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JACQUES EXPLOITATIONS

Active
Private limited companyfounded 1968active for 58 yearsRue Gabriel Sellière(LOM) 50, 6463 Chimay, BelgiumKBO/BCE: BE 0402.551.087
Summary

JACQUES EXPLOITATIONS has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,513 and a net result of -€264. Equity is shrinking by about 8.1% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.5% (very low).

Financials · financial year 2025, micro format

Turnover
€78,606
EBIT margin
86.9%
Net result
-€264▲ 80.7%
2024 · -€1,366
Working capital
-€200,059
2022 · €19,842
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €614 in 2025 against €722 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€614 2025 Net result-€264 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Turnover€78,606
Operating result-€1,387-€68,286-€573-€13,306▼ 2,222%-€400▲ 97.0%-€31,431▼ 7,758%-€722▲ 97.7%-€614▲ 15.0%
Net result-€1,633-€68,148-€774-€13,599▼ 1,657%-€424▲ 96.9%-€31,761▼ 7,391%-€1,366▲ 95.7%-€264▲ 80.7%
EBIT margin86.9%
Equity€50,553-€118,701▲ 135%€117,927▼ 0.7%€104,328▼ 11.5%€103,904▼ 0.4%€72,143▼ 30.6%€70,777▼ 1.9%€70,513▼ 0.4%
Total assets€60,377-€118,701▲ 96.6%€118,274▼ 0.4%€104,868▼ 11.3%€104,599▼ 0.3%€272,428▲ 160%€272,202▼ 0.1%€272,202=
Debt€9,824-€347€540▲ 55.6%€695▲ 28.7%€200,285▲ 28,718%€201,425▲ 0.6%€201,689▲ 0.1%
Working capital€4,118-€72,192€20,459▼ 71.7%€19,842▼ 3.0%-€200,059
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €272,202
Equity €70,513 ▼ 0.4%
Debt €201,689 ▲ 0.1%
Debt's share of the balance-sheet total rises from 74.0% to 74.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
2.86▲
2024 · 2.85
ROE
-0.4%▲
2024 · -1.9%
ROA
-0.1%▲
2024 · -0.5%
Debt ≤ 1 year
€201,689▲
2024 · €201,425
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93.2% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.5% went bankrupt
5.0% stopped otherwise
93.2% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€272,202€272,202=
Fixed assets21/28€272,202€272,202=
Tangible fixed assets22/27€272,202€272,202=
Land and buildings22€272,202€272,202=
Equity and liabilities
Total equity and liabilities10/49€272,202€272,202=
Equity10/15€70,777€70,513▼
Contributions10/11€18,600€18,600=
Reserves13€53,437€53,437=
Distributable reserves133€53,437€53,437=
Profit (loss) carried forward14-€1,260-€1,524▼
Amounts payable17/49€201,425€201,689▲
Amounts payable within one year42/48€201,425€201,689▲
Financial debts43€418-
Credit institutions430/8€418-
Trade debts44€786-
Suppliers440/4€786-
Taxes, remuneration and social security45€772€400▼
Taxes450/3€772€400▼
Other amounts payable47/48€199,449€201,289▲
Income statement Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900-€335-€214▲
Operating profit (loss)9901-€722-€614▲
Financial income75/76B-€427
Recurring financial income75-€427
Financial charges65/66B€644€77▼
Recurring financial charges65€644€77▼
Profit (loss) for the period before taxes9903-€1,366-€264▲
Profit (loss) for the period9904-€1,366-€264▲
Profit (loss) for the period to be appropriated9905-€1,366-€264▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,260-€1,524▼
Profit (loss) brought forward from the previous period14P€106-€1,260▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Turnover70-€78,606-------
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€9,714-€29,574---
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€1,322-€4,930----
