Equity
€748,755 ▲ 4.6%
JACOBIN has made a profit without a break since 2013.
JACOBIN
Lifetime
20 annual accounts with figures on one time axis, 42 filings since 1984peak €478,851 (2021)
€316,350▼ 3.8%
lowest -€25,798 (2006)
€32,668▼ 10.0%
peak €748,755 (2025)
€748,755▲ 4.6%
€589,442▼ 17.3%
peak 4.7 FTE (2011)
3.4 FTEunchanged
Board2 names since 2012
2 directorsCORREWYN Hanne and 1 other
Documentsfilings and deeds
10-07-202621 days before the deadline
2025abbreviated format
Debts from €712,852 to €589,442
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Founded in 1983
Size: 3.4 FTE, total assets €1.3m
Liquidity: current ratio 2.07, cash €167,132
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 69% of them on solvency, 61% on liquidity, 55% on profitability and 51% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as JACOBIN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACOBIN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for JACOBIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.07 (1.77 in 2024), above the usual 1.5. Short-term debt is 25.9% and cash 12.4% of total assets. 44.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 days early
2024
14 days early
2023
16 days early
2022
6 days early
2021
5 days early
2020
2 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
2 directors resigning, 2 reappointments
Issue of 5,000 shares · Resignations: CORREWYN Vicky and CORREWYN Hanne · Reappointments: CORREWYN Vicky (director) and CORREWYN Hanne (director) · General meeting of 30-08-2023 · Gazette deed
First establishment
Antwerpsesteenweg 383, Malle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JACOBIN Malle | €1.3m | €316,350 | 55.6% | 3.4 |
| De Hof - Leverancier Antwerp | €0.8m | €225,758 | 16.2% | 3.3 |
| HORTA BORSBEEK - GROEP DE WINTER Antwerp | €1.5m | €398,099 | 25.2% | 5 |
| BAUWENS & fils Sombreffe | €1.3m | €246,303 | 14.3% | 4 |
| AGRIVERT Marche-en-Famenne | €1.4m | €366,448 | 45.6% | 2.7 |
| GARDENFORUM Tongeren-Borgloon | €1.3m | €354,212 | 69.3% | 3.9 |
| Y-D Décorateurs - Paysagistes Braine-l'Alleud | €1.0m | €355,658 | 50.2% | 3 |
These companies have the same main activity as JACOBIN: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €842,000 and €1.5m, founded between 1977 and 1992.
Official details
Source: KBO- Status
- Active since 27-10-1983Normal situation
- Activity
- Retail sale of flowers, plants, seeds and fertilisersNACE 47761and 1 other
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.023.162.9492390 Malle, since 01-11-1983
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.3m▼ 6.5%
- Employeeson 31-12-2025
- 4=
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on JACOBIN
JACOBIN files the abbreviated format. That format states no turnover. The gross margin rose from €163,387 in 2006 to €316,350 in 2025.
The balance sheet grew most from 2010 to 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JACOBIN
- What is the company number of JACOBIN?
- The company number of JACOBIN is 0424.690.348. The VAT number is the same number with BE in front: BE 0424.690.348.
- Where is JACOBIN based?
- The registered office is at Antwerpsesteenweg 383, 2390 Malle.Company details
- What does JACOBIN do?
- According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
- What is the legal form of JACOBIN?
- JACOBIN is a private limited company (BV).
- When was JACOBIN founded?
- JACOBIN was founded on 27-10-1983.
- Is JACOBIN still active?
- Yes, JACOBIN is an active enterprise in the KBO register.
- How many employees does JACOBIN have?
- JACOBIN had an average of 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JACOBIN fall under?
- In its 2025 annual accounts, JACOBIN states joint committee 201 (Independent retail).
- What is the turnover of JACOBIN?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €316,350 and 47 comparable companies (NACE 477). It probably lies between €860,000 and €1.8m.
- Is JACOBIN profitable?
- In financial year 2025, JACOBIN made a profit of €32,668.
- Where can I find the annual accounts of JACOBIN?
- JACOBIN filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JACOBIN due?
- JACOBIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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