JACOBS GERT
ActiveSummary
JACOBS GERT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,156 and a net result of €17,050. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 1007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-6
Solvency88▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.49 in 2024; short-term debt: 19.3% and cash: 51.5% of total assets), and 36.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
20 d late
2023
20 d early
2022
31 d late
2021
68 d early
2020
58 d late
2019
64 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€180,156▲ 9.3%
2024 · €164,824
Total assets
€284,484▼ 7.0%
2024 · €306,024
Net result
€17,050▼ 47.5%
2024 · €32,481
Working capital
€125,006▲ 18.3%
2024 · €105,706
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,815▲ 356%€33,393▲ 77.5%€5,102▼ 84.7%€49,477▲ 870%€27,643▼ 44.1%
Net result€13,657within the sector's middle half▲ 587%€24,577within the sector's middle half▲ 80.0%€2,636within the sector's middle half▼ 89.3%€32,481above the sector's middle half▲ 1,132%€17,050within the sector's middle half▼ 47.5%
Equity€109,930within the sector's middle half▲ 12.3%€132,907above the sector's middle half▲ 20.9%€133,943above the sector's middle half▲ 0.8%€164,824above the sector's middle half▲ 23.1%€180,156above the sector's middle half▲ 9.3%
Total assets€193,873within the sector's middle half▲ 2.9%€212,332within the sector's middle half▲ 9.5%€231,035within the sector's middle half▲ 8.8%€306,024above the sector's middle half▲ 32.5%€284,484within the sector's middle half▼ 7.0%
Debt€83,944▼ 7.4%€79,425▼ 5.4%€97,092▲ 22.2%€138,720▲ 42.9%€101,957▼ 26.5%
Working capital€108,970above the sector's middle half▲ 18.0%€95,160above the sector's middle half▼ 12.7%€103,524above the sector's middle half▲ 8.8%€105,706above the sector's middle half▲ 2.1%€125,006above the sector's middle half▲ 18.3%
Solvency56.7%within the sector's middle half▲ 4.8pp62.6%within the sector's middle half▲ 5.9pp58.0%within the sector's middle half▼ 4.6pp53.9%within the sector's middle half▼ 4.1pp63.3%within the sector's middle half▲ 9.5pp
Current ratio3.59above the sector's middle half▲ 0.162.96above the sector's middle half▼ 0.632.34within the sector's middle half▼ 0.622.49within the sector's middle half▲ 0.163.28above the sector's middle half▲ 0.79
Return on assets (ROA)7.0%within the sector's middle half▲ 6.0pp11.6%within the sector's middle half▲ 4.5pp1.1%within the sector's middle half▼ 10.4pp10.6%within the sector's middle half▲ 9.5pp6.0%within the sector's middle half▼ 4.6pp
above
within
below
the middle half (P25 to P75) of NACE 42, Civil engineering, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284,484
Fixed assets
€104,614 ▼ 19.2%
Current assets
€179,869 ▲ 1.9%
Equity and liabilities €284,484
Equity
€180,156 ▲ 9.3%
Provisions
€2,371 ▼ 4.4%
Debt
€101,957 ▼ 26.5%
Debt's share of the balance-sheet total falls from 45.3% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,763▼
2024 · €91,165
Cash flow
€55,170▼
2024 · €74,170
Quick ratio
3.24▲
2024 · 2.46
Debt to equity
0.57▼
2024 · 0.84
ROE
9.5%▼
2024 · 19.7%
Interest coverage
18.71▼
2024 · 19.54
Debt ≤ 1 year
€54,863▼
2024 · €70,833
Debt > 1 year
€47,093▼
2024 · €67,887
Income taxes
€7,239▼
2024 · €9,850
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €144 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,283 | €13,269 | €20,655 | €41,688 | €38,120 | ▼ 8.6% |
| Other operating charges640/8 | €305 | €217 | €139 | €1,244 | €759 | ▼ 39.0% |
| Gross operating margin9900 | €38,547 | €46,879 | €25,896 | €92,409 | €66,522 | ▼ 28.0% |
| Operating profit (loss)9901 | €18,815 | €33,393 | €5,102 | €49,477 | €27,643 | ▼ 44.1% |
| Financial income75/76B | €89 | €48 | €38 | - | €52 | - |
| Recurring financial income75 | €89 | €48 | €38 | - | €52 | - |
| Financial charges65/66B | €1,693 | €1,466 | €1,249 | €4,666 | €3,515 | ▼ 24.7% |
| Recurring financial charges65 | €1,693 | €1,466 | €1,249 | €4,666 | €3,515 | ▼ 24.7% |
| Profit (loss) for the period before taxes9903 | €17,212 | €31,975 | €3,891 | €44,811 | €24,181 | ▼ 46.0% |
| Transfer from deferred taxes780 | - | - | - | - | €109 | - |
| Transfer to deferred taxes680 | - | - | - | €2,479 | - | - |
| Income taxes67/77 | €3,555 | €7,398 | €1,255 | €9,850 | €7,239 | ▼ 26.5% |
| Profit (loss) for the period9904 | €13,657 | €24,577 | €2,636 | €32,481 | €17,050 | ▼ 47.5% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €326 | - |
| Transfer to tax-exempt reserves689 | - | - | - | €7,438 | - | - |
| Profit (loss) for the period to be appropriated9905 | €13,657 | €24,577 | €2,636 | €25,043 | €17,376 | ▼ 30.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €193,873 | €212,332 | €231,035 | €306,024 | €284,484 | ▼ 7.0% |
