JACOBS CONSTRUCT
ActiveJACOBS CONSTRUCT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €19k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.53 in 2024), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.5%
Return on assets
8.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
58 d early
2022
28 d early
2021
29 d early
2020
57 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▼ 24.7%
2024 · €188k
2018: €62k
2019: €87k
2020: €111k
2021: €109k
2022: €110k
2023: €166k
2024: €188k
2018 → 2025
Total assets
€217k▼ 24.9%
2024 · €289k
2018: €151k
2019: €218k
2020: €223k
2021: €202k
2022: €168k
2023: €281k
2024: €289k
2018 → 2025
Net result
€19k▼ 25.0%
2024 · €25k
2018: €3k
2019: €25k
2020: €25k
2021: €14k
2022: €16k
2023: €68k
2024: €25k
2018 → 2025
Working capital
€118k▼ 26.0%
2024 · €160k
2018: €53k
2019: €76k
2020: €105k
2021: €102k
2022: €101k
2023: €144k
2024: €160k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€110k▲ 0.6%€166k▲ 51.5%€188k▲ 13.5%€142k▼ 24.7%
Operating result€5k-€14k▲ 209%€75k▲ 426%€32k▼ 57.8%€21k▼ 34.2%
Net result€14k-€16k▲ 11.7%€68k▲ 335%€25k▼ 62.8%€19k▼ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€48k▼ 25.6%
Current assets
€168k▼ 24.6%
Equity and liabilities €217k
Equity
€142k▼ 24.7%
Debt
€75k▼ 25.2%
The debt ratio falls from 34.7% to 34.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€38k▼
2024 · €48k
Cash flow
€36k▼
2024 · €41k
Solvency
65.5%▲
2024 · 65.3%
Current ratio
3.38▼
2024 · 3.53
Quick ratio
3.38▼
2024 · 3.53
Debt / equity
0.53▼
2024 · 0.53
ROE
13.3%▼
2024 · 13.4%
ROA
8.7%▼
2024 · 8.7%
Interest coverage
19.67▲
2024 · 18.18
Debt
€75k▼
2024 · €100k
Debt ≤ 1 year
€50k▼
2024 · €63k
Debt > 1 year
€25k▼
2024 · €37k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€289k€217k▼
Formation expenses20€1k€786▼
Fixed assets21/28€64k€48k▼
Tangible fixed assets22/27€64k€48k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€52k€39k▼
Current assets29/58€223k€168k▼
Amounts receivable after more than one year29€100k-
Trade receivables290€100k-
Amounts receivable within one year40/41€120k€164k▲
Trade receivables40€20k€22k▲
Other amounts receivable41€100k€142k▲
Cash at bank and in hand54/58€528€2k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€289k€217k▼
Equity10/15€188k€142k▼
Contributions10/11€19k€19k=
Reserves13€160k€114k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€158k€112k▼
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€100k€75k▼
Amounts payable after more than one year17€37k€25k▼
Financial debts170/4€37k€25k▼
Amounts payable within one year42/48€63k€50k▼
Current portion of amounts payable after more than one year42€13k€22k▲
Trade debts44€31k€3k▼
Suppliers440/4€31k€3k▼
Taxes, remuneration and social security45€19k€25k▲
Taxes450/3€19k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€873€903▲
Gross operating margin9900€49k€39k▼
Operating profit (loss)9901€32k€21k▼
Financial income75/76B€8k€8k▲
Recurring financial income75€8k€8k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€37k€27k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€25k€19k▼
Profit (loss) for the period to be appropriated9905€25k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€28k▼
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2€3k€65k▲
Transfer to equity691/2€25k€19k▼
To other reserves6921€25k€19k▼
Profit to be distributed694/7€3k€65k▲
Directors or managers695€3k€65k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €68k ▲335%
Operating result €75k, net result €68k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲51.5%
6 profitable years in a row build equity to €166k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €111k ▲28.7%
3 profitable years in a row build equity to €111k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annastraat 40E2500 LierGround area
600 m²
Building footprint
202 m²
Volume, LiDAR
1,234 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jacobs Construct BVBA
since 20122.214.117.248
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0082/00Z002 | Flanders | 351 m² | 1 · 108 m² | 10.3 m · 1 fl. |
| 12393F0084/00B005 | Flanders | 249 m² | 1 · 94 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,470 EUR awarded · 1,470 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,470 EUR | 1,470 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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STRUYF IMMO
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MAXIMMOBILIER
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Mons · Eq €141k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2012
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
74104Other professional, scientific and technical activities
74130Interior design
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.