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JACO

Active
Private foundationfounded 20197 yrs activeKraaivenstraat 56, 2820 Bonheiden, BelgiumKBO/BCE: BE 0734.429.659
Summary

JACO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of -€259,997. The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability18
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230,000 at 30 days acceptable
short-term debt: 0.3% and cash: 2.4% of total assets, and 0.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
67 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JACO was incorporated on 13 September 2019 as a Private foundation.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3.3m
Total assets
€3.3m
Net result
-€259,997
Working capital
€3.3m

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €3.3m
Equity €3.3m
Debt €10,103
Debt finances 0.3% of the balance-sheet total.
Key figures and ratios
2025 value
Debt to equity
0.00
ROE
-7.8%
ROA
-7.8%
Debt ≤ 1 year
€10,103
Income taxes
€12,512
A ratio outside any meaningful range has been withheld (balance sheet total €3.3m, equity €3.3m).

Peer companies

Historical observation

Of the 928 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
1.5% went bankrupt
5.6% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€3.3m
Current assets29/58€3.3m
Current investments50/53€3.2m
Cash at bank and in hand54/58€81,313
Deferred charges and accrued income490/1€17,934
Equity and liabilities
Total equity and liabilities10/49€3.3m
Equity10/15€3.3m
Contributions10/11€3.9m
Capital10€3.9m
Profit (loss) carried forward14-€578,397
Amounts payable17/49€10,103
Amounts payable within one year42/48€10,103
Trade debts44€1,267
Suppliers440/4€1,267
Taxes, remuneration and social security45€8,836
Taxes450/3€8,836
Income statement Code2025
Other operating charges640/8€20,623
Gross operating margin9900-€356,927
Operating profit (loss)9901-€377,550
Financial income75/76B€184,873
Recurring financial income75€184,873
Financial charges65/66B€54,809
Recurring financial charges65€54,809
Profit (loss) for the period before taxes9903-€247,485
Income taxes67/77€12,512
Profit (loss) for the period9904-€259,997
Profit (loss) for the period to be appropriated9905-€259,997
Appropriation of the result
Profit (loss) to be appropriated9906-€578,397
Profit (loss) brought forward from the previous period14P-€318,400
Line2025
Other operating charges640/8€20,623
Gross operating margin9900-€356,927
Operating profit (loss)9901-€377,550
Financial income75/76B€184,873
Recurring financial income75€184,873
Financial charges65/66B€54,809
Recurring financial charges65€54,809
Profit (loss) for the period before taxes9903-€247,485
Income taxes67/77€12,512
Profit (loss) for the period9904-€259,997
Profit (loss) for the period to be appropriated9905-€259,997
Line2025
Assets
Total assets20/58€3.3m
Current assets29/58€3.3m
Current investments50/53€3.2m
Cash at bank and in hand54/58€81,313
Deferred charges and accrued income490/1€17,934
Equity and liabilities
Total equity and liabilities10/49€3.3m
Equity10/15€3.3m
Contributions10/11€3.9m
Capital10€3.9m
Profit (loss) carried forward14-€578,397
Amounts payable17/49€10,103
Amounts payable within one year42/48€10,103
Trade debts44€1,267
Suppliers440/4€1,267
Taxes, remuneration and social security45€8,836
Taxes450/3€8,836
Line2025
Profit (loss) for the period9904-€259,997
Operating cash flow (approximation)-€259,997

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden
exact location from the address register On OpenStreetMap
Ground area
1,865 m²
Building footprint
218 m²
Volume, LiDAR
1,487 m³
Parcel 12031C0231/00H000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12031C0231/00H000 Flanders 1,865 m² 1 · 218 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate foundation
Founded13-09-2019
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.