JACOBSON
ActiveSummary
JACOBSON has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €223,510 and a net result of €27,457. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 5897 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▼-21
Solvency93▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.16 in 2023; short-term debt: 31.3% and cash: 13.9% of total assets), and 31.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-10-2025, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
85 d late
2023
180 d late
2022
126 d late
2021
68 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 92 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€223,510▲ 14.0%
2023 · €196,053
Total assets
€328,388▲ 17.9%
2023 · €278,629
Net result
€27,457▼ 67.2%
2023 · €83,721
Working capital
€136,554▲ 42.6%
2023 · €95,779
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€30,502▲ 10.9%€15,063▼ 50.6%€29,731▲ 97.4%€116,840▲ 293%€46,350▼ 60.3%
Net result€18,999within the sector's middle half▲ 17.8%€5,496within the sector's middle half▼ 71.1%€18,440within the sector's middle half▲ 236%€83,721above the sector's middle half▲ 354%€27,457above the sector's middle half▼ 67.2%
Equity€138,281above the sector's middle half▲ 15.9%€133,395above the sector's middle half▼ 3.5%€112,332within the sector's middle half▼ 15.8%€196,053above the sector's middle half▲ 74.5%€223,510above the sector's middle half▲ 14.0%
Total assets€263,792within the sector's middle half▲ 2.2%€253,181within the sector's middle half▼ 4.0%€227,436within the sector's middle half▼ 10.2%€278,629within the sector's middle half▲ 22.5%€328,388above the sector's middle half▲ 17.9%
Debt€101,927▼ 11.6%€96,202▼ 5.6%€115,104▲ 19.6%€82,576▼ 28.3%€104,878▲ 27.0%
Working capital€70,443▲ 21.7%€56,079▼ 20.4%€4,802▼ 91.4%€95,779▲ 1,894%€136,554▲ 42.6%
Solvency52.4%within the sector's middle half▲ 6.2pp52.7%within the sector's middle half▲ 0.3pp49.4%within the sector's middle half▼ 3.3pp70.4%above the sector's middle half▲ 21.0pp68.1%above the sector's middle half▼ 2.3pp
Staff (FTE)810.7▲ 33.8%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 60% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €328,388
Fixed assets
€89,034 ▼ 11.2%
Current assets
€239,353 ▲ 34.2%
Equity and liabilities €328,388
Equity
€223,510 ▲ 14.0%
Debt
€104,878 ▲ 27.0%
Debt's share of the balance-sheet total rises from 29.6% to 31.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€63,847▼
2023 · €132,764
Cash flow
€44,955▼
2023 · €99,645
Current ratio
2.33▲
2023 · 2.16
Debt to equity
0.47▲
2023 · 0.42
ROE
12.3%▼
2023 · 42.7%
ROA
8.4%▼
2023 · 30.0%
Interest coverage
26.18▲
2023 · 16.69
Debt ≤ 1 year
€102,800▲
2023 · €82,576
Income taxes
€16,459▼
2023 · €26,606
Staff costs
€344,778▲
2023 · €230,347
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €230,347 | €344,778 | ▲ 49.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,298 | €3,458 | €3,839 | €15,924 | €17,498 | ▲ 9.9% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€23,584 | €0 | - | - |
| Other operating charges640/8 | - | €1,156 | €1,697 | €28,985 | €3,531 | ▼ 87.8% |
| Gross operating margin9900 | €36,598 | €19,677 | €11,683 | €392,096 | €412,157 | ▲ 5.1% |
| Operating profit (loss)9901 | €30,502 | €15,063 | €29,731 | €116,840 | €46,350 | ▼ 60.3% |
| Financial income75/76B | - | €1,391 | €1,902 | €1,441 | €5 | ▼ 99.6% |
| Recurring financial income75 | €1,304 | €1,391 | €1,902 | €1,441 | €5 | ▼ 99.6% |
| Financial charges65/66B | - | €4,384 | €3,680 | €7,954 | €2,439 | ▼ 69.3% |
| Recurring financial charges65 | €4,932 | €4,384 | €3,680 | €7,954 | €2,439 | ▼ 69.3% |
| Profit (loss) for the period before taxes9903 | €26,874 | €12,070 | €27,954 | €110,327 | €43,916 | ▼ 60.2% |
| Income taxes67/77 | €7,875 | €6,574 | €9,514 | €26,606 | €16,459 | ▼ 38.1% |
| Profit (loss) for the period9904 | €18,999 | €5,496 | €18,440 | €83,721 | €27,457 | ▼ 67.2% |
| Transfer from tax-exempt reserves789 | - | €5,716 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €18,999 | €11,212 | €18,440 | €83,721 | €27,457 | ▼ 67.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €263,792 | €253,181 | €227,436 | €278,629 | €328,388 | ▲ 17.9% |
| Fixed assets21/28 | €173,821 | €176,585 | €176,229 | €100,274 | €89,034 | ▼ 11.2% |
| Intangible fixed assets21 | - | - | - | €88,527 | €76,027 | ▼ 14.1% |
| Tangible fixed assets22/27 | €173,821 | €176,585 | €176,229 | €11,746 | €13,007 | ▲ 10.7% |
| Land and buildings22 | - | €170,024 | €169,842 | €0 | - | - |
