JACK & JAY

Active

Private limited companyfounded 2012active for 14 yearsRue Valère Mabille(MLZ) 105, 7140 Morlanwelz, BelgiumKBO/BCE: BE 0846.307.677

Summary

The computed 12-month bankruptcy probability of JACK & JAY is 9.9% (elevated). The annual accounts of JACK & JAY for financial year 2024 show a net loss of 87% of the equity at the start of that year. The 2024 annual accounts show equity of €8,265 and a net result of -€56,369. Equity is growing by about 7.9% per year across the filed financial years. Its solvency ranks better than 13% of 2,408 sector peers (NACE 25, financial year 2024). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

JACK & JAYActiveChecked score 29/100

Risk analysis Report Compare

Activity

Manufacture of fabricated metal products, except machinery and equipment

NACE 25210Installation of electric heating, air conditioning, cooling and ventilation NACE 43222

1 site

Size

€115,092total assets 2024

Equity: €8,265
Loss: -€56,369

Turnover not published (micro format)

Financial health

29 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 9.9%

Structure

BROWARNY, Giacomo MichelDirector
BROWARNY, JasonDirector

2025 accounts not filed, 86 days past the deadline2 of 4 deeds summarised

Why 29raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 98 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 06-11-2025)Loss of €56,369 (financial year 2024)Show the evidence

Checked score

Score 2024

29 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 6% of its sector peers (NACE 25, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 32-54

equity 7.2% of total assets

Liquidity 7-50

short-term debt 82.2% · cash 1.7%

Profitability 0-52

return on assets -49.0%

Bankruptcy probability, 12 months

9.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,701 companies, NACE 25, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 1.3%▲ +0.8 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.9%▲ +0.5 percentage points vs 07-2025 09-2025: 2.3%▲ +0.4 percentage points vs 08-2025 10-2025: 4.0%▲ +1.7 percentage points vs 09-2025 11-2025: 4.1%▲ +0.1 percentage points vs 10-2025 12-2025: 7.4%▲ +3.3 percentage points vs 11-2025 01-2026: 7.4%● unchanged vs 12-2025 02-2026: 7.3%▼ -0.1 percentage points vs 01-2026 03-2026: 7.2%▼ -0.1 percentage points vs 02-2026 04-2026: 7.6%▲ +0.4 percentage points vs 03-2026 05-2026: 7.4%▼ -0.2 percentage points vs 04-2026 06-2026: 7.3%▼ -0.1 percentage points vs 05-2026 07-2026: 7.4%▲ +0.1 percentage points vs 06-2026 08-2026: 7.4%● unchanged vs 07-2026 09-2026: 7.7%▲ +0.3 percentage points vs 08-2026 10-2026: 9.9%▲ +2.2 percentage points vs 09-2026highest value

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.1, compared with 3.51 in 2023, below the usual 1.5; short-term debt: 82.2% and cash: 1.7% of total assets), and 92.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro): better than 12% on solvency, 4% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

raises risk

1 change of registered office in 24 months

Belgian Official Gazette

1 financial year not filed after the legal deadline; last filed accounts filed 98 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 06-11-2025)

NBB · annual accounts

Loss of €56,369 (financial year 2024)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2408 sector peers (2024).

NBB · sector comparison

Position among 2408 sector peers

Solvency

better than 13%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 98 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-11-2025, 98 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

98 days late

2023

36 days late

2022

31 days late

2021

8 days late

2020

101 days late

2019

67 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 57 days after the deadline; the sector median (NACE 25) for financial year 2024 is 8 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-11-2025 Annual accounts filedfinancial year 2024 · micro…
09-05-2025 Appointment: Browarny Noah (managing director)Registered-office move · Share transfer…
14-02-2025 Reappointments: BROWARNY, Jason (director) and BROWARNY…Amendment of the articles ·…

Key points

Caution: From profit to loss in 2024after €414 in 2023 -€56,369 View
Caution: Among the weakest 5% on net resultsector median €11,249 · 2,410 companies -€56,369 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View

By topic

Financials

Financial year: 2024
Total assets: €115,092
Loss: -€56,369
Solvency: 7.2%

Total assets▲ 8.6%

Net result

20182024

Go to Financials

Board & ownership

Board: 2 members

BROWARNY, Giacomo MichelDirector
BROWARNY, JasonDirector

Go to Board & ownership

Timeline

Events: 18
Since: 2013

31-12-2024Weakest financial year
05-09-2024Annual accounts filed
31-12-2023Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of fabricated metal products, except machinery and…NACE 25210
Founded: 04-06-2012
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Who signs: Each director alone
Annual meeting: Fourth Friday of April at 17:00
Purpose: “Travaux d'installation électrotechnique de bâtiment; Installation de câbles et appareils…” (deed in French)

Go to Articles of association

Key facts about JACK & JAY

What is the company number of JACK & JAY?: 0846.307.677. In Belgium the VAT number is the company number with BE in front: BE 0846.307.677.
Where is JACK & JAY based?: The registered office is at Rue Valère Mabille(MLZ) 105, 7140 Morlanwelz.Company details
What does JACK & JAY do?: According to the KBO register, the main activity is manufacture of fabricated metal products, except machinery and equipment (NACE 25210).
What is the legal form of JACK & JAY?: Private limited company (BV).
When was JACK & JAY founded?: On 04-06-2012.
Is JACK & JAY still active?: Yes, JACK & JAY is an active enterprise in the KBO register.
How many employees does JACK & JAY have?: On average 1.2 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of JACK & JAY?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JACK & JAY profitable?: In financial year 2024, JACK & JAY made a loss of €56,369.
Where can I find the annual accounts of JACK & JAY?: JACK & JAY filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2024.