Skip to content

JACKYSAC

Active
Private limited companyfounded 198739 yrs activeRue de Louveigné 38, 4920 Aywaille, BelgiumKBO/BCE: BE 0432.110.254

JACKYSAC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €156. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 63% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-13
Solvency83▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.31 in 2024; short-term debt: 41.7% and cash: 20.4% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.3%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €57k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
57 d late
2023
16 d late
2022
13 d early
2021
11 d early
2020
30 d late
2019
52 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€57k▲ 0.3%
2024 · €57k
2018: €57k 2019: €60k 2020: €67k 2021: €72k 2022: €67k 2023: €51k 2024: €57k
2018 → 2025
Total assets
€98k▲ 6.9%
2024 · €92k
2018: €124k 2019: €121k 2020: €107k 2021: €125k 2022: €128k 2023: €93k 2024: €92k
2018 → 2025
Net result
€156▼ 97.5%
2024 · €6k
2018: €6k 2019: €3k 2020: €7k 2021: €5k 2022: €3k 2023: €-16k 2024: €6k
2018 → 2025
Working capital
€5k▼ 50.8%
2024 · €11k
2018: €10k 2019: €83 2020: €8k 2021: €19k 2022: €15k 2023: €2k 2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€72k-€67k▼ 7.6%€51k▼ 23.7%€57k▲ 12.3%€57k▲ 0.3%
Operating result€9k-€7k▼ 21.6%€-14k€12k€3k▼ 71.6%
Net result€5k-€3k▼ 47.2%€-16k€6k€156▼ 97.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €9k€9kNet result 2021: €5k€5kOperating result 2022: €7k€7kNet result 2022: €3k€3kOperating result 2023: €-14k€-14kNet result 2023: €-16k€-16kOperating result 2024: €12k€12kNet result 2024: €6k€6kOperating result 2025: €3k€3kNet result 2025: €156€15620212022202320242025
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets €52k▲ 11.9%
Current assets €46k▲ 1.7%
Equity and liabilities €98k
Equity €57k▲ 0.3%
Debt €41k▲ 17.7%
The debt ratio rises from 37.9% to 41.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €18k
Cash flow
€8k
2024 · €12k
Solvency
58.3%
2024 · 62.1%
Current ratio
1.13
2024 · 1.31
Quick ratio
0.90
2024 · 1.04
Debt / equity
0.72
2024 · 0.61
ROE
0.3%
2024 · 10.9%
ROA
0.2%
2024 · 6.8%
Interest coverage
5.43
2024 · 10.98
Debt
€41k
2024 · €35k
Debt ≤ 1 year
€41k
2024 · €35k
Income taxes
€1k
2024 · €5k
Staff costs
€40k
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€92k€98k
Fixed assets21/28€46k€52k
Tangible fixed assets22/27€45k€51k
Land and buildings22€35k€32k
Plant, machinery and equipment23€5k€12k
Furniture and vehicles24€6k€6k
Financial fixed assets28€1k€1k=
Current assets29/58€46k€46k
Stocks and contracts in progress3€9k€9k
Stocks30/36€9k€9k
Amounts receivable within one year40/41€17k€11k
Trade receivables40€17k€10k
Other amounts receivable41€43€844
Cash at bank and in hand54/58€12k€20k
Deferred charges and accrued income490/1€7k€6k
Equity and liabilities
Total equity and liabilities10/49€92k€98k
Equity10/15€57k€57k
Contributions10/11€20k€20k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€12k€12k
Amounts payable17/49€35k€41k
Amounts payable within one year42/48€35k€41k
Trade debts44€8k€9k
Suppliers440/4€8k€9k
Taxes, remuneration and social security45€14k€19k
Taxes450/3€9k€10k
Remuneration and social security454/9€6k€9k
Other amounts payable47/48€12k€14k
Accrued charges and deferred income492/3€20€0
Income statement Code20242025
Remuneration, social security and pensions62€38k€40k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k
Other operating charges640/8€3k€3k
Gross operating margin9900€59k€54k
Operating profit (loss)9901€12k€3k
Financial income75/76B€976€68
Recurring financial income75€976€26
Non-recurring financial income76B-€43
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€11k€1k
Income taxes67/77€5k€1k
Profit (loss) for the period9904€6k€156
Profit (loss) for the period to be appropriated9905€6k€156
Appropriation of the result
Profit (loss) to be appropriated9906€17k€12k
Profit (loss) brought forward from the previous period14P€11k€12k
Transfer to equity691/2€6k€0
To other reserves6921€6k€0

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
16-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial Weakest financial yearnet €-16k ▼681%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Highest result since 2018net €7k ▲126%
Net result €7k, the highest in the series.
09-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 1987
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Louveigné 384920 Aywaille
Ground area
264 m²
Building footprint
245 m²
Volume, LiDAR
1,124 m³
Parcel 62098F0346/00K000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACKYSAC
Rue de Louveigné 38, 4920 AywailleNACE 51441
since 19872.030.770.620
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62098F0346/00K000 Wallonia 264 m² 1 · 245 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 119 companies in sector 46498 we hold annual accounts for 75. 51 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-09-1987
Fiscal year end31-12
Activities, NACEBEL
46498Wholesale trade
43120Site preparation
43130Specialised construction activities
43350Other building finishing work
47620Retail trade
47621Retail sale of newspapers and periodicals
47640Retail sale of games and toys
47650Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47722Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
81220Other building cleaning and industrial cleaning
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.