Other operating charges640/8---€2,914€6,313€474€387€400▲ 3.4%
Gross operating margin9900-€53€76,707--€2,000€983-€1,383-€335-€214▲ 36.1%
Operating profit (loss)9901-€1,387€68,286-€573-€13,306-€400-€31,431-€722-€614▲ 15.0%
Financial income75/76B-------€427-
Recurring financial income75-------€427-
Financial charges65/66B---€293€24€330€644€77▼ 88.0%
Recurring financial charges65€246€138€201€293€24€330€644€77▼ 88.0%
Profit (loss) for the period before taxes9903-€1,633€68,148-€774-€13,599-€424-€31,761-€1,366-€264▲ 80.7%
Profit (loss) for the period9904-€1,633€68,148-€774-€13,599-€424-€31,761-€1,366-€264▲ 80.7%
Profit (loss) for the period to be appropriated9905-€1,633€68,148-€774-€13,599-€424-€31,761-€1,366-€264▲ 80.7%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€60,377€118,701€118,274€104,868€104,599€272,428€272,202€272,202=
Fixed assets21/28€46,435€45,735€45,735€84,062€84,062€272,202€272,202€272,202=
Tangible fixed assets22/27€46,435€45,735€45,735€84,062€84,062€272,202€272,202€272,202=
Land and buildings22---€84,062€84,062€272,202€272,202€272,202=
Current assets29/58€13,942€72,966€72,539€20,806€20,537€226---
Amounts receivable within one year40/41€13,230€72,392€72,166€20,726€20,481----
Trade receivables40---€1,035-----
Other amounts receivable41---€19,691€20,481----
Cash at bank and in hand54/58€712€574€373€80€56€226---
Equity and liabilities
Total equity and liabilities10/49€60,377€118,701€118,274€104,868€104,599€272,428€272,202€272,202=
Equity10/15€50,553€118,701€117,927€104,328€103,904€72,143€70,777€70,513▼ 0.4%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€95,875€95,875€95,875€95,875€95,875€53,437€53,437€53,437=
Non-distributable reserves130/1---€7,437€7,437----
Reserves not available under the articles1311---€7,437€7,437----
Distributable reserves133---€88,438€88,438€53,437€53,437€53,437=
Profit (loss) carried forward14-€63,922€4,226€3,452-€10,147-€10,571€106-€1,260-€1,524▼ 21.0%
Amounts payable17/49€9,824-€347€540€695€200,285€201,425€201,689▲ 0.1%
Amounts payable within one year42/48€9,824-€347€347€695€200,285€201,425€201,689▲ 0.1%
Financial debts43------€418--
Credit institutions430/8------€418--
Trade debts44€9,824-----€786--
Suppliers440/4------€786--
Taxes, remuneration and social security45---€347€695€1,079€772€400▼ 48.2%
Taxes450/3---€347€695€1,079€772€400▼ 48.2%
Other amounts payable47/48-----€199,206€199,449€201,289▲ 0.9%
Accrued charges and deferred income492/3---€193-----
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€1,633€68,148-€774-€13,599-€424-€31,761-€1,366-€264▲ 80.7%
+ Depreciation and write-downs630---€9,714-€29,574---
Operating cash flow (approximation)-€1,633€68,148-€774-€3,885-€424-€2,187-€1,366-€264▲ 80.7%
Investment in fixed assets (approximation)-€700€0-€48,041€0-€217,714€0€0-
Change in cash--€138-€201-€293-€24€170---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 48 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 15-06-2026 2026-00161653
31-12-2024 micro format 25-09-2025 2025-00503382
31-12-2023 micro format 01-10-2024 2024-00493889
31-12-2022 full format 30-06-2023 2023-00204198
31-12-2021 full format 08-09-2022 2022-20425843
31-12-2020 full format 06-09-2021 2021-66300054
31-12-2019 full format 12-09-2020 2020-52800517
31-12-2018 full format 29-08-2019 2019-54500401
31-12-2017 micro format 21-08-2018 2018-48000248
31-12-2016 micro format 31-08-2017 2017-56100243

Show all 48 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.