital ratio-17.1%
Solvency-23.4%
Debt / equity-5.27
Long-term debt ratio-1.35
Interest coverage0.15
Gross margin-
Net margin-
ROA-21.3%
ROE90.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€111k
Fixed assets 21/28€28k
Tangible fixed assets 22/27€28k
Financial fixed assets 28€522
Current assets 29/58€83k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€111k
Equity 10/15€-26k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-29k
Amounts payable 17/49€137k
Amounts payable after one year 17€35k
Amounts payable within one year 42/48€102k
Trade debts payable within one year 44€54k
Income statement
Gross operating margin 9900€286k
Operating result 9901€-12k
Financial charges 65€11k
Result before taxes 9903€-23k
Income taxes 67/77€206
Net result for the period 9904€-24k
Result to be appropriated 9905€-24k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
0 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
JACRIFAST
Rue d'Engihoul 8, 4550 NandrinHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20212.314.085.547
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area268 m²
Buildings2
Building footprint140 m²
Volume (LiDAR)1,028 m³
Tallest building9.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63036A0582/00Z000 Wallonia 148 m² 1 · 66 m² 9.3 m · 3 fl.
61053A0182/00T000 Wallonia 120 m² 1 · 74 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
29-06-2026
Judicial reorganisation Opening
Date: 23-06-2026 · Tribunal de l’entreprise de Liège · collectif_pme · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-06-29 · Judicial reorganisation · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
Address history · 1
25-09-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
25-09-2023 Registered office moved from Nandrin to HEUSY Registered-office change
  • Rue d'Engihoul 8 à 4550 Nandrin → Rue Fontaine-au-Biez 6 à 4802 HEUSY

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency40Growth32Stability54
45 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 40
Growth 32
Stability 54

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige posterijen en koeriers53200Overige posterijen en koeriers53200Overige detailhandel in nieuwe artikelen neg47789Markt- en straathandel in andere artikelen47890Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameFR JACRIFAST
Registered office
Rue Fontaine au Biez 6
4802 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.