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JACQ

Active
Private limited company (pre-2019)founded 200917 yrs activeTheresialaan 11, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0809.618.121

JACQ has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €-23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
26 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency0▼-45
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 136.4% of total assets, and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-47.1%
Return on assets
-70.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 d early
2023
67 d early
2022
49 d early
2021
22 d late
2020
15 d early
2019
8 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-15k
2024 · €8k
2018: €-54k 2019: €-19k 2020: €-8k 2021: €8k 2022: €31k 2023: €7k 2024: €8k
2018 → 2025
Total assets
€33k▼ 16.9%
2024 · €40k
2018: €54k 2019: €60k 2020: €45k 2021: €52k 2022: €105k 2023: €72k 2024: €40k
2018 → 2025
Net result
€-23k
2024 · €349
2018: €-29k 2019: €35k 2020: €21k 2021: €16k 2022: €22k 2023: €-23k 2024: €349
2018 → 2025
Working capital
€-18k▲ 5.5%
2023 · €-19k
2018: €-53k 2019: €-18k 2020: €-21k 2021: €-2k 2022: €9k 2023: €-19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€8k-€31k▲ 271%€7k▼ 75.5%€8k▲ 4.7%€-15k
Operating result€25k-€36k▲ 43.5%€-21k€3k€-22k
Net result€16k-€22k▲ 38.2%€-23k€349€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €25k€25kNet result 2021: €16k€16kOperating result 2022: €36k€36kNet result 2022: €22k€22kOperating result 2023: €-21k€-21kNet result 2023: €-23k€-23kOperating result 2024: €3k€3kNet result 2024: €349€349Operating result 2025: €-22k€-22kNet result 2025: €-23k€-23k20212022202320242025
The operating result turns negative in 2025: a loss of €22k after €3k in 2024, the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-16k
2024 · €10k
Cash flow
€-17k
2024 · €7k
Solvency
-47.1%
2024 · 19.8%
Debt / equity
-3.12
2024 · 4.05
ROA
-70.9%
2024 · 0.9%
Interest coverage
-10.69
2024 · 5.48
Debt
€48k
2024 · €32k
Debt ≤ 1 year
€45k
2024 · €19k
Debt > 1 year
€3k
2024 · €13k
Income taxes
€14
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€40k€33k
Fixed assets21/28€39k€33k
Tangible fixed assets22/27€39k€33k
Furniture and vehicles24€39k€33k
Current assets29/58€816-
Amounts receivable within one year40/41€331-
Trade receivables40€331-
Cash at bank and in hand54/58€261-
Deferred charges and accrued income490/1€224-
Equity and liabilities
Total equity and liabilities10/49€40k€33k
Equity10/15€8k€-15k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-12k€-35k
Amounts payable17/49€32k€48k
Amounts payable after more than one year17€13k€3k
Financial debts170/4€13k€3k
Amounts payable within one year42/48€19k€45k
Current portion of amounts payable after more than one year42€11k€10k
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€3k€10k
Suppliers440/4€3k€10k
Taxes, remuneration and social security45€849€3k
Taxes450/3€849€3k
Other amounts payable47/48€4k€14k
Accrued charges and deferred income492/3-€300
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k
Other operating charges640/8€2k€1k
Gross operating margin9900€13k€-15k
Operating profit (loss)9901€3k€-22k
Financial income75/76B€245-
Recurring financial income75€245-
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€2k€-23k
Income taxes67/77€1k€14
Profit (loss) for the period9904€349€-23k
Profit (loss) for the period to be appropriated9905€349€-23k
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-35k
Profit (loss) brought forward from the previous period14P€-12k€-12k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €349
Net result €349 after one loss-making year.
25-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €35k
Net result €35k after one loss-making year.
17-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Theresialaan 118301 Knokke-Heist
Ground area
1,196 m²
Building footprint
240 m²
Volume, LiDAR
1,517 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACQ
Theresialaan 1, 8301 Knokke-HeistHoldings
since 20092.176.960.607
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31338E0276/00_000 Flanders 659 m² 1 · 112 m² 9.9 m · 2 fl.
31338E0272/00B000 Flanders 537 m² 1 · 128 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 1,886 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded04-02-2009
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.