JACOMO
ActiveSummary
The computed 12-month bankruptcy probability of JACOMO is 4.4% (elevated). The 2025 annual accounts show negative equity (-€10,071) and a net result of -€671. Equity is shrinking by ~11.7% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Axes · tick = 2024
Profitability-
Solvency-
Growth52=
Track record100
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10,071
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
19 d late
2021
29 d early
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 29 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€10,071▼ 7.1%
2024 · -€9,400
Total assets
€2,769▼ 58.6%
2020 · €6,694
Net result
-€671▲ 6.2%
2024 · -€715
Working capital
-€7,841▼ 44.4%
2020 · -€5,431
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,136▼ 85.8%-€1,240▲ 42.0%-€669▲ 46.1%-€715▼ 6.9%-€671▲ 6.2%
Net result-€2,410▼ 8.1%-€1,532▲ 36.4%-€799▲ 47.8%-€715▲ 10.6%-€671▲ 6.2%
Equity-€6,354▼ 61.1%-€7,886▼ 24.1%-€8,685▼ 10.1%-€9,400▼ 8.2%-€10,071▼ 7.1%
Total assets€2,769▼ 58.6%
Debt€9,122▼ 14.2%€7,886▼ 13.6%€8,685▲ 10.1%€9,400▲ 8.2%€10,071▲ 7.1%
Working capital-€7,841▼ 44.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €671 in 2025 against €715 in 2024; the loss shrinks.
Key figures and ratios
Debt to equity
-1.00=
2024 · -1.00
Debt ≤ 1 year
€10,071▲
2024 · €9,400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€2,136 | -€1,240 | -€669 | -€715 | -€671 | ▲ 6.2% |
| Operating profit (loss)9901 | -€2,136 | -€1,240 | -€669 | -€715 | -€671 | ▲ 6.2% |
| Financial charges65/66B | €146 | €293 | €131 | - | - | - |
| Recurring financial charges65 | €146 | €293 | €131 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€2,282 | -€1,532 | -€799 | -€715 | -€671 | ▲ 6.2% |
| Income taxes67/77 | €128 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€2,410 | -€1,532 | -€799 | -€715 | -€671 | ▲ 6.2% |
| Profit (loss) for the period to be appropriated9905 | -€2,410 | -€1,532 | -€799 | -€715 | -€671 | ▲ 6.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,769 | - | - | - | - | - |
| Fixed assets21/28 | €1,487 | - | - | - | - | - |
| Financial fixed assets28 | €1,487 | - | - | - | - | - |
| Current assets29/58 | €1,282 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €166 | - | - | - | - | - |
| Trade receivables40 | €166 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1,115 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,769 | - | - | - | - | - |
| Equity10/15 | -€6,354 | -€7,886 | -€8,685 | -€9,400 | -€10,071 | ▼ 7.1% |
| Contributions10/11 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Reserves13 | €5,500 | €5,500 | €5,500 | €5,500 | €5,500 | = |
| Tax-exempt reserves132 | €5,500 | €5,500 | €5,500 | €5,500 | €5,500 | = |
| Profit (loss) carried forward14 | -€30,604 | -€32,136 | -€32,935 | -€33,650 | -€34,321 | ▼ 2.0% |
| Amounts payable17/49 | €9,122 | €7,886 | €8,685 | €9,400 | €10,071 | ▲ 7.1% |
| Amounts payable within one year42/48 | €9,122 | €7,886 | €8,685 | €9,400 | €10,071 | ▲ 7.1% |
| Financial debts43 | - | €91 | €4 | - | - | - |
| Credit institutions430/8 | - | €91 | €4 | - | - | - |
| Trade debts44 | €3,833 | €838 | €669 | €1,337 | €2,008 | ▲ 50.1% |
| Suppliers440/4 | €3,833 | €838 | €669 | €1,337 | €2,008 | ▲ 50.1% |
| Taxes, remuneration and social security45 | €926 | - | - | - | - | - |
| Taxes450/3 | €926 | - | - | - | - | - |
| Other amounts payable47/48 | €4,364 | €6,957 | €8,013 | €8,062 | €8,062 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,410 | -€1,532 | -€799 | -€715 | -€671 | ▲ 6.2% |
| Operating cash flow (approximation) | -€2,410 | -€1,532 | -€799 | -€715 | -€671 | ▲ 6.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€2,410
Net result drops to -€2,410, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €14,357
Net result €14,357 after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 1994
Ground area
1,929 m²
Building footprint
113 m²
Parcel 91095C0249/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Hautmont, Laloux 27, 5580 Rochefort
since 19942.067.771.170
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91095C0249/00N000 | Wallonia | 1,929 m² | 1 · 113 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-07-1994
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.