JACOBS INTERIEUR
ActiveJACOBS INTERIEUR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €818k and a net result of €156k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+50
Solvency94▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 1.82 in 2024), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
9.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
8 d early
2022
4 d early
2021
21 d early
2020
9 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€818k▼ 4.3%
2024 · €855k
2022: €657k
2023: €776k
2024: €855k
2022 → 2025
Total assets
€1.69M▼ 3.8%
2024 · €1.76M
2022: €1.77M
2023: €1.69M
2024: €1.76M
2022 → 2025
Net result
€156k▲ 98.8%
2024 · €79k
2022: €24k
2023: €193k
2024: €79k
2022 → 2025
Working capital
€718k▲ 10.9%
2024 · €648k
2022: €446k
2023: €560k
2024: €648k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€657k-€776k▲ 18.0%€855k▲ 10.1%€818k▼ 4.3%
Operating result€40k-€262k▲ 556%€145k▼ 44.6%€228k▲ 56.5%
Net result€24k-€193k▲ 708%€79k▼ 59.3%€156k▲ 98.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€274k▼ 13.7%
Current assets
€1.42M▼ 1.6%
Equity and liabilities €1.69M
Equity
€818k▼ 4.3%
Debt
€871k▼ 3.3%
The debt ratio rises from 51.3% to 51.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€329k▲
2024 · €251k
Cash flow
€257k▲
2024 · €185k
Solvency
48.4%▼
2024 · 48.7%
Current ratio
2.03▲
2024 · 1.82
Quick ratio
1.44▲
2024 · 1.12
Debt / equity
1.07▲
2024 · 1.05
ROE
19.1%▲
2024 · 9.2%
ROA
9.3%▲
2024 · 4.5%
Interest coverage
13.09▲
2024 · 12.89
Debt
€871k▼
2024 · €901k
Debt ≤ 1 year
€697k▼
2024 · €791k
Debt > 1 year
€163k▲
2024 · €100k
Income taxes
€48k▼
2024 · €48k
Staff costs
€1.67M▲
2024 · €1.64M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.76M€1.69M▼
Fixed assets
21/28€317k€274k▼
Tangible fixed assets
22/27€317k€274k▼
Current assets
29/58€1.44M€1.42M▼
Stocks & contracts in progress
3€554k€411k▼
Amounts receivable within one year
40/41€319k€311k▼
Cash & bank
54/58€163k€291k▲
Total equity & liabilities
10/49€1.76M€1.69M▼
Equity
10/15€855k€818k▼
Contributions / capital
10/11€175k€158k▼
Reserves
13€616k€660k▲
Accumulated profits (losses)
14€0€0=
Amounts payable
17/49€901k€871k▼
Amounts payable after one year
17€100k€163k▲
Amounts payable within one year
42/48€791k€697k▼
Trade debts payable within one year
44€499k€380k▼
Income statement
Code20242025
Gross operating margin
9900€1.93M€2.05M▲
Operating result
9901€145k€228k▲
Financial income
75€822€2k▲
Financial charges
65€20k€25k▲
Result before taxes
9903€127k€204k▲
Income taxes
67/77€48k€48k▼
Net result for the period
9904€79k€156k▲
Result to be appropriated
9905€79k€156k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
State Gazette act
Director changes
Liselotte Schotsmans
28-04
State Gazette act
Miscellaneous
proposal · Liselotte SCHOTSMANS
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2022net €193k ▲708%
Operating result €262k, net result €193k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
FREE INVEST
CurrentManaging director · since 19-12-2022 · Legal entity · perm. rep.: Jacobus JACOBS
19-12-2022
Appointed as Managing director
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieshofstraat 43960 BreeGround area
4,150 m²
Building footprint
4,398 m²
Volume, LiDAR
20,706 m³
Parcel 72402A0705/00V003, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Younic
since 19962.078.830.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72402A0705/00V003 | Flanders | 4,150 m² | 1 · 4,398 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Collett & Victor
BE 0453.220.424
Izegem · Eq €801k
Eronda
BE 0407.216.886
Erpe-Mere · Eq €801k
De Wolf Keukens
BE 0415.974.996
Asse · Eq €794k
INTERIEURSPUITERIJ M. JANSEN
BE 0456.574.941
Kinrooi · Eq €848k
FRAEYE
BE 0431.237.056
Ardooie · Eq €855k
Of 1,498 companies in sector 31004 we hold annual accounts for 588. 380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-10-1996
Fiscal year end30-06
Activities, NACEBEL
31001Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36122
36141
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
28510
43320Joinery installation
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.