JACK!
ActiveSummary
JACK! has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €530,067 and a net result of €184,683. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 7940 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 7.21 against 7.15 in 2024; short-term debt: 11.8% and cash: 22.2% of total assets), and 11.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
30.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
118 d early
2023
127 d early
2022
139 d early
2021
80 d early
2020
156 d early
2019
102 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 107 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 April (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€530,067▼ 19.2%
2024 · €656,068
Total assets
€600,824▼ 20.0%
2024 · €750,728
Net result
€184,683▲ 14.5%
2024 · €161,260
Working capital
€439,118▼ 20.9%
2024 · €554,922
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€102,878▲ 26.9%€217,577▲ 111%€198,183▼ 8.9%€242,779▲ 22.5%€231,815▼ 4.5%
Net result€70,231above the sector's middle half▲ 33.6%€145,302above the sector's middle half▲ 107%€133,842above the sector's middle half▼ 7.9%€161,260above the sector's middle half▲ 20.5%€184,683above the sector's middle half▲ 14.5%
Equity€227,741above the sector's middle half▲ 44.6%€372,243above the sector's middle half▲ 63.5%€505,252above the sector's middle half▲ 35.7%€656,068above the sector's middle half▲ 29.8%€530,067within the sector's middle half▼ 19.2%
Total assets€277,297within the sector's middle half▼ 6.0%€398,532above the sector's middle half▲ 43.7%€634,042above the sector's middle half▲ 59.1%€750,728above the sector's middle half▲ 18.4%€600,824within the sector's middle half▼ 20.0%
Debt€49,556▼ 63.9%€26,290▼ 46.9%€128,790▲ 390%€94,660▼ 26.5%€70,757▼ 25.3%
Working capital€181,377above the sector's middle half▲ 61.9%€317,297above the sector's middle half▲ 74.9%€430,698above the sector's middle half▲ 35.7%€554,922above the sector's middle half▲ 28.8%€439,118above the sector's middle half▼ 20.9%
Solvency82.1%above the sector's middle half▲ 28.7pp93.4%above the sector's middle half▲ 11.3pp79.7%above the sector's middle half▼ 13.7pp87.4%above the sector's middle half▲ 7.7pp88.2%above the sector's middle half▲ 0.8pp
Current ratio4.66above the sector's middle half▲ 2.8513.07above the sector's middle half▲ 8.414.34above the sector's middle half▼ 8.737.15above the sector's middle half▲ 2.807.21above the sector's middle half▲ 0.06
Return on assets (ROA)25.3%above the sector's middle half▲ 7.5pp36.5%above the sector's middle half▲ 11.1pp21.1%above the sector's middle half▼ 15.3pp21.5%above the sector's middle half▲ 0.4pp30.7%above the sector's middle half▲ 9.3pp
Staff (FTE)2=0.22.2▲ 1,000%2.6within the sector's middle half▲ 18.2%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600,824
Fixed assets
€90,949 ▼ 13.8%
Current assets
€509,875 ▼ 21.0%
Equity and liabilities €600,824
Equity
€530,067 ▼ 19.2%
Debt
€70,757 ▼ 25.3%
Debt's share of the balance-sheet total falls from 12.6% to 11.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€285,534▲
2024 · €279,336
Cash flow
€238,403▲
2024 · €197,817
Quick ratio
6.85▲
2024 · 6.82
Debt to equity
0.13▼
2024 · 0.14
ROE
34.8%▲
2024 · 24.6%
Interest coverage
91.37▼
2024 · 97.17
Debt ≤ 1 year
€70,757▼
2024 · €90,251
Income taxes
€61,062▼
2024 · €79,152
Staff costs
€164,211▲
2024 · €89,420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €100 | - | €200 | €913 | - | - |
| Remuneration, social security and pensions62 | €13,670 | - | €6,996 | €89,420 | €164,211 | ▲ 83.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,274 | €27,606 | €27,518 | €36,557 | €53,719 | ▲ 46.9% |
