Skip to content

JACKIMMO

Active
Private limited companyfounded 1995active for 31 yearsVoermanstraat 1, 9240 Zele, BelgiumKBO/BCE: BE 0454.864.573
Summary

JACKIMMO has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255,928 and a net result of -€29,098. Equity is growing by about 9% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activity not known1 site
Size
€487,062total assets 2025
Equity
€255,928
Loss
-€29,098
Turnover not published (abbreviated or micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
LUDAMAR · 99.99%
Accounts 17 days early0 of 3 deeds read
Why 83raises riskLoss of €29,098, the second in a row (financial year 2025)Founded in 1995lowers riskSize: total assets €487,062Figures for financial year 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 26% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 78-2
equity 52.5% of total assets
Liquidity 32+4
short-term debt 47.5% · cash 4.6%
Profitability 23-12
return on assets -6.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.1, compared with 0.23 in 2024, below 1; short-term debt: 47.5% and cash: 4.6% of total assets), and 47.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 46% on solvency, 18% on liquidity, 18% on profitability and 24% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €487,062
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €29,098, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 14-07-2026)
NBB · annual accounts
raises risk · Founded in 1995
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,098
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
31 days early
2023
30 days early
2022
21 days early
2021
31 days early
2020
1 day early
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€29,098
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€255,928▼ 10.2%
2024 · €285,026
Total assets
€487,062▼ 6.0%
2024 · €517,952
Net result
-€29,098▼ 516%
2024 · -€4,724
Working capital
-€208,957▼ 16.2%
2024 · -€179,860
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €28,663 in 2025 against €4,281 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€28,663 2025 Net result-€29,098 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€2,687--€8,144▼ 203%-€10,716▼ 31.6%€247,808-€5,344-€2,799▲ 47.6%-€4,281▼ 53.0%-€28,663▼ 569%
Net result-€5,224--€8,273▼ 58.4%-€10,855▼ 31.2%€215,412-€5,548-€3,214▲ 42.1%-€4,724▼ 47.0%-€29,098▼ 516%
Equity€102,228-€93,955▼ 8.1%€83,100▼ 11.6%€298,512▲ 259%€292,964▼ 1.9%€289,750▼ 1.1%€285,026▼ 1.6%€255,928▼ 10.2%
Total assets€622,478-€609,212▼ 2.1%€594,107▼ 2.5%€532,769▼ 10.3%€522,056▼ 2.0%€518,367▼ 0.7%€517,952▼ 0.1%€487,062▼ 6.0%
Debt€520,250-€515,257▼ 1.0%€511,007▼ 0.8%€234,257▼ 54.2%€229,092▼ 2.2%€228,616▼ 0.2%€232,925▲ 1.9%€231,134▼ 0.8%
Working capital-€453,758--€445,703▲ 1.8%-€440,870▲ 1.1%-€166,373▲ 62.3%-€171,921▼ 3.3%-€175,135▼ 1.9%-€179,860▼ 2.7%-€208,957▼ 16.2%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487,062
Fixed assets €464,886 =
Current assets €22,176 ▼ 58.2%
Equity and liabilities €487,062
Equity €255,928 ▼ 10.2%
Debt €231,134 ▼ 0.8%
Debt's share of the balance-sheet total rises from 45.0% to 47.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.10▼
2024 · 0.23
Debt to equity
0.90▲
2024 · 0.82
ROE
-11.4%▼
2024 · -1.7%
ROA
-6.0%▼
2024 · -0.9%
Debt ≤ 1 year
€231,134▼
2024 · €232,925
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,617 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,617 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€517,952€487,062▼
Fixed assets21/28€464,886€464,886=
Tangible fixed assets22/27€464,886€464,886=
Land and buildings22€464,886€464,886=
Current assets29/58€53,066€22,176▼
Stocks and contracts in progress3€52,500-
Stocks30/36€52,500-
Cash at bank and in hand54/58€566€22,176▲
Equity and liabilities
Total equity and liabilities10/49€517,952€487,062▼
Equity10/15€285,026€255,928▼
Contributions10/11€12,395€12,395=
Reserves13€286,117€286,117=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€284,258€284,258=
Profit (loss) carried forward14-€13,486-€42,584▼
Amounts payable17/49€232,925€231,134▼
Amounts payable within one year42/48€232,925€231,134▼
Trade debts44€1,308€867▼
Suppliers440/4€1,308€867▼
Other amounts payable47/48€231,617€230,267▼
Income statement Code20242025
Other operating charges640/8€1,388€1,431▲
Non-recurring operating charges66A-€27,500
Gross operating margin9900-€2,893€269▲
Operating profit (loss)9901-€4,281-€28,663▼
Financial charges65/66B€443€435▼
Recurring financial charges65€443€435▼
Profit (loss) for the period before taxes9903-€4,724-€29,098▼
Profit (loss) for the period9904-€4,724-€29,098▼
Profit (loss) for the period to be appropriated9905-€4,724-€29,098▼
Appropriation of the result
Profit (loss) to be appropriated9906-€13,486-€42,584▼
Profit (loss) brought forward from the previous period14P-€8,762-€13,486▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€260,317-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,678€15,678€15,678€13,521-----
Other operating charges640/8---€2,307€1,517€1,486€1,388€1,431▲ 3.1%
Non-recurring operating charges66A-------€27,500-
Gross operating margin9900€15,057€9,611€6,972€263,636-€3,827-€1,313-€2,893€269-
Operating profit (loss)9901-€2,687-€8,144-€10,716€247,808-€5,344-€2,799-€4,281-€28,663▼ 569%
Financial income75/76B---€341-----
Recurring financial income75---€341-----
Financial charges65/66B----€2,181€204€415€443€435▼ 1.6%
Recurring financial charges65€2,537€129€139-€2,181€204€415€443€435▼ 1.6%
Profit (loss) for the period before taxes9903-€5,224-€8,273-€10,855€250,330-€5,548-€3,214-€4,724-€29,098▼ 516%
Income taxes67/77---€34,918-----
Profit (loss) for the period9904-€5,224-€8,273-€10,855€215,412-€5,548-€3,214-€4,724-€29,098▼ 516%
Profit (loss) for the period to be appropriated9905-€5,224-€8,273-€10,855€215,412-€5,548-€3,214-€4,724-€29,098▼ 516%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€622,478€609,212€594,107€532,769€522,056€518,367€517,952€487,062▼ 6.0%
Fixed assets21/28€559,446€543,768€528,090€464,886€464,886€464,886€464,886€464,886=
Tangible fixed assets22/27€559,446€543,768€528,090€464,886€464,886€464,886€464,886€464,886=
Land and buildings22---€464,886€464,886€464,886€464,886€464,886=
Current assets29/58€63,032€65,444€66,017€67,884€57,170€53,481€53,066€22,176▼ 58.2%
Stocks and contracts in progress3€52,500€52,500€52,500€52,500€52,500€52,500€52,500--
Stocks30/36---€52,500€52,500€52,500€52,500--
Amounts receivable within one year40/41€900--€82€82----
Other amounts receivable41---€82€82----
Cash at bank and in hand54/58€8,271€11,527€12,162€15,302€4,588€981€566€22,176▲ 3,819%
Equity and liabilities
Total equity and liabilities10/49€622,478€609,212€594,107€532,769€522,056€518,367€517,952€487,062▼ 6.0%
Equity10/15€102,228€93,955€83,100€298,512€292,964€289,750€285,026€255,928▼ 10.2%
Contributions10/11€12,395€12,395-€12,395€12,395€12,395€12,395€12,395=
Reserves13€100,611€100,611€100,611€286,117€286,117€286,117€286,117€286,117=
Non-distributable reserves130/1---€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311---€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133---€284,258€284,258€284,258€284,258€284,258=
Profit (loss) carried forward14-€10,779-€19,052-€29,906--€5,548-€8,762-€13,486-€42,584▼ 216%
Amounts payable17/49€520,250€515,257€511,007€234,257€229,092€228,616€232,925€231,134▼ 0.8%
Amounts payable after more than one year17€1,100€1,750€1,760------
Amounts payable within one year42/48€516,790€511,147€506,887€234,257€229,092€228,616€232,925€231,134▼ 0.8%
Trade debts44€907€902€2,317€382-€1,445€1,308€867▼ 33.8%
Suppliers440/4---€382-€1,445€1,308€867▼ 33.8%
Other amounts payable47/48---€233,875€229,092€227,171€231,617€230,267▼ 0.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€5,224-€8,273-€10,855€215,412-€5,548-€3,214-€4,724-€29,098▼ 516%
+ Depreciation and write-downs630€15,678€15,678€15,678€13,521-----
Operating cash flow (approximation)€10,454€7,405€4,823€228,934-€5,548-€3,214-€4,724-€29,098▼ 516%
Investment in fixed assets (approximation)-€0€0€49,683€0€0€0€0-
Change in cash-€3,256€635€3,140-€10,714-€3,607-€415€21,610-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 30 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 14-07-2026 2026-00291953
31-12-2024 micro format 30-06-2025 2025-00211691
31-12-2023 micro format 01-07-2024 2024-00189435
31-12-2022 micro format 10-07-2023 2023-00225928
31-12-2021 micro format 30-06-2022 2022-20130892
31-12-2020 micro format 30-07-2021 2021-43500394
31-12-2019 micro format 19-08-2020 2020-42900257
31-12-2018 abbreviated format 21-08-2019 2019-48300413
31-12-2017 abbreviated format 23-08-2018 2018-49300085
31-12-2016 abbreviated format 18-05-2017 2017-12800387

