JACQUES ST
ActiveSummary
JACQUES ST has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145,311 and a net result of -€2,018. Equity is growing by ~8.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability37=
Solvency45▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.09 in 2023; short-term debt: 17.9% and cash: 0% of total assets), and 79.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.4%
Return on assets
-0.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
61 d late
2022
69 d late
2021
85 d late
2020
17 d late
2019
97 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 63 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€145,311▼ 1.4%
2023 · €147,330
Total assets
€711,420▼ 0.1%
2023 · €711,815
Net result
-€2,018▲ 13.9%
2023 · -€2,343
Working capital
-€115,571▼ 1.1%
2023 · -€114,353
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€36,470▲ 74.6%€49,646▲ 36.1%€38,829▼ 21.8%-€2,229-€1,897▲ 14.9%
Net result€20,487▲ 236%€32,377▲ 58.0%€37,281▲ 15.1%-€2,343-€2,018▲ 13.9%
Equity€116,014▲ 21.4%€148,391▲ 27.9%€149,672▲ 0.9%€147,330▼ 1.6%€145,311▼ 1.4%
Total assets€773,297▲ 5.7%€795,626▲ 2.9%€758,218▼ 4.7%€711,815▼ 6.1%€711,420▼ 0.1%
Debt€657,282▲ 3.3%€647,235▼ 1.5%€608,546▼ 6.0%€564,486▼ 7.2%€566,108▲ 0.3%
Working capital-€217,234▼ 22.5%-€165,160▲ 24.0%-€137,511▲ 16.7%-€114,353▲ 16.8%-€115,571▼ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,897 in 2024 against €2,229 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €711,420
Fixed assets
€700,000 =
Current assets
€11,420 ▼ 3.3%
Equity and liabilities €711,420
Equity
€145,311 ▼ 1.4%
Debt
€566,108 ▲ 0.3%
Debt's share of the balance-sheet total rises from 79.3% to 79.6%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.09▼
2023 · 0.09
Debt to equity
3.90▲
2023 · 3.83
ROE
-1.4%▲
2023 · -1.6%
ROA
-0.3%▲
2023 · -0.3%
Debt ≤ 1 year
€126,991▲
2023 · €126,169
Debt > 1 year
€439,117▲
2023 · €438,317
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €868 | €868 | €868 | €384 | ▼ 55.7% |
| Non-recurring operating charges66A | - | €200 | - | - | - | - |
| Gross operating margin9900 | €37,338 | €50,714 | €39,697 | -€1,361 | -€1,513 | ▼ 11.1% |
| Operating profit (loss)9901 | €36,470 | €49,646 | €38,829 | -€2,229 | -€1,897 | ▲ 14.9% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | - | €4,596 | €997 | €114 | €121 | ▲ 6.3% |
| Recurring financial charges65 | €7,605 | €4,596 | €997 | €114 | €121 | ▲ 6.3% |
| Profit (loss) for the period before taxes9903 | €28,865 | €45,051 | €37,832 | -€2,343 | -€2,018 | ▲ 13.9% |
| Income taxes67/77 | €8,379 | €12,674 | €551 | - | - | - |
| Profit (loss) for the period9904 | €20,487 | €32,377 | €37,281 | -€2,343 | -€2,018 | ▲ 13.9% |
| Profit (loss) for the period to be appropriated9905 | €20,487 | €32,377 | €37,281 | -€2,343 | -€2,018 | ▲ 13.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €773,297 | €795,626 | €758,218 | €711,815 | €711,420 | ▼ 0.1% |
| Fixed assets21/28 | €700,000 | €700,000 | €700,000 | €700,000 | €700,000 | = |
| Financial fixed assets28 | €700,000 | €700,000 | €700,000 | €700,000 | €700,000 | = |
| Current assets29/58 | €73,297 | €95,626 | €58,218 | €11,815 | €11,420 | ▼ 3.3% |
| Amounts receivable within one year40/41 | €61,865 | €91,543 | €31,405 | €11,405 | €11,405 | = |
| Trade receivables40 | - | €91,543 | €31,405 | €11,405 | €11,405 | = |
| Cash at bank and in hand54/58 | €11,432 | €4,083 | €26,813 | €410 | €15 | ▼ 96.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €773,297 | €795,626 | €758,218 | €711,815 | €711,420 | ▼ 0.1% |
| Equity10/15 | €116,014 | €148,391 | €149,672 | €147,330 | €145,311 | ▼ 1.4% |
| Contributions10/11 | - | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €66,014 | €98,391 | €99,672 | €97,330 | €95,311 | ▼ 2.1% |
| Non-distributable reserves130/1 | - | €5,008 | €5,008 | €5,008 | €5,008 | = |
| Reserves not available under the articles1311 | - | €5,008 | €5,008 | €5,008 | €5,008 | = |
| Distributable reserves133 | - | €93,383 | €94,664 | €92,321 | €90,303 | ▼ 2.2% |
| Amounts payable17/49 | €657,282 | €647,235 | €608,546 | €564,486 | €566,108 | ▲ 0.3% |
| Amounts payable after more than one year17 | €366,752 | €386,449 | €412,817 | €438,317 | €439,117 | ▲ 0.2% |
| Other amounts payable178/9 | - | €386,449 | €412,817 | €438,317 | €439,117 | ▲ 0.2% |
| Amounts payable within one year42/48 | €290,531 | €260,786 | €195,729 | €126,169 | €126,991 | ▲ 0.7% |
| Current portion of amounts payable after more than one year42 | - | €33,032 | - | - | - | - |
| Trade debts44 | €114,843 | €71,498 | €71,048 | €72,258 | €72,785 | ▲ 0.7% |
| Suppliers440/4 | - | €71,498 | €71,048 | €72,258 | €72,785 | ▲ 0.7% |
| Taxes, remuneration and social security45 | - | €29,152 | €28,876 | €6,851 | €6,300 | ▼ 8.0% |
| Taxes450/3 | - | €29,152 | €28,876 | €6,851 | €6,300 | ▼ 8.0% |
| Other amounts payable47/48 | - | €127,104 | €95,804 | €47,059 | €47,906 | ▲ 1.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,487 | €32,377 | €37,281 | -€2,343 | -€2,018 | ▲ 13.9% |
| Operating cash flow (approximation) | €20,487 | €32,377 | €37,281 | -€2,343 | -€2,018 | ▲ 13.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€7,349 | €22,730 | -€26,403 | -€396 | ▲ 98.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet -€2,343
Net result drops to -€2,343, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-12
Financial
Highest result since 2018net €37,281 ▲15.1%
Net result €37,281, the highest in the series.
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €100,000Eq €116,014 ▲21.4%
2 profitable years in a row build equity to €116,014.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
31-12
Financial
Back to profitnet €6,092
Net result €6,092 after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2011
Ground area
1,536 m²
Building footprint
127 m²
Parcel 93026D0098/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JACQUES ST
since 20112.197.849.853
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93026D0098/00R000 | Wallonia | 1,536 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-03-2011
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.