| Other operating charges640/8 | €4,180 | €6,519 | €4,525 | €12,768 | €8,366 | ▼ 34.5% |
| Non-recurring operating charges66A | - | - | - | €0 | - | - |
| Gross operating margin9900 | €149,002 | €251,703 | €237,221 | €381,524 | €458,111 | ▲ 20.1% |
| Operating profit (loss)9901 | €102,878 | €217,577 | €198,183 | €242,779 | €231,815 | ▼ 4.5% |
| Financial income75/76B | €1,478 | €249 | €388 | €509 | €17,055 | ▲ 3,253% |
| Recurring financial income75 | €1,478 | €249 | €388 | €509 | €17,055 | ▲ 3,253% |
| Financial charges65/66B | €789 | €5,331 | €1,770 | €2,875 | €3,125 | ▲ 8.7% |
| Recurring financial charges65 | €789 | €5,331 | €1,770 | €2,875 | €3,125 | ▲ 8.7% |
| Profit (loss) for the period before taxes9903 | €103,567 | €212,496 | €196,801 | €240,412 | €245,745 | ▲ 2.2% |
| Income taxes67/77 | €33,336 | €67,194 | €62,959 | €79,152 | €61,062 | ▼ 22.9% |
| Profit (loss) for the period9904 | €70,231 | €145,302 | €133,842 | €161,260 | €184,683 | ▲ 14.5% |
| Profit (loss) for the period to be appropriated9905 | €70,231 | €145,302 | €133,842 | €161,260 | €184,683 | ▲ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €277,297 | €398,532 | €634,042 | €750,728 | €600,824 | ▼ 20.0% |
| Fixed assets21/28 | €46,364 | €54,946 | €74,554 | €105,554 | €90,949 | ▼ 13.8% |
| Tangible fixed assets22/27 | €46,364 | €54,946 | €74,554 | €105,554 | €90,949 | ▼ 13.8% |
| Plant, machinery and equipment23 | - | €12,919 | €16,072 | €13,778 | €11,484 | ▼ 16.6% |
| Furniture and vehicles24 | €46,364 | €42,027 | €58,481 | €91,776 | €79,465 | ▼ 13.4% |
| Current assets29/58 | €230,933 | €343,587 | €559,488 | €645,174 | €509,875 | ▼ 21.0% |
| Amounts receivable after more than one year29 | €6,000 | - | - | - | - | - |
| Other amounts receivable291 | €6,000 | - | - | - | - | - |
| Stocks and contracts in progress3 | €6,208 | €21,534 | €28,957 | €29,554 | €25,337 | ▼ 14.3% |
| Stocks30/36 | €6,208 | €21,534 | €28,957 | €29,554 | €25,337 | ▼ 14.3% |
| Amounts receivable within one year40/41 | €123,373 | €225,143 | €329,480 | €286,529 | €278,154 | ▼ 2.9% |
| Trade receivables40 | €101,888 | €162,989 | €242,507 | €249,667 | €197,993 | ▼ 20.7% |
| Other amounts receivable41 | €21,485 | €62,155 | €86,973 | €36,862 | €80,161 | ▲ 117% |
| Current investments50/53 | - | - | - | €82,100 | €73,188 | ▼ 10.9% |
| Cash at bank and in hand54/58 | €95,351 | €96,909 | €171,051 | €246,991 | €133,196 | ▼ 46.1% |
| Deferred charges and accrued income490/1 | - | - | €30,000 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €277,297 | €398,532 | €634,042 | €750,728 | €600,824 | ▼ 20.0% |
| Equity10/15 | €227,741 | €372,243 | €505,252 | €656,068 | €530,067 | ▼ 19.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €209,141 | €353,643 | €486,652 | €637,468 | €511,467 | ▼ 19.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €207,281 | €351,783 | €484,792 | €637,468 | €511,467 | ▼ 19.8% |
| Amounts payable17/49 | €49,556 | €26,290 | €128,790 | €94,660 | €70,757 | ▼ 25.3% |
| Amounts payable after more than one year17 | - | - | - | €4,408 | - | - |
| Financial debts170/4 | - | - | - | €4,408 | - | - |
| Amounts payable within one year42/48 | €49,556 | €26,290 | €128,790 | €90,251 | €70,757 | ▼ 21.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €15,114 | €8,533 | ▼ 43.5% |
| Financial debts43 | - | €25,490 | €25,565 | - | €26,762 | - |
| Credit institutions430/8 | - | €25,490 | €25,565 | - | €26,762 | - |
| Trade debts44 | €46,055 | - | €98,835 | €60,621 | €20,126 | ▼ 66.8% |
| Suppliers440/4 | €46,055 | - | €98,835 | €60,621 | €20,126 | ▼ 66.8% |
