Equity
€583,884 ▲ 6.1%
JACKY DELEM paid out €20,000 in dividends. That is 37% of the 2025 profit.
JACKY DELEM
Lifetime
20 annual accounts with figures on one time axispeak €541,961 (2025)
€541,961▲ 21.2%
lowest -€6,101 (2024)
€54,352▲ €60,453
peak €583,884 (2025)
€583,884▲ 6.1%
€372,218▼ 5.0%
peak 7.2 FTE (2025)
7.2 FTE
Board2 names since 2021
2 directorsJacques DELEM and 1 other
Documentsfilings and deeds
04-08-20264 days late
2025abbreviated format
Gross margin from €447,009 to €541,961Back to profit: €54,352Dividend €20,000
Key points
from the 2025 annual accountsResult
€54,352 €54,352
Back in profit in 2025, after a loss of €6,101 in 2024.
Staff
7 employees on 31-12-2025
In 2025, 6 people joined and 6 left.
2025 accounts filed 4 days after the deadline
Checked score
93
Excellent
Financially stronger than 58% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Liquidity: current ratio 3.03, cash €128,576
Founded in 2006
Equity €583,884 (61.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 72% of them on solvency, 66% on liquidity, 50% on profitability and 46% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as JACKY DELEM has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACKY DELEM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for JACKY DELEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.03 (3.02 in 2024), above the usual 1.5. Short-term debt is 15.6% and cash 13.4% of total assets. 38.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
4 days late
2024
10 days late
2023
13 days late
2022
16 days late
2021
19 days late
2020
5 days late
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0881097124
Changes of role: Jacques DELEM (director) and Véronique VANDERZIELEN (director)
Director discharge: Jacques DELEM (manager) · Director discharge: Véronique VANDERZIELEN (manager) · General meeting of 07-06-2023 · Gazette deed
First establishment
Humont 69, Leuze-en-Hainaut
Incorporation
published on 15-05-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JACKY DELEM Leuze-en-Hainaut | €1.0m | €541,961 | 61.1% | 7.2 |
| TUINEN STEFAN HAERINCK Zulte | €1.0m | €508,256 | 54.6% | 7.9 |
| PETRISOT ET FILS Walcourt | €0.9m | €606,929 | 52.2% | 7 |
| GERRITS FRUIT Hasselt | €1.0m | €423,947 | 38.4% | 7.4 |
| COMPAGNIE IMMOBILIERE DU PAYSAGE Les Bons Villers | €1.1m | €634,264 | 32.3% | 9 |
| Entreprises Bruno Sandri Chimay | €1.2m | €678,841 | 54.5% | 5.9 |
| TUINEN LENEER Sint-Pieters-Leeuw | €0.9m | €616,222 | 70.2% | 6.1 |
These companies have the same main activity as JACKY DELEM: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €853,000 and €1.2m, founded between 2004 and 2009.
Official details
Source: KBO- Status
- Active since 18-04-2006Normal situation
- Activity
- Landscape service activitiesNACE 81300and 4 others
- Establishment unit
- 2.153.391.1897901 Leuze-en-Hainaut, since 10-05-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Annual accounts 2025
- ≈ €1.1mestimated
- €956,101▲ 1.5%
- Employeeson 31-12-2025
- 7=
- Filing
- Filed on 04-08-2026
Insights on JACKY DELEM
JACKY DELEM files the abbreviated format. That format states no turnover. The gross margin rose from €113,429 in 2006 to €541,961 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JACKY DELEM
- What is the company number of JACKY DELEM?
- The company number of JACKY DELEM is 0881.097.124. The VAT number is the same number with BE in front: BE 0881.097.124.
- Where is JACKY DELEM based?
- The registered office is at Humont 69, 7901 Leuze-en-Hainaut.Company details
- What does JACKY DELEM do?
- According to the KBO register, the main activity is landscape service activities (NACE 81300).
- What is the legal form of JACKY DELEM?
- JACKY DELEM is a private limited company (BV).
- When was JACKY DELEM founded?
- JACKY DELEM was founded on 18-04-2006.
- Is JACKY DELEM still active?
- Yes, JACKY DELEM is an active enterprise in the KBO register.
- How many employees does JACKY DELEM have?
- JACKY DELEM had an average of 7.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JACKY DELEM?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €541,961 and 51 comparable companies (NACE 81). It probably lies between €740,000 and €1.6m.
- Is JACKY DELEM profitable?
- In financial year 2025, JACKY DELEM made a profit of €54,352.
- Where can I find the annual accounts of JACKY DELEM?
- JACKY DELEM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JACKY DELEM due?
- JACKY DELEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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