Jacobs wood
ActiveThe computed 12-month bankruptcy probability of Jacobs wood is 3.7% (moderate). The annual accounts of Jacobs wood for fiscal year 2025 show a net loss of 94% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-22k. Equity is shrinking by ~46.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 27619 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-75
Solvency28▼-56
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 1.04 in 2024; short-term debt: 73% and cash: 2.7% of total assets), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
-46.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27619 sector peers (2025).
NBB · sector comparisonPosition among 27619 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 94.0%
2024 · €23k
2023: €21k
2024: €23k
2023 → 2025
Total assets
€47k▲ 19.7%
2024 · €39k
2023: €25k
2024: €39k
2023 → 2025
Net result
€-22k
2024 · €2k
2023: €11k
2024: €2k
2023 → 2025
Working capital
€-23k
2024 · €559
2023: €11k
2024: €559
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€23k▲ 9.3%€1k▼ 94.0%
Operating result€14k-€3k▼ 77.4%€-21k
Net result€11k-€2k▼ 82.5%€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€36k▲ 48.6%
Current assets
€12k▼ 25.2%
Equity and liabilities €47k
Equity
€1k▼ 94.0%
Debt
€46k▲ 185%
The debt ratio rises from 40.8% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▼
2024 · €10k
Cash flow
€-10k▼
2024 · €9k
Solvency
2.9%▼
2024 · 59.2%
Current ratio
0.33▼
2024 · 1.04
Quick ratio
0.33▼
2024 · 1.04
Debt / equity
32.91▲
2024 · 0.69
ROA
-46.5%▼
2024 · 5.0%
Interest coverage
-9.97▼
2024 · 31.38
Debt
€46k▲
2024 · €16k
Debt ≤ 1 year
€34k▲
2024 · €15k
Debt > 1 year
€11k▲
2024 · €1k
Staff costs
€7k
A ratio outside any meaningful range has been withheld (balance sheet total €47k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€47k▲
Fixed assets21/28€24k€36k▲
Tangible fixed assets22/27€22k€33k▲
Plant, machinery and equipment23€20k€13k▼
Furniture and vehicles24€2k€20k▲
Financial fixed assets28€3k€3k=
Current assets29/58€15k€12k▼
Amounts receivable within one year40/41€13k€10k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€869-
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€121€128▲
Equity and liabilities
Total equity and liabilities10/49€39k€47k▲
Equity10/15€23k€1k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€13k€-9k▼
Amounts payable17/49€16k€46k▲
Amounts payable after more than one year17€1k€11k▲
Financial debts170/4-€10k
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€15k€34k▲
Current portion of amounts payable after more than one year42-€3k
Financial debts43-€61
Credit institutions430/8-€61
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€953€1k▲
Taxes450/3€953€1k▲
Other amounts payable47/48€6k€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€12k▲
Other operating charges640/8-€775
Gross operating margin9900€10k€-862▼
Operating profit (loss)9901€3k€-21k▼
Financial income75/76B-€50
Recurring financial income75-€50
Financial charges65/66B€311€882▲
Recurring financial charges65€311€882▲
Profit (loss) for the period before taxes9903€3k€-22k▼
Income taxes67/77€953-
Profit (loss) for the period9904€2k€-22k▼
Profit (loss) for the period to be appropriated9905€2k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-9k▼
Profit (loss) brought forward from the previous period14P€11k€13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-22k ▼1206%
Net result drops to €-22k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Paradis 11380 LasneGround area
3,841 m²
Building footprint
154 m²
Volume, LiDAR
889 m³
Parcel 25051B0185/00B002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jacobs wood
since 20222.338.207.962
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051B0185/00B002 | Wallonia | 3,841 m² | 1 · 154 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INTERMATH
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BE 0779.823.877
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SGRD
BE 0697.854.028
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BKS GENERAL BATIMENT
BE 1008.077.844
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,135. 1,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.jacobs-wood.com