Skip to content

JACO PROPERTIES

Active
Private limited companyfounded 200224 yrs activeRinglaan 148, 1180 Ukkel, BelgiumKBO/BCE: BE 0478.197.429

JACO PROPERTIES has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €-59k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
25 / 100
Weak▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency17▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.17 against 1.36 in 2024), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€59k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9098 sector peers (2025).
NBB · sector comparison
Position among 9098 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
21 d early
2023
8 d early
2022
89 d early
2021
87 d early
2020
135 d early
2019
137 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-59k▲ 68.6%
2024 · €-189k
2018: €4k 2019: €24k 2020: €19k 2021: €-2k 2022: €-42k 2023: €-124k 2024: €-189k
2018 → 2025
Working capital
€299k▼ 46.0%
2024 · €555k
2018: €-26k 2019: €-4k 2020: €4k 2021: €1.66M 2022: €2.10M 2023: €698k 2024: €555k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€224k-€484k▲ 116%€360k▼ 25.6%€170k▼ 52.7%€111k▼ 34.9%
Operating result€10k-€-3k€-9k▼ 170%€-58k▼ 517%€63k
Net result€-2k-€-42k▼ 2,226%€-124k▼ 198%€-189k▼ 52.9%€-59k▲ 68.6%
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €10k€10kNet result 2021: €-2k€-2kOperating result 2022: €-3k€-3kNet result 2022: €-42k€-42kOperating result 2023: €-9k€-9kNet result 2023: €-124k€-124kOperating result 2024: €-58k€-58kNet result 2024: €-189k€-189kOperating result 2025: €63k€63kNet result 2025: €-59k€-59k20212022202320242025
The operating result returns to profit in 2025: €63k after a loss of €58k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.93M
Fixed assets €1.89M▼ 1.9%
Current assets €2.04M▼ 3.1%
Equity and liabilities €3.93M
Equity €111k▼ 34.9%
Debt €3.82M▼ 1.1%
The debt ratio rises from 95.8% to 97.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€106k
2024 · €4k
Cash flow
€-16k
2024 · €-127k
Solvency
2.8%
2024 · 4.2%
Current ratio
1.17
2024 · 1.36
Quick ratio
0.48
2024 · 0.31
Debt / equity
34.47
2024 · 22.69
ROE
-53.6%
2024 · -111.3%
ROA
-1.5%
2024 · -4.7%
Interest coverage
0.86
2024 · 0.03
Debt
€3.82M
2024 · €3.86M
Debt ≤ 1 year
€1.74M
2024 · €1.55M
Debt > 1 year
€2.06M
2024 · €2.28M
Income taxes
€288
2024 · €69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.03M€3.93M
Fixed assets21/28€1.93M€1.89M
Tangible fixed assets22/27€1.66M€1.62M
Land and buildings22€1.66M€1.62M
Financial fixed assets28€266k€266k=
Current assets29/58€2.11M€2.04M
Stocks and contracts in progress3€1.63M€1.20M
Stocks30/36€1.63M€1.20M
Amounts receivable within one year40/41€345k€468k
Trade receivables40€345k€466k
Other amounts receivable41€14€2k
Cash at bank and in hand54/58€134k€371k
Deferred charges and accrued income490/1€446€1k
Equity and liabilities
Total equity and liabilities10/49€4.03M€3.93M
Equity10/15€170k€111k
Contributions10/11€462k€462k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-293k€-353k
Amounts payable17/49€3.86M€3.82M
Amounts payable after more than one year17€2.28M€2.06M
Financial debts170/4€2.28M€2.06M
Amounts payable within one year42/48€1.55M€1.74M
Current portion of amounts payable after more than one year42€1.46M€1.65M
Trade debts44€7k€71k
Suppliers440/4€7k€71k
Advances received on contracts in progress46€52k-
Taxes, remuneration and social security45€36k€528
Taxes450/3€36k€528
Other amounts payable47/48-€23k
Accrued charges and deferred income492/3€26k€16k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€44k
Other operating charges640/8€3k€22k
Gross operating margin9900€8k€128k
Operating profit (loss)9901€-58k€63k
Financial income75/76B€276€2k
Recurring financial income75€276€2k
Financial charges65/66B€132k€124k
Recurring financial charges65€132k€124k
Profit (loss) for the period before taxes9903€-189k€-59k
Income taxes67/77€69€288
Profit (loss) for the period9904€-189k€-59k
Profit (loss) for the period to be appropriated9905€-189k€-59k
Appropriation of the result
Profit (loss) to be appropriated9906€-293k€-353k
Profit (loss) brought forward from the previous period14P€-104k€-293k

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet €-189k
Net result drops to €-189k, the lowest in the series; recovery starts the following year.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
03-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
05-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity times 539current ratio 700.25
Current ratio from 1.30 to 700.25; short-term debt falls from €13k to €2k.
31-12
Financial Equity above €200kEq €224k ▲168%
Equity rises from €84k to €224k.
18-03
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
16-03
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Highest result since 2018net €24k ▲575%
Net result €24k, the highest in the series.
06-03
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ringlaan 1481180 Ukkel
Ground area
506 m²
Building footprint
102 m²
Volume, LiDAR
940 m³
Parcel 21612D0025/00T024, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ringlaan 148, 1180 Ukkel
NACE 65231
since 20022.115.009.972
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612D0025/00T024 Brussels 506 m² 1 · 102 m² 12.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 3,722 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-08-2002
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.