JACQMAIN
ActiveSummary
JACQMAIN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €490k and a net result of €76k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 691 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+76
Solvency62▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.45 in 2024; short-term debt: 59.3% and cash: 7.3% of total assets), and 63.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
5.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
5 d early
2022
55 d early
2021
33 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€490k▲ 18.4%
2024 · €414k
2018: €580k
2019: €598k▲ +3.0% vs 2018
2020: €509k▼ -14.8% vs 2019
2021: €459k▼ -9.8% vs 2020
2022: €598k▲ +30.3% vs 2021
2023: €598k● +0.0% vs 2022highest in 8 years
2024: €414k▼ -30.8% vs 2023lowest in 8 years
2025: €490k▲ +18.4% vs 2024
2018 → 2025
Total assets
€1.34M▲ 11.0%
2024 · €1.21M
2018: €1.32M
2019: €1.24M▼ -6.2% vs 2018
2020: €1.07M▼ -13.4% vs 2019
2021: €1.05M▼ -1.8% vs 2020lowest in 8 years
2022: €1.63M▲ +54.4% vs 2021highest in 8 years
2023: €1.18M▼ -27.3% vs 2022
2024: €1.21M▲ +2.1% vs 2023
2025: €1.34M▲ +11.0% vs 2024
2018 → 2025
Net result
€76k
2024 · €-184k
2018: €306k
2019: €529k▲ +72.9% vs 2018
2020: €-89k▼ -117% vs 2019
2021: €-50k▲ +43.4% vs 2020
2022: €799k▲ +1694% vs 2021
2023: €889k▲ +11.3% vs 2022highest in 8 years
2024: €-184k▼ -121% vs 2023lowest in 8 years
2025: €76k▲ +141% vs 2024
2018 → 2025
Working capital
€-316k▲ 27.0%
2024 · €-433k
2018: €-606klowest in 8 years
2019: €-535k▲ +11.8% vs 2018
2020: €-516k▲ +3.5% vs 2019
2021: €-457k▲ +11.4% vs 2020
2022: €-268k▲ +41.3% vs 2021
2023: €-248k▲ +7.7% vs 2022highest in 8 years
2024: €-433k▼ -74.7% vs 2023
2025: €-316k▲ +27.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€459k-€598k▲ 30.3%€598k=€414k▼ 30.8%€490k▲ 18.4%
2021: €459k
2022: €598k▲ +30.3% vs 2021
2023: €598k● +0.0% vs 2022highest in 5 years
2024: €414k▼ -30.8% vs 2023lowest in 5 years
2025: €490k▲ +18.4% vs 2024
Operating result€-50k-€838k€949k▲ 13.2%€-174k€70k
2021: €-50k
2022: €838k▲ +1792% vs 2021
2023: €949k▲ +13.2% vs 2022highest in 5 years
2024: €-174k▼ -118% vs 2023lowest in 5 years
2025: €70k▲ +140% vs 2024
Net result€-50k-€799k€889k▲ 11.3%€-184k€76k
2021: €-50k
2022: €799k▲ +1694% vs 2021
2023: €889k▲ +11.3% vs 2022highest in 5 years
2024: €-184k▼ -121% vs 2023lowest in 5 years
2025: €76k▲ +141% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €70k after a loss of €174k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€861k ▲ 1.7%
Current assets
€480k ▲ 32.8%
Equity and liabilities €1.34M
Equity
€490k ▲ 18.4%
Debt
€851k ▲ 7.1%
Debt's share of the balance-sheet total falls from 65.7% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163k▲
2024 · €-74k
Cash flow
€169k▲
2024 · €-85k
Current ratio
0.60▲
2024 · 0.45
Debt to equity
1.74▼
2024 · 1.92
ROE
15.6%▲
2024 · -44.6%
ROA
5.7%▲
2024 · -15.3%
Interest coverage
51.86▲
2024 · -3.49
Debt ≤ 1 year
€795k▲
2024 · €794k
Debt > 1 year
€55k
Income taxes
€2k▼
2024 · €2k
Staff costs
€145k▲
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.34M▲
Fixed assets21/28€847k€861k▲
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€830k€847k▲
Land and buildings22€787k€811k▲
Plant, machinery and equipment23€41k€34k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€10k€10k=
Current assets29/58€361k€480k▲
Amounts receivable after more than one year29€200k€229k▲
Other amounts receivable291€200k€229k▲
Amounts receivable within one year40/41€81k€134k▲
Trade receivables40€2k-
Other amounts receivable41€79k€134k▲
Cash at bank and in hand54/58€53k€98k▲
