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Jacky M

Active
Private limited companyfounded 20241 yr activeMechelsesteenweg 150, 2018 Antwerpen, BelgiumKBO/BCE: BE 1017.952.939
Summary

The computed 12-month bankruptcy probability of Jacky M is 1.7% (moderate). The 2025 annual accounts show equity of €14,412 and a net result of €9,967. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+19
Solvency80▲+1
Growth78
Track record82
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.1 against 2.18 in 2024; short-term debt: 45.1% and cash: 66.5% of total assets), and 45.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.9%
Return on assets
38%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
12 d late
2024
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 December 2024, Jacky M was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,412▲ 224%
2024 · €4,444
Total assets
€26,243▲ 219%
2024 · €8,214
Net result
€9,967▲ 590%
2024 · €1,444
Working capital
€13,023▲ 193%
2024 · €4,444
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€1,805-€13,362▲ 640%
Net result€1,444-€9,967▲ 590%
Equity€4,444-€14,412▲ 224%
Total assets€8,214-€26,243▲ 219%
Debt€3,770-€11,832▲ 214%
Working capital€4,444-€13,023▲ 193%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2024: €1,805€1,805Net result 2024: €1,444€1,444Operating result 2025: €13,362€13,362Net result 2025: €9,967€9,96720242025€0€5,000€10,000€15,000Operating result 2024: €1,805€1,810Net result 2024: €1,444€1,440Operating result 2025: €13,362€13,400Net result 2025: €9,967€9,97020242025
The operating result rises in 2025; 2025 is 640% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26,243
Fixed assets €1,389
Current assets €24,855
Equity and liabilities €26,243
Equity €14,412 ▲ 224%
Debt €11,832 ▲ 214%
Debt's share of the balance-sheet total falls from 45.9% to 45.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,020
Cash flow
€10,625
Current ratio
2.10▼
2024 · 2.18
Debt to equity
0.82▼
2024 · 0.85
ROE
69.2%▲
2024 · 32.5%
ROA
38.0%▲
2024 · 17.6%
Interest coverage
120.86
Debt ≤ 1 year
€11,832▲
2024 · €3,770
Income taxes
€3,279▲
2024 · €361
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,214€26,243▲
Fixed assets21/28-€1,389
Tangible fixed assets22/27-€1,389
Furniture and vehicles24-€1,389
Current assets29/58€8,214€24,855▲
Cash at bank and in hand54/58€3,050€17,444▲
Deferred charges and accrued income490/1€5,164€7,411▲
Equity and liabilities
Total equity and liabilities10/49€8,214€26,243▲
Equity10/15€4,444€14,412▲
Contributions10/11€3,000€3,000=
Reserves13€1,444€11,412▲
Distributable reserves133€1,444€11,412▲
Amounts payable17/49€3,770€11,832▲
Amounts payable within one year42/48€3,770€11,832▲
Trade debts44€109€3,468▲
Suppliers440/4€109€3,468▲
Taxes, remuneration and social security45€361€4,029▲
Taxes450/3€361€4,029▲
Other amounts payable47/48€3,300€4,335▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€658
Other operating charges640/8-€120
Gross operating margin9900€1,805€14,140▲
Operating profit (loss)9901€1,805€13,362▲
Financial charges65/66B-€116
Recurring financial charges65-€116
Profit (loss) for the period before taxes9903€1,805€13,246▲
Income taxes67/77€361€3,279▲
Profit (loss) for the period9904€1,444€9,967▲
Profit (loss) for the period to be appropriated9905€1,444€9,967▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,444€9,967▲
Transfer to equity691/2€1,444€9,967▲
To other reserves6921€1,444€9,967▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€658-
Other operating charges640/8-€120-
Gross operating margin9900€1,805€14,140▲ 683%
Operating profit (loss)9901€1,805€13,362▲ 640%
Financial charges65/66B-€116-
Recurring financial charges65-€116-
Profit (loss) for the period before taxes9903€1,805€13,246▲ 634%
Income taxes67/77€361€3,279▲ 808%
Profit (loss) for the period9904€1,444€9,967▲ 590%
Profit (loss) for the period to be appropriated9905€1,444€9,967▲ 590%
Line20242025Change
Assets
Total assets20/58€8,214€26,243▲ 219%
Fixed assets21/28-€1,389-
Tangible fixed assets22/27-€1,389-
Furniture and vehicles24-€1,389-
Current assets29/58€8,214€24,855▲ 203%
Cash at bank and in hand54/58€3,050€17,444▲ 472%
Deferred charges and accrued income490/1€5,164€7,411▲ 43.5%
Equity and liabilities
Total equity and liabilities10/49€8,214€26,243▲ 219%
Equity10/15€4,444€14,412▲ 224%
Contributions10/11€3,000€3,000=
Reserves13€1,444€11,412▲ 690%
Distributable reserves133€1,444€11,412▲ 690%
Amounts payable17/49€3,770€11,832▲ 214%
Amounts payable within one year42/48€3,770€11,832▲ 214%
Trade debts44€109€3,468▲ 3,081%
Suppliers440/4€109€3,468▲ 3,081%
Taxes, remuneration and social security45€361€4,029▲ 1,016%
Taxes450/3€361€4,029▲ 1,016%
Other amounts payable47/48€3,300€4,335▲ 31.4%
Line20242025Change
Profit (loss) for the period9904€1,444€9,967▲ 590%
+ Depreciation and write-downs630-€658-
Operating cash flow (approximation)€1,444€10,625▲ 636%
Change in cash-€14,394-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,025 m²
Building footprint
573 m²
Volume, LiDAR
10,466 m³
2 parcels, Flanders · tallest building 30.0 m, ±9 floors. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
Jacky M
Lange Lozanastraat 145, 2018 AntwerpenHuman health activities
since 20242.368.133.056
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1543/00C043 Flanders 722 m² 1 · 316 m² 30.0 m · 9 fl.
11810K1602/00K014 Flanders 304 m² 1 · 257 m² 21.1 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,005 EUR awarded · 1,005 EUR paid
Year Entries awardedpaid
2025 1 1,005 EUR1,005 EUR
Schemes
1 entry · 1,005 EUR · 1,005 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded26-12-2024
Fiscal year end31-12
Contact
E-mail mmc.jacky@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017952939
Also 9925:BE1017952939
Registered 24-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.