| Taxes, remuneration and social security45 | €3,336 | - | €3,397 | €12,835 | €13,336 | ▲ 3.9% |
| Taxes450/3 | €3,336 | - | - | - | - | - |
| Remuneration and social security454/9 | - | - | €3,397 | €12,835 | €13,336 | ▲ 3.9% |
| Other amounts payable47/48 | €165 | €800 | €993 | €1,680 | €2,000 | ▲ 19.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,231 | €145,302 | €133,842 | €161,260 | €184,683 | ▲ 14.5% |
| + Depreciation and write-downs630 | €28,274 | €27,606 | €27,518 | €36,557 | €53,719 | ▲ 46.9% |
| Operating cash flow (approximation) | €98,505 | €172,908 | €161,360 | €197,817 | €238,403 | ▲ 20.5% |
| Investment in fixed assets (approximation) | - | -€36,188 | -€47,126 | -€67,557 | -€39,114 | ▲ 42.1% |
| Change in cash | - | €1,558 | €74,142 | €75,940 | -€113,795 | ▼ 250% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
11-06
State Gazette act
Appointment: BV Jack Holding (non-statutory director)Permanent representative: TINE BECKX · Power of attorney5 facts ▸
State Gazette act
Appointment: BV Jack Holding (non-statutory director)
Permanent representative: TINE BECKX · Power of attorney5 facts ▸
- General meeting, 08-12-2025
- Director appointment, BV Jack Holding (non-statutory director)
- Permanent representative, TINE BECKX (permanent representative)
- General meeting, verklaart kennis te hebben genomen van en akkoord te gaan met de benoeming door de rechtspersoon BV Jack Holding van TINE BECKX als zijn vaste vertegenwoordiger
- Power of attorney, BV Jonghof
2025
31-12
Financial
Highest result since 2018net €184,683 ▲14.5%
Net result €184,683, the highest in the series.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500,000Eq €505,252 ▲35.7%
6 profitable years in a row build equity to €505,252.
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 13.07
Current ratio from 4.66 to 13.07; short-term debt falls from €49,556 to €26,290.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 4.66
Current ratio from 1.81 to 4.66; short-term debt falls from €137,463 to €49,556.
31-12
Financial
Equity above €200,000Eq €227,741 ▲44.6%
4 profitable years in a row build equity to €227,741.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Equity above €150,000Eq €157,510 ▲50.1%
3 profitable years in a row build equity to €157,510.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €104,950 ▲70.5%
2 profitable years in a row build equity to €104,950.
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
Board 1
BV Jack Holding
CurrentNon-statutory director · since 08-12-2025 · Legal entity · perm. rep.: TINE BECKX
Permanent representatives 1
TINE BECKX
CurrentPermanent representative · since 08-12-2025 · for BV Jack Holding
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
4,191 m²
Building footprint
1,648 m²
Volume, LiDAR
8,637 m³
2 parcels, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Jack!
since 20122.212.869.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0154/00C000 | Flanders | 3,234 m² | 1 · 1,335 m² | 12.1 m · 1 fl. |
| 11372A0315/00F000 | Flanders | 957 m² | 1 · 313 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2025, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| BV Jack Holding |
|
Articles of association
Other statement
One provision in the deed
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,760 EUR awarded · 2,760 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,760 EUR | 2,760 EUR |
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,429. 4,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848927073
Also
9925:BE0848927073
Registered
25-01-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.