Summary
JACRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €626,391 and a net result of €9,416. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 8102 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
17 d early
2023
22 d early
2022
28 d early
2021
6 d early
2020
11 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 9 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€626,391▲ 1.5%
2024 · €616,975
Net result
€9,416
2024 · -€2,364
Total assets
€637,098▲ 1.8%
2024 · €626,009
Solvency
98.3%▼ 0.2pp
2024 · 98.6%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€59,114▼ 53.9%€6,119▼ 89.6%€3,909▼ 36.1%-€2,651€10,414
Net result€41,672within the sector's middle half▼ 52.6%€7,194within the sector's middle half▼ 82.7%€3,803within the sector's middle half▼ 47.1%-€2,364below the sector's middle half€9,416within the sector's middle half
Equity€608,343within the sector's middle half▲ 7.4%€615,537above the sector's middle half▲ 1.2%€619,339above the sector's middle half▲ 0.6%€616,975above the sector's middle half▼ 0.4%€626,391above the sector's middle half▲ 1.5%
Total assets€636,511within the sector's middle half=€642,212within the sector's middle half▲ 0.9%€628,584within the sector's middle half▼ 2.1%€626,009within the sector's middle half▼ 0.4%€637,098within the sector's middle half▲ 1.8%
Debt€28,168▼ 59.5%€26,675▼ 5.3%€9,244▼ 65.3%€9,033▼ 2.3%€10,707▲ 18.5%
Working capital€307,321above the sector's middle half▲ 25.7%€350,636above the sector's middle half▲ 14.1%€390,880above the sector's middle half▲ 11.5%€425,284above the sector's middle half▲ 8.8%€394,893above the sector's middle half▼ 7.1%
Solvency95.6%above the sector's middle half▲ 6.5pp95.8%above the sector's middle half▲ 0.3pp98.5%above the sector's middle half▲ 2.7pp98.6%above the sector's middle half=98.3%above the sector's middle half▼ 0.2pp
Current ratio12.49above the sector's middle half▲ 7.8714.90above the sector's middle half▲ 2.4253.62above the sector's middle half▲ 38.7179.74above the sector's middle half▲ 26.1346.07above the sector's middle half▼ 33.67
Return on assets (ROA)6.5%within the sector's middle half▼ 7.3pp1.1%below the sector's middle half▼ 5.4pp0.6%below the sector's middle half▼ 0.5pp-0.4%below the sector's middle half▼ 1.0pp1.5%within the sector's middle half▲ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10,414 after a loss of €2,651 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637,098
Fixed assets
€233,443 ▲ 19.5%
Current assets
€403,655 ▼ 6.3%
Equity and liabilities €637,098
Equity
€626,391 ▲ 1.5%
Debt
€10,707 ▲ 18.5%
Debt's share of the balance-sheet total rises from 1.4% to 1.7%. Equity and debt are higher.
Key figures and ratios
ROE
1.5%▲
2024 · -0.4%
Debt ≤ 1 year
€8,762▲
2024 · €5,401
Income taxes
€2,707▲
2024 · €1,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,347 | €36,081 | €36,082 | €34,950 | €38,177 | ▲ 9.2% |
| Other operating charges640/8 | - | €2,271 | €2,357 | €2,546 | €2,074 | ▼ 18.6% |
| Gross operating margin9900 | €96,730 | €44,471 | €42,348 | €34,846 | €50,665 | ▲ 45.4% |
| Operating profit (loss)9901 | €59,114 | €6,119 | €3,909 | -€2,651 | €10,414 | ▲ 493% |
| Financial income75/76B | - | €5,250 | €2,202 | €1,961 | €1,998 | ▲ 1.9% |
| Recurring financial income75 | - | €5,250 | €2,202 | €1,961 | €1,998 | ▲ 1.9% |
| Financial charges65/66B | - | €945 | €282 | €282 | €289 | ▲ 2.5% |
| Recurring financial charges65 | €1,314 | €945 | €282 | €282 | €289 | ▲ 2.5% |
| Profit (loss) for the period before taxes9903 | €57,801 | €10,424 | €5,829 | -€971 | €12,123 | ▲ 1,348% |
| Income taxes67/77 | €16,128 | €3,230 | €2,026 | €1,393 | €2,707 | ▲ 94.3% |
| Profit (loss) for the period9904 | €41,672 | €7,194 | €3,803 | -€2,364 | €9,416 | ▲ 498% |
| Profit (loss) for the period to be appropriated9905 | €41,672 | €7,194 | €3,803 | -€2,364 | €9,416 | ▲ 498% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €636,511 | €642,212 | €628,584 | €626,009 | €637,098 | ▲ 1.8% |
| Fixed assets21/28 | €302,437 | €266,356 | €230,274 | €195,324 | €233,443 | ▲ 19.5% |
| Tangible fixed assets22/27 | €302,437 | €266,356 | €230,274 | €195,324 | €233,443 | ▲ 19.5% |