Deferred charges and accrued income490/1€26k€19k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.34M▲
Equity10/15€414k€490k▲
Contributions10/11€282k€282k=
Reserves13€132k€208k▲
Non-distributable reserves130/1€28k€28k=
Reserves not available under the articles1311€28k€28k=
Distributable reserves133€103k€180k▲
Amounts payable17/49€794k€851k▲
Amounts payable after more than one year17-€55k
Financial debts170/4-€55k
Amounts payable within one year42/48€794k€795k▲
Current portion of amounts payable after more than one year42-€21k
Trade debts44€42k€25k▼
Suppliers440/4€42k€25k▼
Taxes, remuneration and social security45€21k€28k▲
Taxes450/3€16k€8k▼
Remuneration and social security454/9€6k€20k▲
Other amounts payable47/48€730k€722k▼
Accrued charges and deferred income492/3€237€240▲
Income statement
Code20242025
Remuneration, social security and pensions62€78k€145k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100k€93k▼
Other operating charges640/8€76k€33k▼
Gross operating margin9900€79k€341k▲
Operating profit (loss)9901€-174k€70k▲
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€21k€3k▼
Recurring financial charges65€21k€3k▼
Profit (loss) for the period before taxes9903€-182k€78k▲
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€-184k€76k▲
Profit (loss) for the period to be appropriated9905€-184k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-184k€76k▲
Transfer from equity791/2€184k-
Transfer to equity691/2-€76k
To other reserves6921-€76k
Social balance
Average headcount (FTE)90872.12.7▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3k | - | - | - | - |
| Remuneration, social security and pensions62 | €-397 | €92k | €168k | €78k | €145k | ▲ 86.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €119k | €104k | €91k | €100k | €93k | ▼ 7.0% |
| Other operating charges640/8 | €16k | €23k | €43k | €76k | €33k | ▼ 56.0% |
| Gross operating margin9900 | €85k | €1.06M | €1.25M | €79k | €341k | ▲ 329% |
| Operating profit (loss)9901 | €-50k | €838k | €949k | €-174k | €70k | ▲ 140% |
| Financial income75/76B | €1k | €3k | €7k | €13k | €12k | ▼ 11.0% |
| Recurring financial income75 | €1k | €3k | €7k | €13k | €12k | ▼ 11.0% |
| Financial charges65/66B | €1k | €40k | €60k | €21k | €3k | ▼ 85.3% |
| Recurring financial charges65 | €1k | €40k | €60k | €21k | €3k | ▼ 85.3% |
| Profit (loss) for the period before taxes9903 | €-49k | €800k | €896k | €-182k | €78k | ▲ 143% |
| Income taxes67/77 | €657 | €830 | €6k | €2k | €2k | ▼ 3.4% |
| Profit (loss) for the period9904 | €-50k | €799k | €889k | €-184k | €76k | ▲ 141% |
| Profit (loss) for the period to be appropriated9905 | €-50k | €799k | €889k | €-184k | €76k | ▲ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.05M | €1.63M | €1.18M | €1.21M | €1.34M | ▲ 11.0% |
| Fixed assets21/28 | €916k | €866k | €846k | €847k | €861k | ▲ 1.7% |
| Intangible fixed assets21 | €9k | €6k | €9k | €7k | €5k | ▼ 28.3% |
| Tangible fixed assets22/27 | €907k | €855k | €832k | €830k | €847k | ▲ 2.0% |
| Land and buildings22 | €888k | €846k | €796k | €787k | €811k | ▲ 3.0% |
| Plant, machinery and equipment23 | €14k | €8k | €33k | €41k | €34k | ▼ 16.3% |
| Furniture and vehicles24 | €5k | €1k | €3k | €2k | €2k | ▼ 29.2% |
| Financial fixed assets28 | €373 | €5k | €5k | €10k | €10k | = |
| Current assets29/58 | €137k | €760k | €337k | €361k | €480k | ▲ 32.8% |
| Amounts receivable after more than one year29 | - | - | €180k | €200k | €229k | ▲ 14.4% |
| Other amounts receivable291 | - | - | €180k | €200k | €229k | ▲ 14.4% |
