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JACOBS

Active
Public limited companyfounded 1972active for 53 yearsDreefvelden 18, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0412.709.957
Summary

JACOBS has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€33,564. Equity is growing by about 5.4% per year across the filed financial years. Its solvency ranks better than 23% of 327 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Manufacture of other non-metallic mineral products
NACE 23610
#2 oldest company in Sint-Katelijne-Waver, Manufacturing sector3 sites
Size
€9.2mtotal assets 2025
Staff
25.5 FTE
Equity
€1.8m
Loss
-€33,564
Turnover not published (abbreviated format)
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 43 days early2 of 10 deeds read
Why 81raises riskEquity €1.8m (19.4% of total assets)Liquidity: current ratio 1.12, cash €605,443Size: 25.5 FTE, total assets €9.2mlowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 24% of its sector peers (NACE 23, small)
Financial strength · tick = 2024
Weak
Solvency 44-5
equity 19.4% of total assets
Liquidity 19-10
short-term debt 73.4% · cash 6.6%
Profitability 68-4
return on assets -0.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (234 companies, NACE 23, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, compared with 1.16 in 2024; short-term debt: 73.4% and cash: 6.6% of total assets), and 80.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, small): better than 18% on solvency, 11% on liquidity, 44% on profitability and 23% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €1.8m (19.4% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.12, cash €605,443
NBB · annual accounts
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
raises risk · Size: 25.5 FTE, total assets €9.2m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 327 sector peers (2025).
NBB · sector comparison
Position among 327 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
1 day early
2023
1 day early
2022
21 days early
2021
13 days early
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median (NACE 23) for financial year 2024 is 11 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Algemene Vergadering - BoekjaarShare class · Amendment of…
  2. Resignations: Erik Jacobs, Kurt Jacobs and…Appointments: Claudia Albertini (class A…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €172,285 in 2024 -€33,564 View
  • Caution: Board changedlatest change 30-03-2026 · 2 in office 2 joined · 2 left View
  • Caution: Among the weakest 14% on net resultsector median €24,714 · 327 companies -€33,564 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1972founded 20-10-1972 53 years View

By topic

Financials

Financial year
2025
Total assets
€9.2m
Loss
-€33,564
Solvency
19.4%
Total assets▲ 19.7%
Net result
20192025
Go to Financials

Timeline

Events
52
Since
1978
Next accounts
by 31-01-2027
  1. 30-06-2025Weakest financial year
  2. 30-01-2025Annual accounts filed
  3. 30-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Manufacture of other non-metallic mineral productsNACE 23610
Founded
20-10-1972
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Financial year
From 1 January to 31 December
Annual meeting
Fourth Tuesday of May at 14:00
Purpose
Alle handel in bouwmaterialen, betonprodukten, hout-, ijzer-, plastiek-, plaaster- en…
Go to Articles of association

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