| Land and buildings22 | - | €238,499 | €212,342 | €186,185 | €162,748 | ▼ 12.6% |
| Plant, machinery and equipment23 | - | €27,742 | €17,932 | €9,139 | €7,777 | ▼ 14.9% |
| Furniture and vehicles24 | - | €114 | €0 | - | €62,918 | - |
| Financial fixed assets28 | - | - | €0 | - | - | - |
| Current assets29/58 | €334,074 | €375,856 | €398,309 | €430,685 | €403,655 | ▼ 6.3% |
| Amounts receivable after more than one year29 | - | €220,000 | €192,500 | €165,000 | €137,500 | ▼ 16.7% |
| Other amounts receivable291 | - | €220,000 | €192,500 | €165,000 | €137,500 | ▼ 16.7% |
| Amounts receivable within one year40/41 | €6,655 | €7,425 | €7,628 | €13,670 | €13,484 | ▼ 1.4% |
| Trade receivables40 | - | €6,655 | €6,655 | €6,657 | €6,655 | = |
| Other amounts receivable41 | - | €770 | €973 | €7,013 | €6,829 | ▼ 2.6% |
| Cash at bank and in hand54/58 | €79,892 | €141,579 | €195,482 | €245,000 | €249,513 | ▲ 1.8% |
| Deferred charges and accrued income490/1 | - | €6,853 | €2,700 | €7,015 | €3,158 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €636,511 | €642,212 | €628,584 | €626,009 | €637,098 | ▲ 1.8% |
| Equity10/15 | €608,343 | €615,537 | €619,339 | €616,975 | €626,391 | ▲ 1.5% |
| Contributions10/11 | - | €275,000 | €275,000 | €275,000 | €275,000 | = |
| Reserves13 | €333,343 | €340,537 | €344,339 | €344,339 | €351,391 | ▲ 2.0% |
| Non-distributable reserves130/1 | - | €27,500 | €27,500 | €0 | - | - |
| Reserves not available under the articles1311 | - | €27,500 | €27,500 | €0 | - | - |
| Distributable reserves133 | - | €313,037 | €316,839 | €344,339 | €351,391 | ▲ 2.0% |
| Profit (loss) carried forward14 | - | - | - | -€2,364 | €0 | ▲ 100% |
| Amounts payable17/49 | €28,168 | €26,675 | €9,244 | €9,033 | €10,707 | ▲ 18.5% |
| Amounts payable within one year42/48 | €26,753 | €25,220 | €7,429 | €5,401 | €8,762 | ▲ 62.2% |
| Trade debts44 | €1,048 | €3,822 | €1,712 | €0 | €1,643 | - |
| Suppliers440/4 | - | €3,822 | €1,712 | €0 | €1,643 | - |
| Taxes, remuneration and social security45 | - | €4,237 | €1,273 | €1,287 | €3,001 | ▲ 133% |
| Taxes450/3 | - | €1,941 | €1,273 | €1,287 | €3,001 | ▲ 133% |
| Remuneration and social security454/9 | - | €2,296 | €0 | - | - | - |
| Other amounts payable47/48 | - | €17,161 | €4,444 | €4,113 | €4,118 | ▲ 0.1% |
| Accrued charges and deferred income492/3 | - | €1,455 | €1,815 | €3,632 | €1,945 | ▼ 46.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,672 | €7,194 | €3,803 | -€2,364 | €9,416 | ▲ 498% |
| + Depreciation and write-downs630 | €35,347 | €36,081 | €36,082 | €34,950 | €38,177 | ▲ 9.2% |
| Operating cash flow (approximation) | €77,019 | €43,275 | €39,884 | €32,586 | €47,593 | ▲ 46.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€76,296 | - |
| Change in cash | - | €61,687 | €53,903 | €49,518 | €4,513 | ▼ 90.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €9,416
Net result €9,416 after one loss-making year.
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet -€2,364
Net result drops to -€2,364, the lowest in the series; recovery starts the following year.
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 53.62
Current ratio from 14.90 to 53.62; short-term debt falls from €25,220 to €7,429.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 12.49
Current ratio from 4.62 to 12.49; short-term debt falls from €67,580 to €26,753.
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €87,921 ▲7.8%
Operating result €128,278, net result €87,921, both a record.
31-03
Financial
Equity above €500,000Eq €566,671 ▲18.4%
2 profitable years in a row build equity to €566,671.
Show earlier events
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2005
Ground area
658 m²
Building footprint
204 m²
Volume, LiDAR
1,018 m³
Parcel 72502D0665/00H000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JACRA
since 20052.149.280.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502D0665/00H000 | Flanders | 658 m² | 1 · 204 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 13,449 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2005
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0874831221
Also
9925:BE0874831221
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.