| Amounts receivable within one year40/41 | €90k | €58k | €68k | €81k | €134k | ▲ 65.1% |
| Trade receivables40 | €12k | €8k | €3k | €2k | - | - |
| Other amounts receivable41 | €78k | €50k | €65k | €79k | €134k | ▲ 70.2% |
| Cash at bank and in hand54/58 | €39k | €679k | €57k | €53k | €98k | ▲ 83.1% |
| Deferred charges and accrued income490/1 | €9k | €23k | €32k | €26k | €19k | ▼ 28.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.05M | €1.63M | €1.18M | €1.21M | €1.34M | ▲ 11.0% |
| Equity10/15 | €459k | €598k | €598k | €414k | €490k | ▲ 18.4% |
| Contributions10/11 | €282k | €282k | €282k | €282k | €282k | = |
| Reserves13 | €177k | €316k | €316k | €132k | €208k | ▲ 57.9% |
| Non-distributable reserves130/1 | €28k | €28k | €28k | €28k | €28k | = |
| Reserves not available under the articles1311 | €28k | €28k | €28k | €28k | €28k | = |
| Distributable reserves133 | €149k | €288k | €288k | €103k | €180k | ▲ 73.7% |
| Amounts payable17/49 | €595k | €1.03M | €584k | €794k | €851k | ▲ 7.1% |
| Amounts payable after more than one year17 | - | - | - | - | €55k | - |
| Financial debts170/4 | - | - | - | - | €55k | - |
| Amounts payable within one year42/48 | €595k | €1.03M | €584k | €794k | €795k | ▲ 0.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €21k | - |
| Trade debts44 | €10k | €17k | €50k | €42k | €25k | ▼ 40.0% |
| Suppliers440/4 | €10k | €17k | €50k | €42k | €25k | ▼ 40.0% |
| Taxes, remuneration and social security45 | €3k | €15k | €28k | €21k | €28k | ▲ 30.3% |
| Taxes450/3 | €3k | €10k | €15k | €16k | €8k | ▼ 48.2% |
| Remuneration and social security454/9 | €108 | €5k | €13k | €6k | €20k | ▲ 254% |
| Other amounts payable47/48 | €581k | €997k | €506k | €730k | €722k | ▼ 1.2% |
| Accrued charges and deferred income492/3 | €140 | - | €3 | €237 | €240 | ▲ 1.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-50k | €799k | €889k | €-184k | €76k | ▲ 141% |
| + Depreciation and write-downs630 | €119k | €104k | €91k | €100k | €93k | ▼ 7.0% |
| Operating cash flow (approximation) | €69k | €904k | €980k | €-85k | €169k | ▲ 299% |
| Investment in fixed assets (approximation) | - | €-54k | €-71k | €-100k | €-107k | ▼ 6.6% |
| Change in cash | - | €640k | €-622k | €-4k | €44k | ▲ 1,327% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-184k
Net result drops to €-184k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €889k ▲11.3%
Operating result €949k, net result €889k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €799k
Net result €799k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €598k ▲30.3%
Equity rises from €459k to €598k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Show earlier events
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2005
Ground area
377 m²
Building footprint
316 m²
Volume, LiDAR
4,734 m³
2 parcels, Brussels · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
The Legacy
since 20052.145.687.510
The Classic
since 20082.196.287.658
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0238/00M000 | Brussels | 233 m² | 1 · 173 m² | 22.4 m · 6 fl. |
| 21004A0453/00C000 | Brussels | 144 m² | 1 · 142 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HOTEL CHELTON
BE 0844.610.870
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STIEMERHEIDE
BE 0874.767.477
Genk · Eq €495k
ROOSENDAELHOF
BE 0871.491.550
Hulshout · Eq €496k
Of 2,393 companies in sector 55100 we hold annual accounts for 1,514. 1,088 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-03-2005
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
Scores and ratios are computed by Checked and are not a credit decision.