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Jacqué

Active
Private limited companyfounded 199729 yrs activeJan Baptist Van der Lindenstraat 73, 1750 Lennik, BelgiumKBO/BCE: BE 0460.912.227
Summary

Jacqué has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,469 and a net result of €18,275. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
JacquéActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of watches and jewellery
NACE 47770NACE 52484
1 site
Size
€234,461total assets 2025
Equity
€227,469
Profit
€18,275
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 2 d early0 of 3 deeds read
Why 96- Sector Retail trade (NACE 47)+ Liquidity: current ratio 33.50, cash €57,699+ Founded in 1997+ Equity €227,469 (97.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.0% of total assets
Liquidity 81+5
short-term debt 3.0% · cash 24.6%
Profitability 57-2
return on assets 7.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +13.0% vs 03-2025 05-2025: 0.1%▲ +4.6% vs 04-2025 06-2025: 0.1%▼ -2.2% vs 05-2025 07-2025: 0.1%▲ +58.4% vs 06-2025highest value 08-2025: < 0.1%▼ -66.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -6.3% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +4.4% vs 03-2026 05-2026: < 0.1%▲ +2.1% vs 04-2026 06-2026: < 0.1%▼ -2.1% vs 05-2026 07-2026: < 0.1%▲ +6.4% vs 06-2026 08-2026: < 0.1%▼ -12.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 33.50, cash €57,699 lowers the probability
  • Founded in 1997 lowers the probability for this profile
  • Equity €227,469 (97.0% of total assets) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 33.5 against 20.22 in 2024; short-term debt: 3% and cash: 24.6% of total assets), and 3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 85%, profitability 40%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 33.50, cash €57,699
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1997
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €227,469 (97.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €227,469
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
26 d late
2022
33 d early
2021
53 d early
2020
23 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €18,960 ▲92.7%

Key points

  • Positive: Among the best 5% on solvencysector median 33.9% · 22,026 companies 97.0% View
  • Active since 1997founded 23-06-1997 29 years View
  • Total assets 20256 fiscal years filed €234,461 View

By topic

Financials

Fiscal year
2025
Total assets
€234,461
Profit
€18,275
Solvency
97.0%
Total assets▲ 6.5%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 30-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of watches and jewelleryNACE 47770
Founded
23-06-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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