Losses
-€42,584 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
JACKIMMO
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €263,636 (2021)
€269▲ €3,162
lowest -€29,098 (2025)
-€29,098▼ €24,374
peak €298,512 (2021)
€255,928▼ 10.2%
€231,134▼ 0.8%
Board2 names since 2021
2 directorsMICHIELS Luc and 1 other
Owners
99.99%LUDAMAR
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from -€2,893 to €269Loss of €29,098Cash from €566 to €22,176
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 26% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €29,098, the second in a row (financial year 2025)
Founded in 1995
lowers risk
Size: total assets €487,062
Figures for financial year 2025 (filed on 14-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 46% of them on solvency, 18% on liquidity, 18% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as JACKIMMO has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JACKIMMO itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for JACKIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.23 in 2024), below 1. Short-term debt is 47.5% and cash 4.6% of total assets. 47.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,098
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
31 days early
2023
30 days early
2022
21 days early
2021
31 days early
2020
1 day early
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 16 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454864573
Reappointments: MICHIELS Luc (director) and VAN DEN BROECK Marc (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Registered office moved from Antwerp to Zele
New registered office: VOERMANSTRAAT 1, 9240 ZELE · Previous registered office: Lange Winkelstraat 25, 2000 Antwerpen · General meeting of 16-02-2022 · Gazette deed
First establishment
Voermanstraat 1, Zele
Official details
Source: KBO- Status
- Active since 28-03-1995Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.071.802.1159240 Zele, since 01-06-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Annual accounts 2025
- €487,062▼ 6.0%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on JACKIMMO
JACKIMMO files the micro format. That format states no turnover. The gross margin fell from €21,127 in 2006 to €269 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets.
LUDAMAR holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JACKIMMO
- What is the company number of JACKIMMO?
- The company number of JACKIMMO is 0454.864.573. The VAT number is the same number with BE in front: BE 0454.864.573.
- Where is JACKIMMO based?
- The registered office is at Voermanstraat 1, 9240 Zele.Company details
- What is the legal form of JACKIMMO?
- JACKIMMO is a private limited company (BV).
- When was JACKIMMO founded?
- JACKIMMO was founded on 28-03-1995.
- Is JACKIMMO still active?
- Yes, JACKIMMO is an active enterprise in the KBO register.
- What is the turnover of JACKIMMO?
- The turnover in financial year 2025 is ≈ €2,000. This figure is estimated from the gross margin of €269 and 6,297 comparable companies of the same size. It probably lies between €940 and €4,900. It is a rough estimate.Financials
- Is JACKIMMO profitable?
- In financial year 2025, JACKIMMO made a loss of €29,098.
- Where can I find the annual accounts of JACKIMMO?
- JACKIMMO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JACKIMMO due?
- JACKIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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