| Fixed assets21/28 | €42,757 | €68,538 | €49,973 | €129,485 | €104,614 | ▼ 19.2% |
| Tangible fixed assets22/27 | €42,757 | €68,538 | €49,973 | €129,485 | €104,614 | ▼ 19.2% |
| Land and buildings22 | €13,664 | €9,706 | €6,719 | €2,320 | €245 | ▼ 89.4% |
| Plant, machinery and equipment23 | €3,299 | €2,518 | €1,737 | €1,956 | €3,098 | ▲ 58.4% |
| Furniture and vehicles24 | €25,793 | €56,313 | €41,517 | €25,931 | €25,992 | ▲ 0.2% |
| Leasing and similar rights25 | - | - | - | €99,279 | €75,279 | ▼ 24.2% |
| Current assets29/58 | €151,116 | €143,794 | €181,062 | €176,539 | €179,869 | ▲ 1.9% |
| Stocks and contracts in progress3 | €2,500 | - | €3,250 | €2,150 | €1,975 | ▼ 8.1% |
| Stocks30/36 | €2,500 | - | €3,250 | €2,150 | €1,975 | ▼ 8.1% |
| Amounts receivable within one year40/41 | €14,581 | €37,235 | €29,250 | €33,789 | €30,025 | ▼ 11.1% |
| Trade receivables40 | €4,268 | €15,256 | €15,256 | €25,347 | €22,971 | ▼ 9.4% |
| Other amounts receivable41 | €10,313 | €21,979 | €13,995 | €8,442 | €7,054 | ▼ 16.4% |
| Cash at bank and in hand54/58 | €132,237 | €104,732 | €146,636 | €139,837 | €146,589 | ▲ 4.8% |
| Deferred charges and accrued income490/1 | €1,798 | €1,828 | €1,926 | €764 | €1,280 | ▲ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €193,873 | €212,332 | €231,035 | €306,024 | €284,484 | ▼ 7.0% |
| Equity10/15 | €109,930 | €132,907 | €133,943 | €164,824 | €180,156 | ▲ 9.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €81,642 | €106,219 | €108,855 | €141,336 | €156,668 | ▲ 10.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €35,195 | €35,195 | €35,195 | €42,633 | €42,307 | ▼ 0.8% |
| Distributable reserves133 | €44,586 | €69,163 | €73,660 | €98,703 | €114,361 | ▲ 15.9% |
| Profit (loss) carried forward14 | €22,088 | €20,488 | €18,888 | €17,288 | €17,288 | = |
| Provisions and deferred taxes16 | - | - | - | €2,479 | €2,371 | ▼ 4.4% |
| Deferred taxes168 | - | - | - | €2,479 | €2,371 | ▼ 4.4% |
| Amounts payable17/49 | €83,944 | €79,425 | €97,092 | €138,720 | €101,957 | ▼ 26.5% |
| Amounts payable after more than one year17 | €41,797 | €30,791 | €19,554 | €67,887 | €47,093 | ▼ 30.6% |
| Financial debts170/4 | €41,797 | €30,791 | €19,554 | €67,887 | €47,093 | ▼ 30.6% |
| Amounts payable within one year42/48 | €42,147 | €48,634 | €77,538 | €70,833 | €54,863 | ▼ 22.5% |
| Current portion of amounts payable after more than one year42 | €10,782 | €11,006 | €11,237 | €23,093 | €20,794 | ▼ 10.0% |
| Trade debts44 | €4,750 | €9,778 | €32,757 | €11,270 | €3,050 | ▼ 72.9% |
| Suppliers440/4 | €4,750 | €9,778 | €32,757 | €11,270 | €3,050 | ▼ 72.9% |
| Advances received on contracts in progress46 | - | - | €2,155 | - | - | - |
| Taxes, remuneration and social security45 | €7,538 | €5,953 | €7,614 | €10,772 | €6,387 | ▼ 40.7% |
| Taxes450/3 | €7,538 | €5,953 | €7,614 | €10,772 | €6,387 | ▼ 40.7% |
| Other amounts payable47/48 | €19,076 | €21,897 | €23,775 | €25,699 | €24,632 | ▼ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,657 | €24,577 | €2,636 | €32,481 | €17,050 | ▼ 47.5% |
| + Depreciation and write-downs630 | €19,283 | €13,269 | €20,655 | €41,688 | €38,120 | ▼ 8.6% |
| Operating cash flow (approximation) | €32,940 | €37,846 | €23,291 | €74,170 | €55,170 | ▼ 25.6% |
| Investment in fixed assets (approximation) | - | -€39,050 | -€2,090 | -€121,200 | -€13,250 | ▲ 89.1% |
| Change in cash | - | -€27,505 | €41,904 | -€6,799 | €6,752 | ▲ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €32,481 ▲1,132%
Operating result €49,477, net result €32,481, both a record.
31-12
Financial
Equity above €150,000Eq €164,824 ▲23.1%
7 profitable years in a row build equity to €164,824.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €109,930 ▲12.3%
4 profitable years in a row build equity to €109,930.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
31-12
Financial
Weakest financial yearnet €1,987 ▼90.9%
Net result drops to €1,987, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2011
Ground area
4,307 m²
Building footprint
87 m²
Volume, LiDAR
576 m³
Parcel 24035C0078/00G002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JACOBS GERT
since 20112.199.865.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24035C0078/00G002 | Flanders | 4,306 m² | 1 · 87 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,325 companies in sector 42110 we hold annual accounts for 1,096. 780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
42110Construction of roads and motorways
71111Activities of building architects
81300Landscape service activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835793966
Also
9925:BE0835793966
Registered
30-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.