Jacqal
ActiveSummary
The computed 12-month bankruptcy probability of Jacqal is 4.3% (elevated). The 2025 annual accounts show negative equity (-€74,476) and a net result of -€13,399. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 48 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
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Peer companies
Historical observationOf the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,884 | €10,607 | ▼ 28.7% |
| Other operating charges640/8 | €29,925 | €1,128 | ▼ 96.2% |
| Gross operating margin9900 | -€6,261 | €6,293 | ▲ 201% |
| Operating profit (loss)9901 | -€51,070 | -€5,441 | ▲ 89.3% |
| Financial charges65/66B | €12,507 | €7,958 | ▼ 36.4% |
| Recurring financial charges65 | €12,507 | €7,958 | ▼ 36.4% |
| Profit (loss) for the period before taxes9903 | -€63,577 | -€13,399 | ▲ 78.9% |
| Profit (loss) for the period9904 | -€63,577 | -€13,399 | ▲ 78.9% |
| Profit (loss) for the period to be appropriated9905 | -€63,577 | -€13,399 | ▲ 78.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €297,892 | €287,512 | ▼ 3.5% |
| Fixed assets21/28 | €297,626 | €287,020 | ▼ 3.6% |
| Tangible fixed assets22/27 | €297,626 | €287,020 | ▼ 3.6% |
| Land and buildings22 | €297,626 | €287,020 | ▼ 3.6% |
| Current assets29/58 | €266 | €493 | ▲ 85.1% |
| Cash at bank and in hand54/58 | €266 | €493 | ▲ 85.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €297,892 | €287,512 | ▼ 3.5% |
| Equity10/15 | -€61,077 | -€74,476 | ▼ 21.9% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | -€63,577 | -€76,976 | ▼ 21.1% |
| Amounts payable17/49 | €358,969 | €361,988 | ▲ 0.8% |
| Amounts payable after more than one year17 | €192,659 | €184,975 | ▼ 4.0% |
| Financial debts170/4 | €192,659 | €184,975 | ▼ 4.0% |
| Amounts payable within one year42/48 | €166,310 | €177,013 | ▲ 6.4% |
| Current portion of amounts payable after more than one year42 | €7,381 | €7,684 | ▲ 4.1% |
| Trade debts44 | €200 | - | - |
| Suppliers440/4 | €200 | - | - |
| Other amounts payable47/48 | €158,729 | €169,329 | ▲ 6.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€63,577 | -€13,399 | ▲ 78.9% |
| + Depreciation and write-downs630 | €14,884 | €10,607 | ▼ 28.7% |
| Operating cash flow (approximation) | -€48,693 | -€2,792 | ▲ 94.3% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €226 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0248/00K002 | Flanders | 4,736 m² | 1 · 200 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.