Skip to content

JACKY MERTENS

Active
Public limited companyfounded 1985active for 41 yearsMechelsestraat 26, 3000 Leuven, BelgiumKBO/BCE: BE 0426.683.796
Summary

JACKY MERTENS has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767,903 and a net result of €94,012. Equity remains stable across the filed financial years (±1.7% per year). Its solvency ranks better than 61% of 5,007 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
JACKY MERTENSActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household textiles and bedding
NACE 47512Retail sale of footwear NACE 47721
3 sites
Size
€1.7mtotal assets 2025
Staff
7.3 FTE
Equity
€767,903
Profit
€94,012
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
Accounts 31 days early1 of 7 deeds read
Why 94raises riskSector: Retail trade (NACE 47)lowers riskFounded in 1985Liquidity: current ratio 1.86, cash €257,851Profit of €94,012 (financial year 2025)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 71+7
equity 45.9% of total assets
Liquidity 49-4
short-term debt 43.1% · cash 15.4%
Profitability 76-4
return on assets 5.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.86, compared with 1.65 in 2024, above the usual 1.5; short-term debt: 43.1% and cash: 15.4% of total assets), but 54.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 61% on solvency, 48% on liquidity, 63% on profitability and 66% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1985
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.86, cash €257,851
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Profit of €94,012 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
49 days early
2023
55 days early
2022
54 days early
2021
34 days early
2020
46 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Highest result from 2018 to 2025net €153,907 ▲5%

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Result fell in 2025from €153,907 to €94,012 ▼ 38.9% View
  • Positive: 5 profitable years in a rowprofit 2025: €94,012 5 years View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Profit
€94,012
Solvency
45.9%
Total assets▼ 2.9%
Net result
20182025
Go to Financials

Timeline

Events
45
Since
1986
Next accounts
by 31-07-2027
  1. 06-06-2024Annual accounts filed
  2. 28-05-2024Capital & shares · Purpose · Amendment…
  3. 07-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Retail sale of household textiles and beddingNACE 47512
Founded
16-01-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
43
Purpose
“Alle verrichtingen die,algemeen genomen op een of andere wijze verband houden met:de…” (deed in Dutch)
Go to Articles of association

Key facts about JACKY MERTENS

What is the company number of JACKY MERTENS?
0426.683.796. In Belgium the VAT number is the company number with BE in front: BE 0426.683.796.
Where is JACKY MERTENS based?
The registered office is at Mechelsestraat 26, 3000 Leuven.Company details
What does JACKY MERTENS do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of JACKY MERTENS?
Public limited company (NV).
When was JACKY MERTENS founded?
On 16-01-1985.
Is JACKY MERTENS still active?
Yes, JACKY MERTENS is an active enterprise in the KBO register.
How many employees does JACKY MERTENS have?
On average 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JACKY MERTENS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JACKY MERTENS profitable?
In financial year 2025, JACKY MERTENS made a profit of €94,012.
Where can I find the annual accounts of JACKY MERTENS?
JACKY MERTENS filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JACKY MERTENS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to JACKY MERTENS

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure