Jacky's Projects
ActiveSummary
The computed 12-month bankruptcy probability of Jacky's Projects is 2.9% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-2k. Its solvency ranks better than 32% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability26▼-74
Solvency56▼-7
Growth32
Track record82
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.17 against 0.92 in 2024; short-term debt: 59.4% and cash: 0% of total assets), and 68.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
-5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 14.6%
2024 · €15k
2024: €15k
2025: €13k▼ -14.6% vs 2024
2024 → 2025
Total assets
€42k▲ 4.5%
2024 · €40k
2024: €40k
2025: €42k▲ +4.5% vs 2024
2024 → 2025
Net result
€-2k
2024 · €15k
2024: €15k
2025: €-2k▼ -115% vs 2024
2024 → 2025
Working capital
€4k
2024 · €-2k
2024: €-2k
2025: €4k▲ +309% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€13k▼ 14.6%
2024: €15k
2025: €13k▼ -14.6% vs 2024
Operating result€22k-€1k▼ 95.0%
2024: €22k
2025: €1k▼ -95.0% vs 2024
Net result€15k-€-2k
2024: €15k
2025: €-2k▼ -115% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€13k ▼ 25.2%
Current assets
€29k ▲ 26.8%
Equity and liabilities €42k
Equity
€13k ▼ 14.6%
Debt
€29k ▲ 16.2%
Debt's share of the balance-sheet total rises from 62.0% to 68.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €25k
Cash flow
€2k▼
2024 · €18k
Current ratio
1.17▲
2024 · 0.92
Debt to equity
2.22▲
2024 · 1.63
ROE
-17.1%▼
2024 · 96.7%
ROA
-5.3%▼
2024 · 36.8%
Interest coverage
1.63▼
2024 · 10.10
Debt ≤ 1 year
€25k▲
2024 · €25k
Debt > 1 year
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€42k▲
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€17k€13k▼
Financial fixed assets28€10€10=
Current assets29/58€23k€29k▲
Amounts receivable within one year40/41€20k€29k▲
Trade receivables40€18k€29k▲
Other amounts receivable41€1k€135▼
Cash at bank and in hand54/58€2k€1▼
Deferred charges and accrued income490/1€621€108▼
Equity and liabilities
Total equity and liabilities10/49€40k€42k▲
Equity10/15€15k€13k▼
Contributions10/11€500€500=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€11k€8k▼
Amounts payable17/49€25k€29k▲
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€25k€25k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43€0€6k▲
Credit institutions430/8€0€6k▲
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€5k€5k=
Remuneration and social security454/9€2k-
Other amounts payable47/48€7k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€591€3k▲
Gross operating margin9900€26k€8k▼
Operating profit (loss)9901€22k€1k▼
Financial income75/76B€44€0▼
Recurring financial income75€44€0▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€19k€-2k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€15k€-2k▼
Profit (loss) for the period to be appropriated9905€15k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€8k▼
Profit (loss) brought forward from the previous period14P-€11k
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | ▲ 22.7% |
| Other operating charges640/8 | €591 | €3k | ▲ 373% |
| Gross operating margin9900 | €26k | €8k | ▼ 68.5% |
| Operating profit (loss)9901 | €22k | €1k | ▼ 95.0% |
| Financial income75/76B | €44 | €0 | ▼ 100.0% |
| Recurring financial income75 | €44 | €0 | ▼ 100.0% |
| Financial charges65/66B | €3k | €3k | ▲ 31.3% |
| Recurring financial charges65 | €3k | €3k | ▲ 31.3% |
| Profit (loss) for the period before taxes9903 | €19k | €-2k | ▼ 111% |
| Income taxes67/77 | €5k | - | - |
| Profit (loss) for the period9904 | €15k | €-2k | ▼ 115% |
| Profit (loss) for the period to be appropriated9905 | €15k | €-2k | ▼ 115% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €40k | €42k | ▲ 4.5% |
| Fixed assets21/28 | €17k | €13k | ▼ 25.2% |
| Tangible fixed assets22/27 | €17k | €13k | ▼ 25.2% |
| Furniture and vehicles24 | €17k | €13k | ▼ 25.2% |
| Financial fixed assets28 | €10 | €10 | = |
| Current assets29/58 | €23k | €29k | ▲ 26.8% |
| Amounts receivable within one year40/41 | €20k | €29k | ▲ 44.7% |
| Trade receivables40 | €18k | €29k | ▲ 55.0% |
| Other amounts receivable41 | €1k | €135 | ▼ 90.4% |
| Cash at bank and in hand54/58 | €2k | €1 | ▼ 100.0% |
| Deferred charges and accrued income490/1 | €621 | €108 | ▼ 82.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €40k | €42k | ▲ 4.5% |
| Equity10/15 | €15k | €13k | ▼ 14.6% |
| Contributions10/11 | €500 | €500 | = |
| Reserves13 | €4k | €4k | = |
| Distributable reserves133 | €4k | €4k | = |
| Profit (loss) carried forward14 | €11k | €8k | ▼ 20.8% |
| Amounts payable17/49 | €25k | €29k | ▲ 16.2% |
| Amounts payable after more than one year17 | - | €4k | - |
| Financial debts170/4 | - | €4k | - |
| Amounts payable within one year42/48 | €25k | €25k | ▲ 0.2% |
| Current portion of amounts payable after more than one year42 | - | €5k | - |
| Financial debts43 | €0 | €6k | ▲ 4,481,814% |
| Credit institutions430/8 | €0 | €6k | ▲ 4,481,814% |
| Trade debts44 | €11k | €5k | ▼ 51.3% |
| Suppliers440/4 | €11k | €5k | ▼ 51.3% |
| Taxes, remuneration and social security45 | €7k | €5k | ▼ 29.5% |
| Taxes450/3 | €5k | €5k | = |
| Remuneration and social security454/9 | €2k | - | - |
| Other amounts payable47/48 | €7k | €3k | ▼ 49.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €-2k | ▼ 115% |
| + Depreciation and write-downs630 | €4k | €4k | ▲ 22.7% |
| Operating cash flow (approximation) | €18k | €2k | ▼ 88.5% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-2k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2023
Ground area
679 m²
Building footprint
194 m²
Parcel 41059A0835/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
Jacky's Projects
since 20232.352.105.587
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41059A0835/00V000 | Flanders | 679 m² | 1 · 194 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PMD INDEHERBERGE
BE 0891.431.384
Hasselt · Eq €12,957
PLAKKERS
BE 0791.692.719
Lochristi · Eq €12,899
ISA-23
BE 0795.714.061
Gent · Eq €13,107
KAUFFMAN Toitures
BE 0753.647.042
Durbuy · Eq €12,804
Dakwerken Demittenaere
BE 0778.504.281
Menen · Eq €13,144
Of 8,566 companies in sector 43410 we hold annual accounts for 4,363. 2,585 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.