| Plant, machinery and equipment23 | - | €2,441 | €2,632 | €2,063 | €6,165 | ▲ 199% |
| Furniture and vehicles24 | - | €4,120 | €3,754 | €8,561 | €5,840 | ▼ 31.8% |
| Other tangible fixed assets26 | - | - | - | €1,122 | €1,002 | ▼ 10.7% |
| Current assets29/58 | €89,971 | €76,596 | €51,207 | €178,356 | €239,353 | ▲ 34.2% |
| Amounts receivable after more than one year29 | - | €32,410 | €17,929 | €15,545 | €28,167 | ▲ 81.2% |
| Trade receivables290 | - | - | €17,929 | €15,545 | €28,167 | ▲ 81.2% |
| Other amounts receivable291 | - | €32,410 | - | - | - | - |
| Amounts receivable within one year40/41 | €17,709 | €19,136 | €24,267 | €100,694 | €161,647 | ▲ 60.5% |
| Trade receivables40 | - | €14,082 | €19,841 | €90,696 | €151,803 | ▲ 67.4% |
| Other amounts receivable41 | - | €5,054 | €4,426 | €9,998 | €9,844 | ▼ 1.5% |
| Cash at bank and in hand54/58 | €21,744 | €21,641 | €3,406 | €55,819 | €45,515 | ▼ 18.5% |
| Deferred charges and accrued income490/1 | - | €3,409 | €5,605 | €6,298 | €4,025 | ▼ 36.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €263,792 | €253,181 | €227,436 | €278,629 | €328,388 | ▲ 17.9% |
| Equity10/15 | €138,281 | €133,395 | €112,332 | €196,053 | €223,510 | ▲ 14.0% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | - | - | - | - |
| Other1109/19 | - | €6,200 | - | - | - | - |
| Reserves13 | €132,081 | €127,195 | €106,132 | €189,853 | €217,310 | ▲ 14.5% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | €125,335 | €104,272 | €189,853 | €217,310 | ▲ 14.5% |
| Profit (loss) carried forward14 | - | - | - | €0 | - | - |
| Provisions and deferred taxes16 | €23,584 | €23,584 | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | €23,584 | - | - | - | - |
| Pensions and similar obligations160 | - | €23,584 | - | - | - | - |
| Amounts payable17/49 | €101,927 | €96,202 | €115,104 | €82,576 | €104,878 | ▲ 27.0% |
| Amounts payable after more than one year17 | €82,399 | €75,685 | €68,700 | €0 | - | - |
| Financial debts170/4 | - | €75,685 | €68,700 | €0 | - | - |
| Amounts payable within one year42/48 | €19,528 | €20,517 | €46,404 | €82,576 | €102,800 | ▲ 24.5% |
| Current portion of amounts payable after more than one year42 | - | €6,714 | €7,129 | €0 | - | - |
| Trade debts44 | €2,410 | €5,045 | €11,274 | €25,984 | €12,115 | ▼ 53.4% |
| Suppliers440/4 | - | €5,045 | €11,274 | €25,984 | €12,115 | ▼ 53.4% |
| Taxes, remuneration and social security45 | - | €8,758 | €8,950 | €56,593 | €90,684 | ▲ 60.2% |
| Taxes450/3 | - | €8,758 | €8,950 | €29,551 | €45,462 | ▲ 53.8% |
| Remuneration and social security454/9 | - | - | - | €27,042 | €45,222 | ▲ 67.2% |
| Other amounts payable47/48 | - | - | €19,052 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,078 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,999 | €5,496 | €18,440 | €83,721 | €27,457 | ▼ 67.2% |
| + Depreciation and write-downs630 | €4,298 | €3,458 | €3,839 | €15,924 | €17,498 | ▲ 9.9% |
| Operating cash flow (approximation) | €23,297 | €8,954 | €22,279 | €99,645 | €44,955 | ▼ 54.9% |
| Investment in fixed assets (approximation) | - | -€6,222 | -€3,483 | €60,031 | -€6,258 | ▼ 110% |
| Change in cash | - | -€103 | -€18,235 | €52,413 | -€10,304 | ▼ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 85 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 180 days late
2024
31-12
Financial
Equity above €200,000Eq €223,510 ▲14%
7 profitable years in a row build equity to €223,510.
2023
31-12
Financial
Highest result since 2018net €83,721 ▲354%
Operating result €116,840, net result €83,721, both a record.
31-12
Financial
Equity above €150,000Eq €196,053 ▲74.5%
6 profitable years in a row build equity to €196,053.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
31-12
Financial
Weakest financial yearnet €5,496 ▼71.1%
Net result drops to €5,496, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 117 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bredene · 1 establishment unit since 2006
Ground area
554 m²
Building footprint
384 m²
Parcel 35002B0275/00A002, Flanders. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
VENUS CLEAN
since 20062.155.238.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35002B0275/00A002 | Flanders | 554 m² | 1 · 384 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 1,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail
sven@codecreative.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882566277
Also
9925:BE0882566277
Registered
04-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.