Equity
€110,832 from €2.1m in 2007
Equity fell by 95% in 18 years.
Jacobs
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €788,238 (2024)
€535,439▼ 32.1%
lowest -€48,237 (2025)
-€48,237▼ €190,693
peak €2.1m (2007)
€110,832▼ 30.3%
€2.1m▼ 5.2%
peak 5.3 FTE (2007)
-not published
Board3 names since 2020
2 directorsDe Saegher Kris and 1 other
Owners7 names in the annual accountsall names
50%STARIUS
Documentsfilings and deeds
30-07-20261 days before the deadline
2025financial year
Gross margin from €788,238 to €535,439Loss of €48,237Equity from €159,069 to €110,832
Key points
from the 2025 annual accountsResult
-€48,237 -€48,237
From profit to loss in 2025, after a profit of €142,456 in 2024.
Turnover
≈ €600,000 estimated
The accounts state no turnover.
Debts
€2.1m 95% of the balance sheet
Financial debts 92%Suppliers 1%Taxes and wages 0%Other 6%
Of this, €2.0m falls due within a year.
Filings
26 annual accounts since 2000
The 2018 accounts came 13 days late. The other nine of the last ten were filed on time.
Position in the sector
5.0%
Lower solvency than 81% of companies in real estate. Sector median 38.2% · 5,803 companies.
Checked score
88
Excellent
Financially stronger than 13% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,996 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025highest value
04-2025: 0.1%▼ -0.2 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €110,832 (5.0% of total assets)
Loss of €48,237 (financial year 2025)
lowers risk
Size: total assets €2.2m
Figures for financial year 2025 (filed on 01-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 23% of them on solvency, 4% on liquidity, 13% on profitability and 12% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,104 companies had the same profile as Jacobs has now. Each dot stands for 3 companies, two years later.
94.3%
were still trading
3.5%
stopped another way
1.8%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Jacobs itself is lower: 0.1% within 12 months. It rests on far more data about Jacobs than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for Jacobs. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.72 (0.75 in 2024), below 1. Short-term debt is 91.2% and cash 0.9% of total assets. 95% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5803 sector peers (2025).
NBB · sector comparisonPosition among 5803 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
8 days early
2023
55 days early
2022
5 days early
2021
2 days early
2020
3 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DS
De Saegher Kris
Director, since 25-05-2020
SC
Seys Carl
Director, since 25-05-2020
- J.-INVEST 100%2021 annual accounts of J.-INVEST
- STARIUS 50%score 83equity €20.4m (2025) · 2025 annual accounts of STARIUS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466375802
Resignation: J. Invest nv (director)
General meeting of 19-12-2023 · Gazette deed
Registered office moved from Waasmunster to Sint-Niklaas
New registered office: Gentse baan 62 bus 201 te 9100 Sint-Niklaas · Previous registered office: Fazantenlaan 43 te 9250 Waasmunster · Board meeting of 22-12-2022 · Gazette deed
Purpose change · Amendment of the articles · Resignations & appointments
“De promotie van vastgoedprojecten in de meest ruime zin: onder meer bestaande uit het uitwerken ontwerpen…” (deed in Dutch) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jacobs Sint-Niklaas | €2.2m | €535,439 | 5.0% | - |
| SCHORREDIJK Hamme (Vl.) | €2.0m | €650,220 | 30.7% | - |
| SMEULDERS-VAN GESTEL Kalmthout | €2.0m | €645,488 | 66.3% | - |
| Slabinck Beheer Jabbeke | €2.5m | €456,381 | 77.5% | 1 |
| DESMET LUC Oostrozebeke | €2.2m | €447,976 | 78.6% | - |
| SPM Walhain | €1.9m | €458,660 | 56.9% | - |
| CERTA Essen | €2.5m | €543,205 | 29.6% | - |
These companies have the same main activity as Jacobs: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.9m and €2.5m, founded between 1996 and 2003.
Official details
Source: KBO- Status
- Active since 29-06-1999Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.092.022.9529100 Sint-Niklaas, since 26-08-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €2.2m▼ 6.9%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on Jacobs
Jacobs has existed since 1999. The gross margin grew from €145,109 in 2009 to €535,439 in 2025.
J.-INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jacobs
- What is the company number of Jacobs?
- The company number of Jacobs is 0466.375.802. The VAT number is the same number with BE in front: BE 0466.375.802.
- Where is Jacobs based?
- The registered office is at Gentse Baan 62, 9100 Sint-Niklaas.Company details
- What does Jacobs do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Jacobs?
- Jacobs is a public limited company (NV).
- When was Jacobs founded?
- Jacobs was founded on 29-06-1999.
- Is Jacobs still active?
- Yes, Jacobs is an active enterprise in the KBO register.
- What is the turnover of Jacobs?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €535,439 and 38 comparable companies (NACE 68201). It probably lies between €540,000 and €670,000.Financials
- Is Jacobs profitable?
- In financial year 2025, Jacobs made a loss of €48,237.
- Where can I find the annual accounts of Jacobs?
- Jacobs filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jacobs due?
- Jacobs must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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