JACK & PRAAT

Active

Private limited company (pre-2019)founded 20197 yrs activeKattelijnestraat(WOM) 7, 3350 Linter, BelgiumKBO/BCE: BE 0724.503.490

The computed 12-month bankruptcy probability of JACK & PRAAT is 2.2% (moderate). The 2024 annual accounts show equity of €85k and a net result of €6k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 7425 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

94 / 100

Excellent▲ +8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability34▲+31

Solvency99▲+1

Growth52=

Stability100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity ample (current ratio 2.28 against 2.34 in 2023), and 38.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-10-2025, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

86 d late

2023

61 d late

2022

57 d late

2021

92 d late

2020

109 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€85k▲ 7.4%

2023 · €79k

2020: €48k 2021: €72k 2022: €79k 2023: €79k

2020 → 2024

Total assets

€138k▲ 1.5%

2023 · €136k

2020: €63k 2021: €96k 2022: €95k 2023: €136k

2020 → 2024

Net result

€6k▲ 1,219%

2023 · €445

2020: €42k 2021: €24k 2022: €7k 2023: €445

2020 → 2024

Working capital

€40k▼ 3.1%

2023 · €41k

2020: €47k 2021: €64k 2022: €53k 2023: €41k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€48k-€72k▲ 49.0%€79k▲ 10.1%€79k▲ 0.6%€85k▲ 7.4%

Operating result€50k-€29k▼ 41.4%€6k▼ 79.5%€613▼ 89.9%€10k▲ 1,498%

Net result€42k-€24k▼ 43.8%€7k▼ 69.3%€445▼ 93.8%€6k▲ 1,219%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 1,498% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €138k

48.6%

51.4%

Fixed assets €67k▲ 4.2%

Current assets €71k▼ 0.9%

Equity and liabilities €138k

61.8%

38.2%

Equity €85k▲ 7.4%

Debt €53k▼ 6.8%

The debt ratio falls from 41.6% to 38.2%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€23k▲

2023 · €9k

Cash flow

€19k▲

2023 · €9k

Solvency

61.8%▲

2023 · 58.4%

Current ratio

2.28▼

2023 · 2.34

Quick ratio

2.28▼

2023 · 2.34

Debt / equity

0.62▼

2023 · 0.71

ROE

6.9%▲

2023 · 0.6%

ROA

4.3%▲

2023 · 0.3%

Interest coverage

18.85▼

2023 · 39.87

Debt

€53k▼

2023 · €57k

Debt ≤ 1 year

€31k▲

2023 · €31k

Debt > 1 year

€22k▼

2023 · €26k

Income taxes

€3k▲

2023 · €889

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€136k€138k▲

Fixed assets21/28€64k€67k▲

Tangible fixed assets22/27€64k€67k▲

Plant, machinery and equipment23€58k€62k▲

Furniture and vehicles24€7k€5k▼

Current assets29/58€72k€71k▼

Amounts receivable within one year40/41€54k€40k▼

Trade receivables40€45k€38k▼

Other amounts receivable41€9k€1k▼

Cash at bank and in hand54/58€10k€25k▲

Deferred charges and accrued income490/1€7k€6k▼

Equity and liabilities

Total equity and liabilities10/49€136k€138k▲

Equity10/15€79k€85k▲

Contributions10/11€6k€6k=

Reserves13€73k€79k▲

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€71k€77k▲

Amounts payable17/49€57k€53k▼

Amounts payable after more than one year17€26k€22k▼

Financial debts170/4€26k€22k▼

Amounts payable within one year42/48€31k€31k▲

Current portion of amounts payable after more than one year42€4k€5k▲

Trade debts44€13k€6k▼

Suppliers440/4€13k€6k▼

Taxes, remuneration and social security45€13k€17k▲

Taxes450/3€13k€17k▲

Other amounts payable47/48-€3k

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€13k▲

Other operating charges640/8€10k€948▼

Gross operating margin9900€19k€24k▲

Operating profit (loss)9901€613€10k▲

Financial income75/76B€948-

Recurring financial income75€948-

Financial charges65/66B€227€1k▲

Recurring financial charges65€227€1k▲

Profit (loss) for the period before taxes9903€1k€9k▲

Income taxes67/77€889€3k▲

Profit (loss) for the period9904€445€6k▲

Profit (loss) for the period to be appropriated9905€445€6k▲

Appropriation of the result

Profit (loss) to be appropriated9906€445€6k▲

Transfer to equity691/2€445€6k▲

To other reserves6921€445€6k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

2025

25-10

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 86 days late

2024

30-09

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 61 days late

2023

31-12

Financial Weakest financial yearnet €445 ▼93.8%

Net result drops to €445, the lowest in the series; recovery starts the following year.

26-09

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 57 days late

2022

31-10

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 92 days late

2021

17-11

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 109 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Linter · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kattelijnestraat(WOM) 73350 Linter

Ground area

470 m²

Building footprint

226 m²

Volume, LiDAR

999 m³

Parcel 24128C0030/00V002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

JACK & PRAAT

Kattelijnestraat(WOM) 7, 3350 LinterSpecialised construction activities

since 20192.287.455.978

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24128C0030/00V002	Flanders	470 m²	1 · 226 m²	9.0 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Next Energy

BE 0730.803.443

Herk-de-Stad · Eq €85k

Of 4,095 companies in sector 43240 we hold annual accounts for 1,631. 1,372 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded03-04-2019

Fiscal year end31-12

Activities, NACEBEL

43240Other construction installation

43299Specialised construction activities

74201Photography, excluding press photography

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.