Financials
- Fiscal year
- 2025
- Total assets
- €108,428
- Profit
- €32,435
- Solvency
- 54.1%
Total assets▲ 13.0%
Net result
20182025
JACQUES BONTEMPS
ActiveSummary
JACQUES BONTEMPS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,703 and a net result of €32,435. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Wholesale of live animals
NACE 46231NACE 51230
#4 oldest company in Modave, Wholesale and retail trade sector1 site
How big
€108,428total assets 2025
- Equity
- €58,703
- Profit
- €32,435
Turnover not published (abridged schema)
Who decides
Accounts filed 27 d late0 of 3 deeds read
Why 98+ Founded in 1992+ Liquidity: current ratio 2.01, cash €21,161+ Equity €58,703 (54.1% of total assets)+ Figures for FY 2025 (filed 27-08-2026)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
79+27
equity 54.1% of total assets
Liquidity
71+19
short-term debt 14.8% · cash 19.5%
Profitability
100+11
return on assets 29.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.6%highest value
09-2026: < 0.1%▼ -91.3% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Founded in 1992 lowers the probability for this profile
- Liquidity: current ratio 2.01, cash €21,161 lowers the probability
- Equity €58,703 (54.1% of total assets) lowers the probability
- Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.01 against 0.55 in 2024; short-term debt: 14.8% and cash: 19.5% of total assets), and 45.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 61%, liquidity 76%, profitability 95%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €58,703
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d late
2023
2 d late
2022
31 d late
2021
18 d late
2020
31 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €32,435 ▲106%
- Liquidity quadruplescurrent ratio 2.01
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 27-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Liquidity quadruples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of live animalsNACE 46231
- Founded
- 06-05-1992
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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