Show all 30 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

1 owner

Chain of control

  1. LUDAMAR 99.99%
  2. JACKIMMO

Highest known parent: LUDAMAR. The sources do not say who stands above it.

Owners 1

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

Depth

The network starts from this company’s shareholders. What else they own or run appears here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 28 March 1995, JACKIMMO was incorporated.1 Total assets went from €622,478 in 2018 to €487,062 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet -€29,098
Net result drops to -€29,098, the lowest in the series.
30-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
01-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
10-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
30-06
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Back to profitnet €215,412
Net result €215,412 after 3 loss-making years.
31-12
Financial Equity above €200,000equity €298,512 ▲259%
Equity rises from €83,100 to €298,512.
30-07
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
19-08
NBB filing Annual accounts filed
financial year 2019 · micro format · 19 days late
2019
21-08
NBB filing Annual accounts filed
financial year 2018 · abbreviated format · 21 days late
2018
23-08
NBB filing Annual accounts filed
financial year 2017 · abbreviated format · 23 days late
2017
18-05
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 30 annual accounts filed, the latest 10 are here; all 30 are under Financials.
0 of 3 deeds read
About the unread acts

We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded28-03-1995
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0454864573
Also 9925:BE0454864573
Registered 16-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 1995
registered office establishment The establishment unit on the map
Ground area
1.8 ha
Building footprint
445 m²
Building volume
1,504 m³
Parcel 42028A1431/00A000, Flanders · tallest building 6.3 m. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
JACKIMMO
Voermanstraat 1, 9240 ZeleRenting and operating of own or leased residential real estate, excluding social housing
since 1995unit no. 2.071.802.115
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
42028A1431/00A000 Flanders 1.8 ha 1 · 445 m² 6.3 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.